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Banking And Finance Project Topics And Materials FOR Students in Nigeria

BANKING AND FINANCE PROJECT TOPICS AND MATERIAL FOR  Nigeria STUDENTS

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1 FINANCIAL DISTRESS IN SOME COMMERCIAL BANKS, REASONS, ISSUES, CONSEQUENCES AND SOLUTION( HAVE 5 CHAPTERS AND 53 PAGES)
2 EFFECTS OF BANK DISTRESS ON THE SAVING HABITS OF THE RURAL DWELLERS( HAVE 5 CHAPTERS AND 61 PAGES)
3 THE ROLE OF BANKS IN INTERNATIONAL TRADE IN NIGERIA( HAVE 5 CHAPTERS AND 54 PAGES)
4 THE ROLE OF NIGERIA AGRICULTURAL CO-OPERATIVE AND RURAL DEVELOPMENT BANK ON NIGERIA ECONOMY( HAVE 3 CHAPTERS AND 26 PAGES)
5 EFFECTIVE MANAGEMENT OF NIGERIAN EXTERNAL RESERVES ( HAVE 3 CHAPTERS AND 36 PAGES)
6 NATURE OF BANKING SERVICES IN NIGERIA( HAVE 3 CHAPTERS AND 36 PAGES)
7  SAVINGS MOBILIZATION FAR ECONOMIC DEVELOPMENT IN NIGERIA BANKING INDUSTRY (1990 – 2004) A CASE STUDY OF UNION BANK OF NIGERIA PLC( HAVE 5 CHAPTERS AND 76 PAGES)
8 THE PROBLEM OF FINANCING INTERNATIONAL TRADE IN NIGERIA( HAVE 3 CHAPTERS AND 40 PAGES)
9 AN APPRASIAL OF CAPITAL BUDGETING DECISIONS IN GOVERNMENT PARASTATALS( HAVE 5 CHAPTERS AND 38 PAGES)
10 THE IMPACT OF BANKING REGULATION AND SUPERVISION IN NIGERIA COMMERCIAL BANKS( HAVE 5 CHAPTERS AND 44 PAGES)
11 THE EFFECTVENEDD OF FINANCIAL CONTROL IN PUBLIC SECTOR( HAVE 3 CHAPTERS AND 33 PAGES)
12 THE IMPACT OF FISCAL AND MONETARY POLICY IN CONTROLLING UNEMPLOYMENT IN NIGERIA( HAVE 5 CHAPTERS AND 60 PAGES)
13 THE ROLE OF DEVELOPMENT BANKING IN NIGERIA ECONOMY( HAVE 3 CHAPTERS AND 27 PAGES)
14 THE N25 BILLION NARIA RECAPITCALIZATION ORDER IN NIGERIA COMMERCIAL BANKS PROBLEMS AND PROSPECTS. ( HAVE 5 CHAPTERS AND 39 PAGES)
15 MEASURES TO COMBAT INFLATION IN NIGERIA( HAVE 3 CHAPTERS AND 34 PAGES)
16 THE APPRAISAL OF COMMERCIAL BANKS SECTORIAL DISTRIBUTION OF LOANS AND ADVANCES( HAVE 5 CHAPTERS AND 41 PAGES)

