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THE ROLE OF SMALL SCALE INDUSTRIES IN RURAL DEVELOPMENT

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THE ROLE OF SMALL SCALE INDUSTRIES IN RURAL DEVELOPMENT

(A CASE STUDY OF ANAMBRA EAST LOCAL GOVERNMENT)

 

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 ABSTRACT

 

This research project titled:- THE ROLE OF SMALL SCALE INDUSTRIES IN RURAL DEVELOPMENT (A CASE STUDY OF ANAMBRA EAST LOCAL GOVERNMENT) is a case study type of research, and the instrument used in gathering date is the questionnaire method.

Every dick and harry harp on small-scale industries as the modus operandi too rural development hence the researcher became interested on the topic.  The objective is to find out the relevance of small-scale industries in rural development.

Two hundred (200) were randomly sampled and administered with questionnaire, out of the population of two hundred and thirty-five thousand, nine hundred and fifty-seven (235,957) ninety four and half percent (189) of the questionnaires were returned.  Data collected was presented and analysed using textual and tabular presentation and percentage.

Findings of the study include: creation of job opportunities, reduction in rural-urban drift provision of semi-processed raw materials, increase in the production of goods and services and broadening of government revenue base.

It is therefore, concluded that small-scale industries are very relevant in rural development and their establishment in the rural areas (taking into account the principles of localization of industries) has been recommended.  Finally, the researcher recommends to turillan study, the establishment, financing and management problems of small-scale industries.

TABLE OF CONTENTS

CHAPTER ONE

1.1     Background of the study

  • Statement of problem
  • Important of the study
  • Research question
  • Scope of the study
  • Limitation and delimitations
  • Definition of terms

References

 

CHAPTER TWO

2.1     Defining of small-scale industries by various bodies, institutions, countries etc.

  • Roles of government to small scale industries
  • Classification of small scale industries
  • Types of business and level of turn over

References

 

CHAPTER THREE

3.1     Research design and methodology

  • Population of the study
  • Sample size determination
  • Administration of data questionnaire
  • Return of questionnaire
  • Description of respondents
References
CHAPTER FOUR
  • Analysis of data collected
  • Presentation of analysis
  • Interpretation of data

References

 

CHAPTER FIVE

5.1     Summary of findings, conclusion and recommendation

5.2     Preliminary of findings

5.3     Conclusion

  • Recommendation
  • Suggestions for further study

Bibliography

Appendices

 

 

 

 CHAPTER ONE

 

  • BACKGROUND TO THE STUDY

Large-scale manufacturing has been the main thrust of Nigeria’s development programme over time.  However 16 is being widely acknowledged that rural development should be the centre piece for effective short and long run development of any nation such as Niger.  Both the federal and state governments on one hand and general public on the other hand attest to the fact through their efforts toward the development of the countryside of Nigeria.

In realization of this and in pursuance of its attainment the federal government created the directorate for Foods, Roads and Rural Infrastructure (FRRI) to work in partnership with the rural communities toward the provision of Amenities such as rural roads, water boreholes and production of more foods.  As well several states, which Anambra is one of thean, have adopted rural developmental programme which is charged with the responsibility of developing and coordinating rural development activities in the state.

 

From the on-going, therefore, it is clear that the governments and people of the country now attach much importance to rural development.  It is, therefore, the need to achieve integrated rural development vis-a vis national development that prompted this study with the objective of determining the role of the establishment of small scale industries in the rural areas can play in this regard.

 

1.1     STATEMENT OF THE PROBLEM

Since independence, Nigeria has had your national development plans, but unfortunately we are still in search of a development strategy to launch us on the plan of developed nations.  Hitherto, the development plans have laid emphasis on large manufacturing concerns.

It therefore, becomes imperative that other strategies such as small-scale industries…

 

 

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THE PROBLEMS OF DEBT MANAGEMENT IN FINACIAL INSTITUTION.

THE PROBLEMS OF DEBT MANAGEMENT IN FINANCIAL INSTITUTION.