17 THE PRACTICE OF CORPORATE SOCIAL RESPONSIBILITIES IN THE BREWERY INDUSTRY (A CASE STUDY OF THE NIGERIAN BREWERIES AMA ENUGU) ( HAVE 5 CHAPTERS AND 88 PAGES)
18 FINANCIAL ACCOUNTING INFORMATION AS AN AID TO MANAGEMENT DECISION MAKING( HAVE 5 CHAPTERS AND 43 PAGES)
19 THE IMPACT OF HIGH BANK LENDING ON MANUFACTURING SECTOR OF THE NIGERIAN ECONOMY ( HAVE 5 CHAPTERS AND 37 PAGES)
20 CAPITAL BUDGETING IN THE PRIVATE SECTOR
(A CASE STUDY OF THE NIGERIAN BREWERIES) ( HAVE 5 CHAPTERS AND 87 PAGES)
21 THE ROLE OF BANKS IN INDUSTRIAL DEVELOPMENT OF NIGERIA( HAVE 5 CHAPTERS AND 47 PAGES)
22 CRISIS MANAGEMENT IN BANKING INDUSTRY( HAVE 5 CHAPTERS AND 37 PAGES)
23 THE EXAMINATION OF THE ROLES OF COMMERCIAL BANK IN FINANCING AGRICULTURAL PROJECT IN ENUGU STATE( HAVE 5 CHAPTERS AND 96 PAGES)
24 THE ROLE OF ELECTRONIC BANKING IN NIGERIA( HAVE 5 CHAPTERS AND 43 PAGES)
26 14 BANK DISTRESS: A CRITICAL REVIEW OF THE COURSES AND POSSIBLE CONTROL IN THE NIGERIAN BANKING INDUSTRY
(A CASE STUDY OF N.D.I.C ENUGU) ( HAVE 5 CHAPTERS AND 77 PAGES)
27 IMPACT OF BANK FAILURE IN NIGERIA ECONOMY: A CASE STUDY OF SAVANNAH BANK OF NIGERIA PLC( HAVE 5 CHAPTERS AND 115 PAGES)
28 THE ROLE OF WORKING CAPTIAL MANAGEMENT IN PRIVATE SECTOR ESTABLISHMENTS( HAVE 3 CHAPTERS AND 32 PAGES)
29 NAIRA EXCHANGE RATE DEPRECIATION AND DOMESTIC INFLATION IN NIGERIA( HAVE 5 CHAPTERS AND 60 PAGES)
30 EVALUATING THE IMPACT OF BANK DISTRESS ON THE PROFIT GROWTH OF EXISTING COMMERCIAL BANKS.
(A CASE STUDY OF SELECTED COMMERCIAL BANKS) ( HAVE 5 CHAPTERS AND 70 PAGES)
31 THE IMPACT OF ACCOUNTING INFORMATION ON BANK LENDING DECISION( HAVE 5 CHAPTERS AND 32 PAGES)
32 IMPROVING CUSTOMERS SERVICES IN NIGERIAN COMMERCIAL BANKS( HAVE 5 CHAPTERS AND 40 PAGES)
33 THE IMPACT OF MORTGAGE BANKING IN NIGERIANS ECONOMIC DEVELOPMENT PROGRAMMES( HAVE 5 CHAPTERS AND 50 PAGES)
34 INFLATION CONTROL THROUGH OUT THE USE OF C.B.N INSTRUMENT OF CREDIT CONTROL( HAVE 5 CHAPTERS AND 37 PAGES)
35 THE IMPACT OF ORGANIZATIONAL STRUCTURE OF COMMERCIAL BANKS ON EFFICIENT CUSTOMER SERVICE IN NIGERIA
(A CASE STUDY OF FIRST BANK PLC) ( HAVE 5 CHAPTERS AND 85 PAGES)
36 THE EFFECT OF COMPUTERIZATION ON THE GROWTH, VIABILITY AND PROFITABILITY OF FIRST BANK PLC( HAVE 5 CHAPTERS AND 37 PAGES)
37 CHALLENGES FACING THE NIGERIA BANKING INDUSTRY( HAVE 5 CHAPTERS AND 52 PAGES)
38 A CRITICAL APPAISAL OF CURRENT ASSEST MANAGEMENT IN BUBLIC LIMITED LIABILITY COMPANIES
(A CASE STUDY OF NIGERIAN BREWERIES PLC ENUGU) ( HAVE 5 CHAPTERS AND 84 PAGES)
. 39 THE PROBLEM AND PROSPECT OF CAPITAL MOBILIZATION IN FINANCING SMALL INDUSTRIES IN ENUGU STATE( HAVE 5 CHAPTERS AND 48 PAGES)
40 THE ROLE OF COMMERCIAL BANKS IN SMALL SCALE BUSINESS FINANCING( HAVE 3 CHAPTERS AND 27 PAGES)
41 THE IMPACT OF CENTRAL BANK OF NIGERIA PRUDENTIAL GUIDELINES ON THE FINANCIAL STATEMENT OF LICENSED: A CASE STUDY OF FIRST BANK OF NIGERIA PLC AND UNION BANK OF NIGERIA PLC( HAVE 5 CHAPTERS AND 62 PAGES)
42 CRISIS MANAGEMENT IN THE BANKING INDUSTRY
( HAVE 5 CHAPTERS AND 36 PAGES)
43 REVENUE GENERATION IN LOCAL GOVERNMENT AREAS (PROBLEMS AND PROSPECTS) (HAVE 5 CHAPTERS AND 50 PAGES)
44 OVERVIEW AND IMPACT OF FRAUDS IN THE BANKING INDUSTRY IN NIGERIA(HAVE 5 CHAPTERS AND 40 PAGES)
45 AN EVALUATION OF CREDIT MANAGEMENT AND THE INCIDENT OF BAD DEBT IN NIGERIA COMMERCIAL BANK (CASE STUDY OF UNION BANK OF NIGERIA) (HAVE 5 CHAPTERS AND 62 PAGES)
46 THE IMPACT OF NEW MONEY MARKET PRODUCTS ON PROFIT PERFORMANCE OF COMMERCIAL BANK IN NIGERIA(HAVE 5 CHAPTERS AND 33 PAGES)
47 FINANCIAL CONTROL AND ACCOUNTABILITY
IN PUBLIC SECTOR(HAVE 5 CHAPTERS AND 33 PAGES)
48 PROBLEMS AND PROSPECTS OF REVENUE GENERATION BY THE GOVERNMENT (HAVE 3 CHAPTERS AND 33 PAGES)
49 FRAUD AND FORGERY IN THE NIGERIAN BANKING INDUSTRY(HAVE 5 CHAPTERS AND 35 PAGES)
50 SOCIRCES AND APPLICATION OF FUNDS IN A GOVERNMENT PARASTATAL.
(A CASE STUDY) INSTITUTE OF MANAGEMENT AND TECHNOLOGY IMT ENUGU. (HAVE 5 CHAPTERS AND 67 PAGES)
51 THE IMPORTANCE OF THE NIGERIAN CAPITAL MARKET TO BUSINESS ORGANIZATION(A CASE STUDY OF PORTACOURT STOCK EXCHANGE) (HAVE 5 CHAPTERS AND 47 PAGES)
52 INTO MARKETING OF FINANCIAL SERVICES BY NIGERIAN BANKING INDUSTRY IN NIGERIA(HAVE 5 CHAPTERS AND 52 PAGES)
53 THE ROLE OF COMMERCIAL BANKS IN A DEPRESSED ECONOMY(HAVE 5 CHAPTERS AND 30 PAGES)
54 PERFORMANCE APPRASISAL OF MONETYARY PPLICY PF CENTRAL BANK OF NIGERIA(HAVE 5 CHAPTERS AND 31 PAGES)
55 IMPACT OF COMMERCIAL BANK CREDIT ON AGRICULTURAL DEVELOPMENT IN ANAMBRA STATE(HAVE 5 CHAPTERS AND 44 PAGES)
56 SOURCE OF FINANCE FOR MEDIUM SCALE INDUSTRY IN NIGERIA
A CASE STUDY OF ALUMINUM MANUFACTURING COMPANY ALUMACO(HAVE 5 CHAPTERS AND 37 PAGES)
57 PROBLEM AND PROSPECTS OF PERSONAL INCOME TAX COLLECTION IN THE ENUGU STATE(HAVE 5 CHAPTERS AND 77 PAGES)
58 58 CRITICAL ANALYSIS OF FRAUD IN NIGERIAN FINANCIAL INSTITUTION(HAVE 5 CHAPTERS AND 52 PAGES)
59 THE ROLE OF CENTRAL BANK OF NIGERIA IN THE ECONOMIC GROWTH OF NIGERIA(HAVE 5 CHAPTERS AND 52 PAGES)
60 THE RIGHT AND RESPONSIBILITIES OF A BANK TO THEIR CUSTOMERS(HAVE 5 CHAPTERS AND 42 PAGES)
61 BANKING DISTRESS IN NIGERIA CAUSES AND IMPLICATIONS(HAVE 5 CHAPTERS AND 42 PAGES)
62 MORTGAGE BANKING IN NIGERIA HISTORICAL DEVELOPMENT ACHIEVEMENT AND PROBLEMS(HAVE 5 CHAPTERS AND 42 PAGES)
63 THE ROLE OF CENTRAL BANK OF NIGERIAN IN THE MANAGEMENT OF THE NATIONS FOREIGN DEBT(HAVE 5 CHAPTERS AND 38 PAGES)
64 FRAUDULENT ACT IN THE BANKING INUDTRY CAUSES EFFECTS AND POSSIBLE REMEDIES (HAVE 5 CHAPTERS AND 38 PAGES)
65 SECURITY MARKET AS A SOURCE OF FINANCE FOR THE PUBLIC AND PRIVATE SECTORS IN NIGERIA(HAVE 5 CHAPTERS AND 59 PAGES)
66 AN APPRAISAL OF THE MARKETING CONCEPT IN THE BANKING INDUSTRY
(A CASE STUDY OF SELECTED COMMERICLA BANKS) (HAVE 5 CHAPTERS AND 74 PAGES)
67 LEASING AS A FORM OF FINANCING IN ONITSHA) (HAVE 3 CHAPTERS AND 25 PAGES)
68 THE ROLE OF COMMUNITY BANK IN RURAL DEVELOPMENT(HAVE 3 CHAPTERS AND 37 PAGES)
I STOP AT EZEANI JULIANA EBERE
69 THE IMPACT OF MANAGEMENT INFORMATION ON BANK LENDING DECISIONS(HAVE 5 CHAPTERS AND 35 PAGES)
70 THE EFFECTS OF MICRO- ECONOMIC POLICIES ON THE NIGERIA FINANCIAL SECTOR. (A CRITICAL APPRAISAL) (HAVE 5 CHAPTERS AND 41 PAGES)
71 THE ROLE OF NIGERIA DEPOSIT INSURANCE CORPORATION IN REVAMPLING DISTRESSED BANKS IN NIGERIA(HAVE 5 CHAPTERS AND 23 PAGES)
72 A CRITICAL REVIEW OF THE ROLE OF COMMUNITY BANKING IN RURAL DEVELOPMENT(HAVE 5 CHAPTERS AND 35 PAGES)
73 A CRITICAL ANALYSIS OF REVENUE AND EXPENDITURE OF LOCAL GOVERNMENT ADMINISTRATION IN NIGERIA (CASE STUDY OF MBANABO NORTH LOCAL GOVERNMENT. (HAVE 5 CHAPTERS AND 72 PAGES)
74 CAUSES AND EFFECT OF MISMANAGEMENT IN FINANCIAL INSTITUTIONS(HAVE 5 CHAPTERS AND 33 PAGES)
75 THE IMPACT OF UNIVERSAL BANKING IN NIGERIA FINANCIAL SYSTEM(HAVE 5 CHAPTERS AND 99 PAGES)
76 THE PROBLEM OF BANKING SYSTEMS IN NIGERIA. (HAVE 5 CHAPTERS AND 53 PAGES)

77 LOAN SYNDICATION AS AN ALTERNATIVE TO BUSINESS FINANCE IN NIGERIA(HAVE 3 CHAPTERS AND 24 PAGES)
78 FINANCIAL REPORTING IN NIGERIA, PROBLEM AND SOLUTION(HAVE 5 CHAPTERS AND 107 PAGES)
79 THE EFFECTIVENESS OF MONETARY POLICY IN CONTROLLING INFLATION IN NIGERIA(HAVE 5 CHAPTERS AND 27 PAGES)
80 THE ROLE OF COMMUNITY BANKING IN THE
ECONOMIC DEVELOPMENT OF NIGERIA(HAVE 5 CHAPTERS AND 27 PAGES)
81 AN EVALUATION INTO THE NATURE PROBLEMS AND PROSPECTS OF THE NEW PRODUCTS DEVELOPED IN THE BANKING INDUSTRY 1990 – 2003.
(A CASE STUDY OF FIRST BANK PLC, ENUGU) (HAVE 5 CHAPTERS AND 62 PAGES)
82 AN EVALUATION OF THE IMPACT OF MANAGEMENT CRISIS IN NIGERIA FINANCIAL INSTITUTIONS (HAVE 5 CHAPTERS AND 70 PAGES)
83 ACCOUNTING SYSTEM IN LOCAL GOVERNMENT(HAVE 5 CHAPTERS AND 33 PAGES)
84 THE IMPACT OF FEDERAL GOVERNMENT TAX
POLICIES ON NIGERIAN ECONOMY 1995-2003(HAVE 5 CHAPTERS AND 60 PAGES)
85 CONTENDING THE RATE OF FRAUD IN THE
BANKING INDUSTRY(HAVE 5 CHAPTERS AND 39 PAGES)
86 THE IMPACT OF COMMUNITY BANKS IN ECONOMIC GROWTH AND DEVELOPMENT OF NIGERIA (A CASE STUDY OF NDI-AFIA COMMUNITY BANK IN ENUGU-URBAN 2000-2004) (HAVE 5 CHAPTERS AND 77 PAGES)
87 AN EXAMINATION OF THE SOURCE AND USES OF LOCAL GOVERNMENT FUND IN NIGERIA (2000-2004) (A CASE STUDY OF EZEAGU CENTRAL LOCAL GOVERNMENT DEVELOPMENT COUNCIL(HAVE 5 CHAPTERS AND 72 PAGES)
88 THE PROBLEMS OF PERSONAL INCOME TAX MANAGEMENT (HAVE 5 CHAPTERS AND 35 PAGES)
89 THE PROBLEMS OF BANKINGS HABITS OF THE RURAL COMMUNITIES IN NIGERIA (HAVE 5 CHAPTERS AND 35 PAGES)
90 THE ROLE OF CAPITAL MARKET IN FEDERAL GOVERNMENT FINANCING(HAVE 5 CHAPTERS AND 37 PAGES)
91 WORKING CAPITAL MANAGEMENT IN AUTOMOBILE INDUSTRY(HAVE 5 CHAPTERS AND 37 PAGES)
92 MOTIVATION OF CUSTOMERS AS ESSENTIAL TOOL IN FINANCIAL INSTITUTION(HAVE 5 CHAPTERS AND 34 PAGES)
93 THE USE OF FINANCIAL RATIOS FOR THE ASSESSMENT OF THE PERFORMANCE AND THE PROFITABILITY OF A FIRM(HAVE 5 CHAPTERS AND 47 PAGES)
94 ANALYSIS OF THE EFFECTIVENESS OF INFORMATION TECHNOLOGY ON BANKING SERVICES DELIVERY (A CASE STUDY OF UNION BANK ENUGU) (HAVE 5 CHAPTERS AND 81 PAGES)

95 THE EFFECT OF INFLATION ON THE ECONOMY(HAVE 5 CHAPTERS AND 56 PAGES)
96 THE MARKETING OF BANKING SERVICES (A CASE STUDY OF FIRST BANK OF NIGERIA PLS) (HAVE 5 CHAPTERS AND 110 PAGES)
97 THE IMPACT OF FOREIGN TRADE ON THE NIGERIA ECONOMY(HAVE 5 CHAPTERS AND 40 PAGES)
98 NIGERIA DEREGULATIONS, IMPACT AND IMPLICATION(HAVE 5 CHAPTERS AND 33 PAGES)
99 DISTRESS IN THE FINANCIAL INDUSTRY: CASES, APPLICATION AND POSIBLE SOLUTION (HAVE 5 CHAPTERS AND 46 PAGES)
100 DEBT RECOVERY TECHNIQUES IN THE BANKING SECTOR, PROBLEMS AND PROSPECT (A CASE STUDY OF UNION BANK NIGERIA PLC(HAVE 5 CHAPTERS AND 23 PAGES)
101 THE PRACTICE OF STANDARD COSTING AND BUDGETARY CONTROL SYSTEM IN THE MANUFACTURING FIRM,. A CASE STUDY OF FLOURIER NIG(HAVE 5 CHAPTERS AND 35 PAGES)
102 THE IMPACT OF LIQUIDITY PROBLEM ON THE NIGERIAN BANKING INDUSTRY(HAVE 5 CHAPTERS AND 54 PAGES)
103 BANK FAILURE: “CAUSES AND CONSEQUENCES(HAVE 5 CHAPTERS AND 74 PAGES)
104 AN EVALUATION OF THE IMPACT OF COMMERCIAL BANK LENDING ON SMALL SCALE INDUSTRIES IN NIGERIA(HAVE 5 CHAPTERS AND 39 PAGES)
105 FRAUD IN NIGERIAN BANKING SYSTEM (HAVE 5 CHAPTERS AND 81 PAGES)
106  AN OVERVIEW OF THE RISKS ASSOCIATED WITH BANK LENDING IN THE BANKING SECTOR(HAVE 5 CHAPTERS AND 99 PAGES)
107 FINANCIAL DISTRESS IN SOURCE COMMERCIAL BANK REASONES, CONSEQUENCIES AND SOLUTION(HAVE 5 CHAPTERS AND 42 PAGES)
108 FRAUDULENT PRACTICES IN THE BANKING INDUSTRY: CAUSES AND POSSIBLE REMEDIES(HAVE 5 CHAPTERS AND 92 PAGES)
109 THE ROLE OF COMMERCIAL BANK IN THE PRIVATIZATION OF PUBLIC ENTERPRISES IN NIGERIA(HAVE 5 CHAPTERS AND 45 PAGES)
110 EFFECTS OF BANK DISTRESS ON THE SAVING
HABITS OF THE RURAL DWELLERS (HAVE 5 CHAPTERS AND 45 PAGES)
111 DEVELOPMENT BANKING IN NIGERIA(HAVE 5 CHAPTERS AND 64 PAGES)
112 THE ROLE OF INSURANCE COMPANIES IN NIGERIA ECONOMIC (HAVE 3 CHAPTERS AND 29 PAGES)
113 AN APPRAISAL OF THE INTERNAL CONTROL SYSTEM IN COMMERCIAL BANKS IN NIGERIA(HAVE 5 CHAPTERS AND 34 PAGES)
114 THE IMPACT OF FINANCIL DISTRESS ON NIGERIA COMMECIAL BANKS(HAVE 5 CHAPTERS AND 37 PAGES)
115 DOMESTIC BUNK LENDING AND ITS EXISECTS IN THE NIGERIA ECONOMY(HAVE 5 CHAPTERS AND 56 PAGES)
116 AN EVALUATION OF BUDGETS AND BUDGETARY CONTROL SYSTEMS IN MEDIUM SCALE INDUSTRIES(HAVE 5 CHAPTERS AND 46 PAGES)
117 AN ANALYSIS OF EXTERNAL DEBT AND ECONOMIC GROWTH IN NIGERIA, (1992 – 2004) (HAVE 5 CHAPTERS AND 130 PAGES)
118 BANKS PARTICIPATION IN THE INDUSTRIAL DEVELOPMENT OF NIGERIA  (A CASE STUDY OF ENUGU STATE) (HAVE 5 CHAPTERS AND 35 PAGES)
119  THE INCIDENCE OF BAD DEBTS AND CREDIT MANAGEMENT IN NIGERIA COMMERCIAL BANKS(HAVE 5 CHAPTERS AND 30 PAGES)
120  REVIEW OF THE NIGERIAN BANKING INDUSTRY IN THE YEAR 2001(HAVE 5 CHAPTERS AND 50 PAGES)
121 A CRITICAL ANANLISIS OF THE USE OF FINANCIAL
REPORT IN ASSESSING BANK PERFORMANCE (A CASE STUDY UNION BANK OF NIGERIA PLC) (HAVE 5 CHAPTERS AND 95 PAGES)
122  LOAN SYNDICATION A SOURCE OF BUSINESS FINANCING IN NIGERIA(HAVE 5 CHAPTERS AND 35 PAGES)
123 TAX AS A MEANS OF INCOME REDISTRIBUTION IN NIGERIA(HAVE 5 CHAPTERS AND 38 PAGES)
124 THE ROLE OF BANKS IN INDUSTRIAL DEVELOPMENT OF NIGERIA(HAVE 5 CHAPTERS AND 44 PAGES)
125 MANAGEMENT OF FOREIGN EXCHANGE IN NIGERIA BY CBN (1959- JULY, 2004) (HAVE 5 CHAPTERS AND 67 PAGES)
126 THE ROLE OF CENTRAL BANK OF NIGERIA (C.B.N) IN AGRICULTURAL FINANCE DEVELOPMENT,
PROBLEMS AND PROSPECTS. A CASE STUDY OF NIGERIA AGRICULTURAL INSURANCE COMPANY (NAIC) ENUGU STATE(HAVE 5 CHAPTERS AND 77 PAGES)
127  THE ROLE OF NIGERIA DEPOSIT INSURANCE CORPORATION IN REVAMPING DISTRESSED BANKS IN NIGERIA(HAVE 5 CHAPTERS AND 37 PAGES)
128  THE ROLE OF THE NIGGERIA MONEY MARKET IN INDIGENISING THE CREDIT BASE OF THE ECONOMY(HAVE 5 CHAPTERS AND 35 PAGES)
129  THE ROLE OF FINANCIAL INSTITUTIONS IN SAMLL
SCALE INDUSTRIAL ACTIVITIES(HAVE 5 CHAPTERS AND 42 PAGES)
130  THE SMALL SCALE ENTERPRISES AND ECONOMIC DEVELOPMENT OF NIGERIA: ENUGU STATE EPERIENCE(HAVE 5 CHAPTERS AND 55 PAGES)
131  THE EFFECT OF INFLATION AND INTEREST RATE ON ECONOMIC GROWTH OF NIGERIA(HAVE 5 CHAPTERS AND 70 PAGES)
132  AN EVALUATION OF THE EFFECTIVENESS OF NEW FINANCIAL PRODUCTS IN NIGERIAN COMMERCIAL BANKS(HAVE 5 CHAPTERS AND 70 PAGES)
133 THE ROLE OF THE NIGERIAN AGRICULTURE AND CO-OPERATIVE BANK IN AGRICULTURAL FINANCING (PROBLEMS AND PROSPECTS) (HAVE 5 CHAPTERS AND 44 PAGES)
134 COMMERCIAL BANK – ROLE IN FINANCING SMALL SCALE INDUSTRIES IN NIGERIA (HAVE 5 CHAPTERS AND 47 PAGES)
135 THE ROLE OF COMMUNITY BANKS IN RURAL DEVELOPMENT (HAVE 5 CHAPTERS AND 40 PAGES)
136 OVERVIEW AND IMPACT OF FRAUDS IN
THE BANKING INDUSTRY IN NIGEIRA (A CASE STUDY OF FIRST BANK OF NIGERIA PLC) (HAVE 5 CHAPTERS AND 43 PAGES)
137 THE PROBLEMS OF OBTAINING BANK LOANS BY SMALL-SCALE INDUSTRY FROM NIGERIA BANK(HAVE 5 CHAPTERS AND 40 PAGES)
138 AN EXAMINATION OF THE ROLE OF COMMERCIAL BANKS IN FINANCIAL OF AGRICULTURAL PROJECTS IN ENUGU STATE ( A CASE STUDY OF FIRST BANK NIGERIA PLC 1999 – 2003 ) (HAVE 5 CHAPTERS AND 99 PAGES)
139 THE ROLE OF COMMERCIAL BANK IN FINANCING OF AGRICULTURAL PROJECTS IN ENUGU STATE(HAVE 5 CHAPTERS AND 60 PAGES)
140 DEVELOPMENTAL IMPACT OF RURAL BANKING IN NIGERIA
(A CASE STUDY OF UNITED BANK FOR AFRICA (U.B.A) PLC) (HAVE 5 CHAPTERS AND 66 PAGES)
141 BUDGET AND BUDGETARY CONTROL AS A MEANS OF ACHIEVING ORGANIZATIONAL OBJECTIVES (A CASE STUDY OF RANCCOR FOOD AND PACKAGING NIGERIA LTD). (HAVE 5 CHAPTERS AND 60 PAGES)