(A CASE STUDY OF UNION BANK PLC GARDEN AVENUE ENUGU)

 

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ABSTRACT

This work on the problem of debt management in Nigeria financial institutions.  A case study of union bank Plc Garden Avenue Enugu, you see for some tears a lot of reorganization has been going on in nation’s financial system.  The appropriateness of a work into this area need not be over emphasis considering what is going on in the nation’s financial institutions

The distress bank issue is an offspring of the problems of debt mat in Nigeria financial institution.

Well union bank Plc was not one of distressed bank but then study has shown that debt management in financial; institution still faces a lot of problem as will be seen from the study carried out in union bank Plc garden Avenue Enugu.

In the course of this study, data were collection by means of face to face questionnaire blended with sparing interviews with the Advance department of the Bank.

 

 

TABLE OF CONTENTS

CHAPTER ONE

INTRODUCTION

  • Back Ground
  • Purpose Of The Study
  • Statement Of Problems
  • Scope Of The Study
  • Significance Of The Study

 

CHAPTER TWO

  • REVIEW OF RELATED LITERATURE

2.1     Debt and Debt Management Defined

  • Types Of Debt
  • How Banks Create Money
  • Common Causes And Problems Of Bad Debts
  • Fundamental Of Credit Analysis
  • Prudential Guideline In Nigeria N Banking
  • Minimizing Risk Associates With Bank Lending
  • The Need For Frequent Government Regulation
  • Short Coming Of The Traditional Method Of Credit Analysis

 

CHAPTER THREE

  • Research Design And Methodology

3.1     Method of Data Collection

  • Area Of Study
  • Population
  • Instrument Used
  • Method Of Data Analysis

 

CHAPTER FOUR

PRESENTATION AND ANALYSIS OF DATA

 

CHAPTER FIVE

  • Conclusion

5.1     Summary of Findings

  • Discussion
  • Recommendations
  • Suggestions For Further Research

Bibliography

Appendix

 

 

 

CHAPTER ONE

INTRODUCTION

  • BACKGROUND

Financial institutions is that sector of the economy providing the community with money balances and payment up of banks and sector of the economy is made up of banks and non-banks financial institutions like financial house, mortgage house and other institutions that provide financial services and intermediation to the various segment of the economy.

 

In modern society, economic prosperity and progress depend largely on level of savings in the nation.   It happens that some one’s savings is made available to an investor for productive venture like what happens  in commercial banks.  When this happens a debt is created. A debt which has been described as an obligation to made future payment. It is against the borrowers promise to made future payment.  As a result of this the owners of these funds faces the risk of not getting their money in good time or losses it entirely when the custodian of these funds cannot mange then well hence debt management becomes a sing anon to guarantee the confidence of the individual depositor that his money is safe-debt management involves arrangement put in place for repayment of these credit facilities.

In the same vain it also fulfill a wider role in safe guiding the stability of the individual bank and thus the banking system as a whole. At this juncture ,the researcher will mention that this work is based on the constrains in relation with debt tagged the problems of management in Nigeria financial institution (A case study of union bank Plc Garden Avenue Enugu).

Recently, the banking sector undergo a traumatic experience whereby some banks were judged distressed, this however was a direct manifestation of improper debt management.

 

  • STATEMENT OF PROBLEMS.

The fundamental role banks and non-banks financial institutions is to intermediate between the surplus deficits sector of the economy.

 

 

 

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THE IMPACT OF STRIKE ACTION ON THE ACHIEVEMENT OF TRADE UNION OBJECTIVE

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THE IMPACT OF STRIKE ACTION ON THE ACHIEVEMENT OF TRADE UNION OBJECTIVE

 

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CHAPTER ONE

 

INTRODUCTION

 

1.1 BACKGROUND OF THE STUDY

 

Strike action also called labour strike or industrial action is a work stoppage caused by the mass refusal of employee(s) to work. A strike usually takes place in respond to employee grievances. Strike became important during the Industrial Revolution, when mass labour became important in factories and mines. In most countries, they were quietly made illegal, as factory owners had far more political power than workers. Most western countries partially legalize striking in the late 19th or early 20th centuries.