142 PROBLEMS PROSPECTS AND GROWTH OF THE NIGERIAN’S CHEQUEING SYSTEM(HAVE 5 CHAPTERS AND 47 PAGES)
143 PROBLEM OF PERSONAL INCOME TAX COLLECTION IN ANAMBRA STATEA CASE STUDY OF AWKA SOUTH LOCAL GOVERNMENT AREA OF ANAMBRA STATE(HAVE 5 CHAPTERS AND 87 PAGES)
144 THE EFFECT OF FINANCIAL ACCOUNTING REPORTING ON THE MANAGEMENT OF A BUSINESS. A CASE STUDY OF AGU BROS TRADING COMPANY LIMITED 1987 (HAVE 5 CHAPTERS AND 47 PAGES)
145 PROBLEMS AND PROSPECTS OF COMMUNITY BANKS IN THE RURAL DEVELOPMENT OF NIGERIA (A CASE STUDY OF OGUI COMMUNITY BANK, ENUGU SOUTH L.G.A (HAVE 5 CHAPTERS AND 45 PAGES)
146 THE ROLE OF COMMERCIAL BANKS IN FINANCIAL SMALL SCALE BUSINESS ENTERPRISES IN NIGERIA ECONOMY(HAVE 5 CHAPTERS AND 42 PAGES)
147 COMMERCIAL BANKS LENDING PRACTICES AND THE INCIDENCE OF BAD DEBT IN NIGERIA(HAVE 5 CHAPTERS AND 53 PAGES)
148 THE ROLE OF FINANCIAL INSTITUTIONS IN THE MANAGEMENT OF LOAN SYNDICATION IN NIGERIA ECONOMIC(HAVE 5 CHAPTERS AND 39 PAGES)
149 THE IMPACT OF INDUSTRIAL TRAINING ON BANKING FINANCE STUDENTS (A CASE STUDY OF I.M.T ENUGU) (HAVE 4 CHAPTERS AND 33 PAGES)
150 THE PROBLEMS AND PROSPECTS OF SMALL-SCALE INDUSTRIES IN NIGERIA ECONOMY. (A CASE STUDY OF ALPHA PAPER MILL LTD OGIDI) (HAVE 4 CHAPTERS AND 33 PAGES)
151 THE FINANCIAL PROBLEMS OF NIGERIAN BREAD INDUSTRY. (A CASE STUDY OF FREEDOM BAKERY ENUGU – NGWO 1995 – 2005.
A CASE STUDY OF FREEDOM BAKERY ENUGU – NGWO, (1995 – 2005) (HAVE 5 CHAPTERS AND 58 PAGES) .
152 THE ROLE OF INTERNATIONAL FINANCEIAL INSTITUTION IN THE DEVELOPMENT OF THE NIGERIA ECONOMY(HAVE 5 CHAPTERS AND 38 PAGES)
153 AN EVALUATION OF BANK FAILURE AND ECONOMIC DEVELOPMENT IN NIGERIA, AN OPTICAL APPRAISAL(HAVE 5 CHAPTERS AND 34 PAGES)
154 THE EFFECT OF HIGH INTEREST RATE IN SMALL SCALE INDUSTRY(HAVE 5 CHAPTERS AND 32 PAGES)
155 THE EFFECTIVENESS OF MONETRY POLICY ON THE BANKINGF SECTOR IN NIGERIA (HAVE 5 CHAPTERS AND 34 PAGES)
156 THE COURSES AND EFFECTS OF MISMANAGMENT IN THE FINANCIAL INSTITUTION AND THE POSIBLE SOLUTIONS(HAVE 5 CHAPTERS AND 29 PAGES)
157 BANK FAILURE AND ECONOMIC DEVELOPMENT IN NIGERIA; A CRITICAL APPRAISAL(HAVE 5 CHAPTERS AND 61 PAGES)
158 PROBLEMS AND PROSPECTS OF FINANCING HEALTH CARE DELIVERY IN NIGERIA(HAVE 5 CHAPTERS AND 29 PAGES)
159 THE PROBLEMS & SERVES OF NEW GENERATION BANKS IN NIGERIA. (HAVE 5 CHAPTERS AND 60 PAGES)
160 AN EVALUATION OF FINANCIAL PROBLEMS AND PROSPECTS OF PRIVATIZATION IN THE NIGERIA ECONOMY”(A CASE STUDY OF NIGERIA BREWERIES PLC) (HAVE 5 CHAPTERS AND 80 PAGES)
161 MINIMIZATION OF BANK FRAUD IN NIGERIA COMMERCIAL BANKS(HAVE 5 CHAPTERS AND 80 PAGES)
162 THE NATIONAL EFFECTS OF EXCHANGE RATE CHANGES ON FOREIGN DEBT SERVICE IN NIGERIA(HAVE 5 CHAPTERS AND 60 PAGES)
163 THE ROLE OF THE STOCK EXCHANGE MARKET IN THE ECONOMY (HAVE 5 CHAPTERS AND 40 PAGES)
164 AN EXAMMINATION OF THE TECHINQUES OF MANAGING FINANCIAL DISTRESS IN THE NIGERIA BANKING INDUSTRY(HAVE 5 CHAPTERS AND 87 PAGES)
165 EFFECTIVENESS OF CREDIT GUIDELINES AS AN INSTRUMENT OF MONETARY POLICY IN NIGERIA (HAVE 5 CHAPTERS AND 42 PAGES)
166 A CRITICAL ANALYSIS OF REVENUE AND EXPENDITURE OF LOCAL GOVERNMENT ADMINISTRATION IN NIGERIA (CASE STUDY OF MBANABO NORTH LOCAL GOVERNMENT).
167 BANK DISTRESS: A CRITICAL REVIEW OF THE COURSES AND POSSIBLE CONTROL IN THE NIGERIAN BANKING INDUSTRY (A CASE STUDY OF N.D.I.C ENUGU)
168 BANK FAILURE IN NIGERIA AND MORDERN SYSTEM OF COMPUTER BANKING TO BRING INPROVEMENT.
169 CAUSES OF DISTRESS BANK IN NIGERIA (A STUDY OF SAVANNAH BANK OF NIGERIA PLC)
170 COMMERCIAL BANK LENDING AND LOAN RECOVERY STRATEGIES
171 IMPORTANCE OF THE NIGERIAN CAPITAL MARKET TO BUSINESS ORGANIZATIONS. (A CASE STUDY OF PORTACOURT STOCK EXCHANGE)
172 A PROJECT REPORT ON THE BANKING REGULATIONS AND THE PERFORMANCE OF THE NIGERIAN BANKING INDUSTRY IN 2005-2010(A CASE STUDY OF UNION BANK)
173 SOURCES AND APPLICATION OF FUNDS IN A GOVERNMENT PARASTATAL (A CASE STUDY IMT)
174 THE EFFECT OF GOVERNMENT POLICY ON COMMERCIAL BANK LENDING ABILITY IN NIGERIA (A CASE STUDY OF UNION BANK)
175 THE EFFECT OF INFLATION AND INTEREST RATE ON ECONOMIC GROWTH OF NIGERIA
176 THE EFFECT OF MONETARY POLICY ON THE FINANCE OF FOREIGN TRADE.
177 THE EFFECT OF N25BILLION MINIMUM CAPITAL BASE ON THE BANKING SECTOR IN NIEGRIA
178 THE EFFECTS OF FINANCIAL LEVERAGE ON COMPANY PERFORMANCE (A CASE STUDY OF NIGERIA BOTTLING COMPANY)
179 THE IMPACT OF BANK FAILURE IN NIGERIA ECONOMY (A CASE STUDY OF SAVANNAH BANK OF NIGERIA PLC)
180 THE IMPACT OF CENTRAL BANK OF NIGERIA PRUDENTIAL GUIDELINES ON THE FINANCIAL STATEMENT OF LICENSED(A CASE STUDY OF FIRST BANK OF NIGERIA PLC AND UNION BANK OF NIGERIA PLC)
`181 THE IMPACT OF THE NEW PRODUCTS DEVELOPED IN THE BANKING INDUSTRY IN NIGERIA (2000-2010) (A CASE STUDY OF FIRST BANK PLC ENUGU STATE)
182 THE NEED FOR REGULAR MANPOWER TRAIING PROGRAMME IN FINANCIAL INSTITUTION (A CASE STUDY OF FIRST BANK MAIN OFFICE ENUGU)
183 THE PROBLEM OF FINANCING INTERNATIONAL TRADE IN NIGERIA
184 THE PROBLEMS IN ADMINSTRATION OF VAT IN NIGERIA
185 THE ROLE OF BANKS IN THE DEVELOPMENT OF ENTREPRENEURSHIP IN NIGERIA (A CASE STUDY OF FIRST BANK OF NIGERIA PLC.)
186 THE SIGNIFICANCE OF INFORMATION TECHNOLOGY ON THE BANKING INDUSTRY (A CASE STUDY OF FIRST BANK PLC ENUGU MAIN)
187 THE SMALL SCALE ENTERPRISES AND ECONOMIC DEVELOPMENT OF NIGERIA: ENUGU STATE EPERIENCE
188 THE STUDY OF THE IMPACT OF UNIVERSAL BANKING IN NIGERIA FINANCIAL SYSTEM
189 RISK ANALYSIS IN CAPITAL BUDGETING