 

Strikes are sometimes used to put pressure on government to change polices. Occasionally, strike destabilizes the rule of a particular political party or ruler. In such cases, strikes are often part of a broader social movement taking the form of a campaign of civil resistance. A notable example is the stoppage of work by the indigenous railways workers in (1932) led by Pa Michael Imodu during the colonial era and the first general strike of (1945) in Nigeria.

 

Since 1970 to present time, workers demand for improved condition of work and wages have increased the number of strike actions as management most times would not accurately satisfy the needs and requests of employees even in the face of economic recession.

 

In this study, however, we are going to examine the causes of strike, i.e. consequences and impact in the achievement of trade union objectives.

 

 

Strikes are the most significant aspect of industrial conflict. Strike is defined as the temporary stoppage of work in the pursuance of grievance or demand. In practice however, it has been difficult to separate strike from other forms of expression of industrial dispute as employer lock out workers and workers themselves embark on strike action.

 

It is more useful to view both phenomena as part and parcel of the conflict situation, not as opposite. Rarely does a strike occur over a single issue for an obvious cause may be linked with several other issues that not immediately apparent to the observation that have caused dissatisfaction because solutions to them have been long in coming. The actual occurrence of strike depends on several factors including prevailing circumstances. This also goes to show that few strikes occur spontaneously especially as there is no way of guaranteeing that strike actions instead of the other forms of industrial action would be decided upon by workers involved.

 

Each time strike occurs substantial man-hour is lost, a good example is the first general strike of (1945), the (1993) ASU strike where universities in the country was closed for couple of months thereby causing set back in the tertiary institution.

 

The Nigeria Labour Congress, NLC, and Trade Union Congress, TUC, the two major umbrella bodies of workers union in Nigeria mobilized workers for an indefinite strike action which commenced on Monday, 9th January, 2012 to drive home the protest against the fuel subsidy removal of January 1st 2012. The government of Nigeria removed fuel subsidy by increasing the price of petrol per litre from N65 to N141 on January 1st 2012.

 

 

This nationwide strike affected the country of trading on the floor of the Nigeria Stock Exchange,( NSE) fell by 82 percent, local

 

flights were grounded, and lifting of crude oil was hampered. The strike had a lot of effect on the major sector of the economy as activities of the (NSE) that are trading slumped by 80%, while banks complied with the strike order and closed shop, the NSE opened for business as usual. But at close of trading, only 46.06 million shares were traded in 20 deals.

 

This is a significant reduction when compared with an average 262 million shares worth about N1.05 billion traded in 2,509 deals the previous week. The Nigeria Labour Congress,(NLC) has led a number of general strikes in the past to mention a few. In 2004, the Nigeria Labour Congress gave the Federal government an ultimatum to reverse the decision to introduce the controversial fuel tax or force a nation wide protest strike. The strike threat was made despite the fact that the Federal High Court judgment in an earlier dispute had declared the organization lacking legal power to call a general strike over government policies.

 

It is in this context that the research wishes to access the impact of strike action on the achievement of trade union objectives in both private and public sectors in Nigeria and how management policies/decisions are influenced by workers through the representatives (trade union) to the effect of harmonizing management polices with trade union objectives enhancing efficiency as well as maintain good industrial relation

 

peace             and   harmony  in   the   work   place   using…

 

  • STATEMENT OF THE PROBLEM

 

The unstable industrial relation climate in Nigeria just within the decades has resulted in all time record of lost working hours, unprecedented work stoppage as a result of strike action.

 

By October 1981,both federal and state government were broke, by December, seven out of the nineteen state governments could hardly pay the salaries of their employees; by June 1982,Bendel,Rivers,Cross Rivers, Benue and Imo States were owing teachers two to four months arrears. It was only when junior workers threatened strike action in Cross River State and teachers actually abandoned classes in Bendel State after not receiving January salaries as at April 1982 that both government cleared part of the outstanding amount .

 

In the first six months of the year 1982, Nigeria lost a total of 4,598 man- hours because of strike action by workers. The recent strike action embarked by Nigeria Labour Congress in January, 2012 has cost the country millions of naira as all the sectors of the economy which engage in productivity activities in order to boost the gross domestic product of the economy…

 

 

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