190. RELEVANCE OF THE ASSET MANAGEMENT CORPORATION OF NIGERIA (AMCON) TO THE NON-PERFORMING LOANS OF DEPOSIT MONEY BANKS

191. DEBT MANAGEMENT IN BUSINESS FIRMS (A CASE STUDY OF SEVEN-UP BOTTLING COMPANY PLC, ABA)

192. THE EFFECT OF BONUS SCHEMES AS INCENTIVES ON PRODUCTIVITY AND PROFITABILITY (A CASE STUDY OF AC BOB-MANUEL LIMITED PLOT 195 TRANS AMADI INDUSTRIAL LAYOUT PORT, HARCOURT RIVERS STATE)

193. THE IMPACT OF FINANCIAL REGULATION ON THE NIGERIAN BANKING INDUSTRY

194. FISCAL POLICY AND ECONOMIC GROWTH RELATIONSHIP IN NIGERIA

195. AN APPRISAL OF DEPOSIT AND LENDING POLICIES IN NIGERIAN BANKS (A Case Study of Access Bank Plc, Kaduna)

196. ASSESSMENT OF THE EFFECTS OF BANKING REFORMS IN THE DEVELOPMENT OF SMALL AND MEDIUM ENTERPRISE IN KADUNA NORTH LOCAL GOVERNMENT

197. ELECTRONIC BANKING IN NIGERIA: AN ASSESSMENT OF CHALLENGES AND PROSPECT FROM CONSUMER’S PERSPECTIVE (A case study of First Bank of Nigeria Plc , Kaura Namoda)

198. EVALUATION OF LIQUIDITY ASSETS MANAGEMENT IN FIRST BANK OF NIGERIA PLC

199. FRAUD DEFECTION AND PREVENTION IN COMMERCIAL BANK(A case study of First Bank Nigeria plc Kaduna Regional Office Kaduna)
200. THE EFFECT OF FRAUD ON CONSUMERS SATIFACTION IN GUARANTEE TRUST BANK, KANO ROAD BRANCH, KADUNA

201. THE IMPACT OF COMMERCIAL BANK ON SMALL BUSINESS FINANCING IN KADUNA SOUTH LOCAL GOVERNMENT, KADUNA STATE

202. THE ROLE OF BANK OF INDUSTRY IN THE DEVELOPMENT OF SMALL AND MEDIUM ENTERPRISES (SMES) IN KADUNA

203. APPRAISAL OF THE ECONOMIC IMPLICATION OF ELECTRONIC BANKING IN NIGERIA BANKS (A CASE STUDY OF DIAMOND BANK)

204. CREDIT MANAGEMENT AND THE INCIDENCE OF BAD DEBT IN NIGERIA MONEY-DEPOSIT BANKS. (A CASE STUDY OF UNION BANK OF NIGERIA PLC) CREDIT MANAGEMENT AND THE INCIDENCE OF BAD DEBT IN NIGERIA MONEY-DEPOSIT BANKS. (A CASE STUDY OF UNION BANK OF NIGERIA PLC)

205. CREDIT MANAGEMENT AND THE INCIDENCE OF BAD DEBT IN NIGERIA MONEY-DEPOSIT BANKS. (A CASE STUDY OF UNION BANK OF NIGERIA PLC)

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Education Project Topics and Materials for Students in Nigeria

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We provide recent education project topics and materials for students, education project topics and research materials , project topics and materials in education , top project topics on educational administration, , research project topics on education to help  students in  achieving  grade a result in project writing. Best and reliability is our standard. Below  is education project topics and material for final year students in Nigeria

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1 Causes Of Drug Abuse And Its Effect Among Secondary School Students
2 The Influence Of Peer Group On The Academic Performance Of Students In Some Selected Secondary Schools
3 The Problem Of Road Transportation In Edo State
4 The Level Of Awareness And Attitudes Of Students Towards Hiv/Aids
5 The Place Of Instructional Material In The Teaching Of Social Studies
5 The Effect, Prevention And Treatment Of Sexually Transmitted Disease In Egor Lga
6 The Effect Of Motivation On The Performance Of Teachers In Some Selected Secondary School
7 The Use Of Instructional Material In Some Selected Secondary Schools
8 The Use Of Multimedia In Teaching And Learning Of Computer Science
9 Importance Of Conservation On Natural Resources. A Case Study Of Some Selected Villages
10 Effect Of Strike Action On The Academic Performance Of Students In Some Selected Secondary School A Study Of Truancy Among Secondary School Students
11 Rehabilitation And Reformation Of Prisons
12 Transportation Problems In Edo State
13 Importance And Prospect Of Teaching Sex Education In Junior Secondary School
14 The Causes And Effect Of Guidance And Counseling Centre In Some Selected Secondary Schools
15 The Role And Reward Of Punishment On Students’ Academic Performance In Some Selected Secondary Schools
16 A Survey On The Causes Of Indiscipline Among Students In Public Secondary School
17 The Impact Of Motivation On The Performance Of Secondary School Teachers In Isu Lga
18 A Study On The Problem Of Divorce And Its Effect On The Education Of The Child
19 Effect Of Water Pollution In Abudu: Orhionmwon Lga
20 Causes And Consequences Of Examination Malpractice Among Student
21 The Significance Of Educational Facilities On The Academic Performance Of Student In Secondary Schools
22 The Use Of Information And Communication Technology In Teaching Of Vocational Subjects

23 Strategies For Improving Students’ Academic Performance In Financial Accounting In Some Secondary Schools

24 The Influence Of Peer Pressure On The Academic Performance Of Students In Some Selected Schools

25 The Role Of Parents’ Teachers Association (Pta) In Secondary School Development

26 The Effect Of Drug Abuse Among Secondary School Students

27 Parental Attitude Towards The Study Of Sex Education In Secondary Schools

28 The Level Of Awareness And Attitude Towards Hiv/Aids Among Adolescents

29 The Effect Of Socio-Economic Background On The Academic Performance Of Student

30 The Role Of Agriculture In The Economic Development Of Edo State

31 An Evaluation Of Teachers’ Attitude And Competency In Implementing Continous Assessment. A Case Study Of Some Selected Secondary Schools

32 The Use Of Multimedia In Teaching And Learning Of Computer Science

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33 Impact Of Single Parenting And Its Effect On Child Education In Selected Secondary Schools

34 The Influence Of Fathers Occupation On Students’ Academic Performance

35 The Use Of Multimedia In Teaching And Learning Of Computer Science. A Case Study Of Selected Secondary School

36 Causes And Problems Of Divorce And Its Effect On Child’s Education In Selected Secondary Schools

37 The Relationship Between Marital Success And The Level Of Education Among Women

38 An Evaluation Of Pricing Strategies And Its Impact On Marketing Decision. A Case Study Of Phcn

39 A Study On The Barriers To Effective Communication In Nigeria Educational Institution

40 An Appraisal Of Community Banking In The Development Of Rural Economy

41 A Study Of Dropout Among Secondary School Students

42 The Effect Of Divorce On The Academic Performance Of Students In Some Selected Schools

43 Causes Of Deviant Behaviors Among Some Selected Secondary School Students

44 The Role Of Cooperative Society In Economic Development Of Edo State

45 The Problem Of Poor Reading Habit And Consequences On Academic Performance Of A Childa Study Of Drug Abuse Among Students

46 The Causes And Effect Of Teenage Pregnancy Among Secondary Schools

47 The Impact Of School Environment On Teaching And Learning

48 The Role Of Parent’s Teachers Association In The Development Of Primary Schools

49 Treatment And Prevention Of Sexually Transmitted Diseases

50 Effect Of Cultism On Academic Performance. A Case Study Of Some Selected Tertiary Institutions

51 The Causes Of Dropout In Secondary Schools

52 Factors Militating Against Student’s Participation In Siwes.

53 The Influence Of Peer Group On Academic Performance Of Students In Some Selected Secondary Schools

54 Students Attitude Towards Sexuality Education

55 A Study On The Influence Of Socio-Economic Status Of Parents On The Academic Performance Of Secondary School Students

56 An Analysis Of Parents’ Perception Towards Female Education

57 The Factors Affecting Women Effective Participation In Adult Education In Nigeria

58 Technical And Vocational Education For Productivity And Sustainable Development In Nigeria

59 The Effect Of Deviant Behavior On Academic Performance Among Secondary School Students

60 The Influence Of Parental Background On Their Children Academic Performance At School

61 Factors Affecting The Implementation Of Universal Basic Education In Some Selected Secondary Schools

62 The Effect Of School Environment On The Academic Performance Of Students In School. A Case Study Of Some Selected Secondary School

63 Factors Influencing Choice Of School Subject By Senior Secondary School Students

64 Influence Of Gender On The Education Of Female Children

65 Effect Of Bullying On Academic Performance Of Students In Selected Secondary Schools

66 The Factors Responsible For People’s Lateness To Schools In Primary School

67 Factors Affecting The Choice Of Career Among Vocational And Technical Education Students

68 The Effect Of Home Background On Career Choice Of Secondary School Student

69 Attitude Of Primary School Headmasters Toward School Inspection

70 Effect Of Home Background On Performance Of Student In Computer Science

71 The Effect Of Drug Abuse Among Some Selected Secondary Schools

72 Factors Responsible For Indiscipline Among Primary School Pupils

Download project topics on education 

73 Causes And Consequences Of Examination Malpractice In Senior Secondary Schools
74 Causes And Modes Of Exploitation Of Students By Teachers
75 Factors Influencing Cultism In Secondary School. A Case Study Of Some Selected Secondary School
76 Factors Militating Against Public Limited Companies. A Case Studies Of Some Selected Companies
77 Problem Of Classroom Management In Some Secondary Schools
78 Causes Of Poor Sanitary Condition In Some Selected Secondary Schools
79 Factors Affecting The Implementation Of Universal Basic Education In Some Selected Secondary Schools
80 The Effect Of Poverty On The Academic Performance Of Students In Some Selected Secondary Schools

81 A Study On The Causes Of Teenage Pregnancy On Female Students And Its Effect On Their Academic Performance

82 The Effect Of Parental Influence On The Choice Of Career Among Secondary School Students

83 The Effect Of Academic Background Of Parents On The Academic Performance Of Pupils In Primary School

84 The Place Of Parents Teachers Association (Pta) In The Administration Of Secondary Schools

85 The Effect Of Classroom Management And Control On The Academic Performance Of Secondary School Students

86 Causes And Effect Of Educational Imbalance Among Male And Female Students In Uhunmwonde Lga

87 Students Perception Of The Quality Of Teaching Practice

88 Problem Of Indiscipline And Its Impact On Academic Activity In Secondary School

89 Causes And Effect Of Indiscipline Among Students In Public Secondary Schools

90 The Influence Of Home Environment On The Academic Performance Of A Child

91 Causes Of Drug Abuse And Its Effect Among Secondary School Students

92 The Place Of Dance In Esan West Local Government Area Of Edo State

93 Assessment On The Contribution Of Adult Reduction Programme Towards Education For Self-Realization In Egor Lga

94 Causes And Effect Of Examination Malpractice In Secondary Schools

95 Causes And Effect Of Dropout Among Students Of University

96 An Analysis Of The Factors That Are Militating Against Effective Teaching And Learning Of Primary Science In Some Selected Private Schools

97 An Analysis On The Causes Of Poor Performance In Business Studies In Nigeria Junior Secondary Schools

98. Conflict Management Strategies In Used In Primary Schools In Anambra State.

99. Problems And Prospect Of Refuse Disposal In Aba South L.G.A.

100       Assessment Of Factors Primary School Responsible For The Poor Academic  Performance In  Public Schools

101      Teenage Pregnancy And How It Affects The Educational Development Of Our Teenagers

102    The Impact Of Effective Planning On Teaching And Curriculum Development On Teaching And Learning Of Integrated Science In Secondary School

103    Motivational Needs Of Public Primary School Teachers In Nigeria

104    An Evaluative Study Of Teaching And Learning Of English Grammatical Structures

105    Strategies For Improving Low Academic Performance In English Language In Secondary Schools

106    Evaluation Of Guidance And Counseling On Students Performance

107    An Assessment Of The Implementation Of Universal Basic Education In Nigeria

108    Attitude Of Parents Towards The Primary Education Of Their Children

109    The Impact Of Effective Planning On Teaching And Learning Process

110    The Role Of The Teacher In Classroom Management

111    Tense Errors In English Essays Of Secondary School Students

112    Concepts Of Stylistics And Advertisement

113    Portrayal Of Women In Nigerian Literature

114    The Impact Of Public Library Services To The People Of Kaduna State

115.    An Investigation Into The Relationship Between Teaching Methods And Academic Performance Of Secondary School Students In Nigeria

116.    The Effects Of Indiscipline On Academic Performance Of Secondary School Students

117.    The Influence of Principals’ leadership Styles On Secondary School Teachers Job Performance

118.    The Effect Of Socio-Economic Status On The Enrolment Of Students Into Science Classes In Secondary Schools In Nigeria

119.    Attitude Of Students Towards The Study Of Economics In Nigeria

120.    Factors Influencing The Attitude Of Students Towards The Study Of Mathematics In Nigeria

121.    Effects Of Broken Homes On Academic Performance Of Secondary School Students In Nigeria

122.    Analysis Of Problems Of Student Teachers During Teaching Practice In Nigeria

123.    The Effect Of Socio-Economic Status Of Parents On The Academic Performance Of Secondary School Students In Nigeria

124.    A Comparative Analysis Of Well Behaved And Delinquent Students

125.    A Comparative Study Of Secondary School Students Academic Performance In Food And Nutrition In Waec & Neco Examinations From 2006-2011

126.    A Critical Anaysis Of The Causes And Effects Of Mass Failure In Mathematics In Senior Secondary Schools (A Case Study Of Uyo Local Government Area)

127.    The Effect Of The Nigerian Pidgen English On The Academic Performance Of University Students In Nigeria

128.    Attitude Of Technical And Vocational Students Towards Students’ Industrial Work Experience(Siwe)

129.    Availability Of Instructional Materials For The Teaching Of Business Studies In Nigeria

130.    Child Hawking And Educational Development

131.    Effect Of Child Abuse On The Academic Performance Of Secondaary School Students In Nigeria

132.    Factors Hindering The Effective Teaching Of Vocational Courses In Nigerian Universities

133.    Students’ Perception Of The Role Of School Councelors In The Choice Of A Career

134.    The Need For Guidance And Counceling Services Among Nigerian University Students

135.    The Application Of Information Technology To The Learning And Teaching Of Economics In Nigeria : A Case Study Of Sec. Sch In Jos

136.    The Role Of Locust Of Control On The Start-Up Intention Of Higher Institution Students In Nigeria

137.    Exploring The Determinants Of Entrepreneurship Amongs Graduates In Nigeria

138.    Determinants Of Career Choice Among Secondary School Students In Nigeria

139.    The Influence Of Family Background On The Academic Performance Of Physics Students

140.    The Effect Of Government Funding On Educational Growth In Nigeria

141.    Problems And Prospects Of Teaching Social Studies In Junior Secondary Schools In Nigeria

142.    The Effect Of Instructional Materials On The Learning And Teaching Of Economics In Secondary Schools In Nigeria

143.    Entrepreneurial Education As A Tool For Reducing Unemployment In Nigeria

144.    A Study Into The Negative Influence Of Information Technology On Child Education

145.    Assessment Of The Role Of Teachers In Classroom Management In Secondary Schools Inn Nigeria

146.    The Impact Of Motivation On Local Government Staff Education

147.    Attitude Of Parents Towards Primary Education Of Their Children In Nigeria

148.    Evaluation Of Guidance And Counseling In Federal Government College,

149.    A Critical Study On The Effect Of Cultism On Tertiary Institutions In Nigeria

150.    A Comparative Analysis Of The Academic Performance Of Computer Science, Integrated Science And English Language Of Junior Secondary School Students In Enugu North Lga

151.    The Impact Of Child Abuse And Neglet On The Nigerian Society

152.    The Impact Of Public Library Services To The People Of Cross River State

153.    The Impact Of Planning On The Teaching And Learning Process

154.    The Impact Of Planning On Teaching And Curriculum Development Of Teaching And Learning Intergrated Science In Junior Secondary Schools In Nigeria

155.    The Effect Of Social Networking Sites (Twitter) On The Behaviour Of Secondary School Students In Nigeria ( A Case Study Of Nobles Internation School,)

156.    The Effect Of Teenage Pregnancy On The Educational Development Of Teenagers In Nigeria

157.    Strategies For Improving Low Academic Performance In English Language In Secondary Schools In Cross River State

158.    Knowledge, Perdeption And Attitude Of University Students Towards Prevention Of Hiv/Aids

159.    Assessment Of The Factors Responsible For Child Abuse And Neglect In Nigeria

160.    Assessment Of Factors Responsible For Poor Academic Performance Of Pupils In Public Primary Schools

161.    An Evaluative Study Of Teaching Of English Grammatical Structures In Some Selected Primary Schools

162.    An Assessment Of The Implementation Of Universal Basic Education In Nigeria

163.    Assessment Of Almajiri System Of Education; It’s Implication For Child, Family And National Development In Zaria Local Government Area Of Kaduna State.

164.    The Impact Of Orphanage Home On Child Personality Development In Nigeria

165.    The Effect Of Street Hawking Among Teenage Girls

166.    The Impact Of Guidance And Counselling Services In Some Selected Secondary Schools In Nigeria

167.    The Teaching Of Integrated Science (Its) In The Primary Schools, Problems And Prospects

168.    The Theory And Practice Of Continuous Assessment, Problems And Prospects In Primary Schools

169.    The Role Of Nutrition In The Well-Being Of Undergraduates In Nigeria

170.    The Relationship Between Drug Abuse And Tone Of Discipline In Secondary Schools In Nigeria

171.    The Knowledge And Practice Of Contraception Among Male Adolescent Students Of College Of Education

172.    The Influence Of Excessive Intake Of Alcohol Among University Of Uyo Students

173.    The Importance Of Social Workers In An Hospital

174.    Survey Of Divorce Among Women And It’s Effects On Children’s Academic Achievement

175.    Perception Of Married Women On Family Programmes In Nigeria

176.    Contraceptive Use Among Female Students Of University Of Uyo

177.    An Analysis Of Hiv Risk Practices Amongst Women Of Child-Bearing Age In Uyo Lga

178.    Abortion As A Causative Factor To The Increase In Mortality Rate Among Adolecents In Uyo Local Government Area Of Nigeria

179.    A Comparative Study Of Students And Teachers Perception Of Students’ Problems

180.    A Study Of Adolescent Attitude Towards Sex Education In The Senior Secondary School

181.    A Study On The Impact Of Child Labour On School Attendance And Academic Performance

182.    A Survey Of Examination Malpractice Among Secondary School Students

183.    An Assessment Of Teachers’ Knowledge Of Test Construction Procedure In Chemistry Objective Test In Senior Secondary Schools

184.    An Evaluation Of The Implementation Of The Universal Basic Education (Ube) Programme

185.    An Investigation Into The Problems Facing Teachers In Teaching Computer Science In Nigerian Secondary Schools Today

186.    Analysis Of The Environmental Influence On Students’ Academic Performance

187.    Assessment Of Siwes Relevance To Business Education Programme Objectives

188.    Attitude Of Students Towards The Study Of Social Studies In Secondary Schools

189.    Causes Of Pupils’ Truancy In Primary Schools And Its Educational Implication

190.    Effects Of Socio-Economic Background Of Parents On The Academic Achievement Of Their Children In Schools

191.    Effects Of Stress On The Academic Performance Of Students

192.    Factors Influencing Teachers’ Effectiveness In Public Secondary Schools In Nigeria

193.    Higher Education And Manpower Development: An Assessment Of The Contributions Of The University Of Uyo

194.    Knowledge And Perception Of Drug Use And Abuse Among Secondary School Students

195.    Social Studies Teachers’ Perception On The Use Of Community Resources In The Teaching/Learning Of Social Studies In Some Selected Junior Secondary Schools

196.    The Effect Of Environment On The Performance Of Secondary School Students In English Language

197.    The Effect Of Improvisation Of Instructional Materials For Biology Instruction In Senior Secondary Schools

198.    The Effects Of Integrated Group Based Mastery Learning Model On Social Studies Students’ Achievement

199.    The Impact Of Women Literacy Education On The Empowerment Of Women

200.    The Quality Of Nigerian Tertiary Institutions Graduates: Perception Of Employers

201.    The Relationship Between Principals Leadership Style And Job Satisfaction Of Teachers In Secondary Schools

202.    An Analysis Of Teachers’ Perception Of The Supervisory Behaviour Of School Inspectors

203.    An Assessment Of Students’ Knowledge Of Autotronics Servicing Strategies In Technical Colleges

204.    Assessment Of Availability And Utilization Of E-Learning Technologies In Business Education Programme In Tertiary Institutions

205.    Attitudes Of Undergraduate Youths Toward Democratic Values: Implication For Social Studies

206.    Factors Militating Against Effective Management Of School Records By Secondary School Principals

207.    Higher Education And Manpower Development: An Assessment Of The Contributions Of University Of Uyo

208.    Strategies For Improving Maintenance Of Laboratories And Equipment Of Vocational And Technical Education For Effective Service Delivery In Tertiary Institutions

209.    The Impact Of Teachers’ Welfare Package On Teachers’ Job Satisfaction

210.    Validation Of Ginzberg’s Theory Of Career Development Among University Undergraduates In Nigeria

211.    An Assessment Of Government Involvement In Adult Literacy Programmes

212.    An Examination Of Sources Of Stress Among Secondary School Students

213.    Comparative Analysis Of Education/Economics And Economics Students’ Pattern Of Carryover In Courses Between 2007-2010 In University Of Benin

214.    Factors Affecting The Efficient Management Of Students’ Academic Records

215.    Factors Militating Against Effective Management Of School Records By Secondary School Principals

216.    Factors Motivating Adult Learners Participation In Functional Literacy Programmes

214    Impact Of Education In Rural Development Process

215.    Peer Group And Career Choice Of Secondary School Students

216.    The Appraisal Of The Problems And Solutions Confronting Student Teachers On Teaching Practice

217    The Effect Of Instructional Strategy In Incorporating Local Practices On Secondary School Students’ Interest And Achievement In Chemistry

218  Validation Of Ginzberg’s Theory Of Career Development Among University Students

218.    The Impact Of Industrial Actions (Asuu Strike) On Academic Performance Of Univerity Students

218. Attitudes Of Teachers And Parent Toward Corporal Punishment In Secondary School

219. The Problem And Prospect Of Teaching And Learning Physics In Secondary School Level (A Study Of Federal Government College Malali Kaduna, Kaduna State)

220. Effect Of School Location And Sex Differentials On Students’ Achievement In Economics In Secondary Schools ( A Case Study Of Ughelli-North Delta State)

221. Motivation And Productivity In Public Enterprises. A Case Study Of Delta State Water Corporation

222. An Investigation Into The Causes Of Handicaps In Our Primary School In Ndokwa West Local Government Area Of Delta State.

223. The Problem And Prospect Of Teaching And Learning Physics In Secondary School Level (A Study Of Federal Government College Malali Kaduna, Kaduna State)

224. Evaluation Of Students Academic Achievment In Mathematic In The Junior Secondary School In Ndokwa West Government Area Of Delta State.

225. Teenage Prostitution In Secondary School In Ndokwa East Local Government Area Of Delta State

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STATISTICAL STUDY ON THE IMPACT OF COMMUNITY BANKS ON RURAL AREA (A CASE STUDY OF OBOLLO COMMUNITY BANK (NIG) LTD UDENU ENUGU STATE)

STATISTICAL STUDY ON THE IMPACT OF COMMUNITY BANKS ON RURAL AREA (A CASE STUDY OF OBOLLO COMMUNITY BANK (NIG) LTD UDENU ENUGU STATE)

 

 

COMPLETE PROJECT  MATERIAL COST 3000 NAIRA

 

                                   ORDER NOW

MAKE YOUR PAYMENT  INTO ANY OF THE FOLLOWING BANKS:
 GTBANK
Account Name : Chi E-Concept Int’l
ACCOUNT NUMBER:  0115939447
First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631

We also accept :   ATM transfer , online money  transfer 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

Enter Amount

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Call Help Desk Line :  08074466939,08063386834.

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08074466939 Or 08063386834,   The Project Title  You  Selected On Our Website , Amount Paid, Depositor Name, Your Email Address, Payment Date. You Will Receive Your Material In Less Than 1 Hour Once We Confirm Your Payment.

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ABSTRACT

        This research work is aimed at knowing impacts of community banks on rural areas using Obollo Community Bank (Nigeria) Limited Udenu, as the case study.

This research was analysis using time series and data collection on the number of people that benefited from loan facility since the inception of the case study that is a period of six years, from 1997 to 2002 so to analyses how the rural masses appreciated the ideal of the community banking in Obollo Community.

 

 

 

TABLE OF CONTENTS

TITLE PAGE

APPROVAL PAGE

DEDICATION

ACKNOWLEDGEMENT

ABSTRACT

TABLE OF CONTENTS

CHAPTER ONE

INTRODUCTION

AIMS AND OBJECTIVES

TIME SERIES ANALYSIS

STATEMENT OF PROBLEMS

SIGNIFICANCE OF STUDY

SCOPE AND LIMITATION OF STUDY

CHAPTER TWO

LITERATURE REVIEW

KINDS OF BANK INSTITUTION

CHAPTER THREE

RESEARCH OF METHODOLOGY

METHOD OF DATA COLLECTION

PROBLEM OF DATA COLLECTION

DATA PRESENTATION

CHAPTER FOUR

CONCLUSION AND RECOMMENDATION

FINDINGS AND CONCLUSION

RECOMMENDATION

REFERENCES

 

 

 

 

 

 

 

CHAPTER ONE

INTRODUCTION

        The introduction of community banking in Nigeria was an innovation, which was greatly influenced the financial sector of our economy.  It w as provided basic and ready solutions to some problems that for many years seemed insurmountable.  For instance, the country has continued to experience balance of payments difficulties, increasing debt, service burden, and gross depreciation in the exchange value of the Naira, persistence industrial unrest and low productivity.  All these are clear manifestation of economic depression.  Then, the fundamental concepts of a community bank is to establish a self sustaining financial institution owned and managed by members of a community for the purpose of providing credit, banking and other financial service to its members.  Largely by their self recognition and credit worthiness.

 

First, community banks enhance the economic activities in the rural areas, encouraging development and promoting community ownership.

 

Secondly, it transformed the tradition rotational credit system in formal banking.   The rural dwellers imbedded a banking culture which provided easy loans and better security and management at personal funds.  It would therefore not be an over statement to say that community banks succeeded where commercial and merchant banks failed.  This is true because the marginalisation of rural people by the other banks had compelled the central bank of Nigeria, some year ago, to issue a directive that specified the number of branches of commercial banks be opened in rural areas, though over 750 of such rural bank sprang up, the problem still persisted. Consequently, the search continued until December 1990 when the first community bank in Nigeria was born in Tudun Wada, Kaduna State.  It was established by decree number 46 of 1992 and amended by decree number 97 of 1993, Community Banks soon spread across the hinter land, receiving wide ovation and support from the rural dwellers.

 

The reason was simple because the difference was clear.  A community bank has simple ownership structure.  In this set up a Community Development Association (CDA) is the primary promoter of the bank with at least 30% of shares indigenes are also encouraged individually to buy shares not exceeding 5%.  The received loans easily without collaterals and become owners of banks located in their environment.  In effect a community bank can be said to be the people, the people and for the people.  No wonder; today there are about 1,982 community banks in the 36 states of the country and Abuja and provided employment to over 1,5000 people.

 

According to the executive secretary of the National Board for Community Banks, Alhaji Zakan Isa Chawai, the total assets of these bank stand at over N4 billions while the total deposit so far mobilized is over N3 billions, the country banks also have share holders funds of almost N800 millions while loans and advances of over N1 billion have been given to their customers.

 

A friend in need, it is said ‘is a friend indeed’.  And community banks have proved to be friends in need.  Not only because their doors are open for longer hours providing banking services even at weekends and public holidays, but because they have given succor to their customers especially whenever the other banks went on strike.  This is another reason why many traders, farmers, manufacturers, and other Nigeria have changed to community banks.  But for years after their operation, many of the community banks have not been issued a final license by the central bank of Nigeria.  Source of them still operating with provision license even when some have strong equity bases of between N5 millions and N10 millions as against the minimum take off equity of two hundred and fifty thousand naira (N250,000.00).

 

Perhaps a lot more is expected of the community banks especially in these days of Nigerians distressed economy. The National Board for Community Banks (NBCB), which was inaugurated on Tuesday, July 16 1991 to take control of all the community banks in the country.  Still has a lot of work to do if the community banking system must grow rapidly to save the development need of the grass root throughout the country.  The NBCB is grateful to government for the opportunity given to it to:

  1. Evolve a modern banking scheme adapted to the Nigeria indigenous culture.
  2. Devise a credit scheme that makes loan accessibility at the grass root a thing at joy.
  3. Awaka the innovativeness and creativeness of Nigeria producer who can now earn the elusive foreign exchange through embarking on productive venture.
  4. Provide a sound basis for grass roots development

 

TIME SERIES ANALYSIS

YEAR QUARTER 1 QUARTER 2 QUARTER 3 QUARTER 4
1997

1998

1999

2000

2001

2002

147

206

266

260

308

354

162

234

261

268

325

348

172

248

248

276

341

360

189

259

249

290

338

345

 

 

 

ISOLATING THE TREND USING AVERAGE METHOD

 

YEAR

 

QUARTER

ACTUAL

DATA

4 QUARTER

MOVING

3 QUARTER TREND  
1997 1

2

3

4

147

163

172

189

 

 

671

730

 

 

1401

1531

 

 

175.13

191.38

 

 

98.21

98.76

1998 1

2

3

4

206

234

248

259

801

877

947

1007

1678

1824

1954

2044

209.75

228.0

224.25

255.5

98.21

102.63

101.54

101.37

1999 1

2

3

4

266

261

248

249

1037

1034

1024

1018

2071

2038

2042

2043

258.88

257.25

255.25

255.38

102.75

101.46

97.16

95.50

2000 1

2

3

4

260

268

276

290

1025

1053

1093

1142

2078

2146

2235

2341

259.75

368.25

279.38

292.63

100.69

99.91

98.79

99.10

2001 1

2

3

4

308

325

341

358

1199

1264

1332

1378

2463

2596

2710

2779

307.58

338.75

347.38

347.38

100.04

100.66

103.06

103.06

2002 1

2

3

4

354

348

360

345

1401

1420

1407

2821

2829

352.63

353.63

100.39

98.41

 

 

 

SEASONAL INDEX FOR EACH QUARTER

        Percentage for corresponding quarter over all the years is then average to give a representative index for each quarter.

YEAR QUARTER

1

QUARTER

 2

QUARTER 3 QUARTER 4
1997

1998

1999

2000

2001

2002

988.21

102.75

100.09

100.04

100.39

102.63

101.46

99.91

100.15

98.41

98.21

101.54

97.16

98.79

100.66

98.76

101.37

95.50

99.10

103.06

Total

AVE

501.48

100.30

502.56

100.51

496.36

99.27

497.79

99.56 =

3.v(Adj) 100.39 100.60 99.36 99.65 =

To adjust the quarterly average in order to obtain the seasonal index.  The average 399.63, we use 400 divided adjusted seasonal variation.

FORECASTING THE NUMBER OF CUSTOMER THAT WILL BANK IN DEPOSIT ACCOUNT FOR QUARTERS OF 2003/2004

        This can be achieved by multiplying forecasted trend with seasonal index of each quarter ie.

Actual data = forecasted x seasonal index when multiplicative index is used.

The forecasted trend from least squares method got in regression analysis is used.

 

 

YEAR QUARTER PROJECT

TREND

SEASONAL

INDEX

FORECASTED NO OF CUSTOMERS (ACTUAL DATA = TXS)/100
2004 1

2

3

4

879

388

397

405

100.39

100.60

99.36

99.65

882

390

394

404

2005 1

2

3

4

414

423

431

440

100.39

100.60

99.36

99.65

416

426

428

438

 

 

 

INTERPRETATION OF RESULTS

Regressive Analysis:       Using the techniques seen above, the regression lime Y = 160.54 + 8.74x was obtained which helps easily to extrapolate the future trend values.  The value 160.54 is the intercept of y and x axes while 8.74 are the slope.

To predict the trend for quarter of 2004 and 2005, just substitute 25, 26, 27 …… 32 into the equation y = 160.54 + 8.74X to get the project trend.

 

TIME SERIES ANALYSIS:       The graph of time series showing the number of customers who do bank in deposit accounts at the Obollo Community Bank (Nigeria) Limited Udenu, Enugu State as 1997 t o 2002 was constructed using the lime of best fit got from Regression Analysis, Y = 160.54 + 8.74X.  It was find out that the trend was find out that the trend was an up ward trend showing the rate of growth of performance of the bank which made the people to always coming to deposit with them.  it can also be seen that the rate of growth decline in 1999, may be because of socio-political climate in 1999 later rise in 2002.

When the trend was isolated with moving average method using multiplicative model, the cyclical and irregular movement of the series are eliminated leaving Actual data = Trend X Seasonal Variation.

Seasonal variation (expressed in %) = Actual data.

 

 

 

 

 

Continue reading STATISTICAL STUDY ON THE IMPACT OF COMMUNITY BANKS ON RURAL AREA (A CASE STUDY OF OBOLLO COMMUNITY BANK (NIG) LTD UDENU ENUGU STATE)

THE IMPACT OF THE INTRODUCTION OF THE COMPUTER ON THE SECRETARIAL PROFESSION

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          TABLE OF CONTENTS

Dedication                                                                               iv

Acknowledgement                                                                             v

Table of contents                                                                     vi

Abstract                                                                                  ix

CHAPTER ONE

Introduction                                                                                      1

Background of the study                                                         1

1.1            Statement of problem                                                    5

1.2            Purpose of the Study                                                     6

1.3            Research Questions                                                       7

1.4            Significance of the study                                                         8

1.5            Delimitation of the study                                                         9

1.6            Definition of terms                                                                  10

CHAPTER TWO

Literature review                                                                     12

2.1            Perspective on Computer                                                        12

2.2            Computer and organizational output/productivity                  18

2.3            Computer and workload                                                         25

2.4            Computer and workers health                                       29

2.5            Computer and redundancy                                            30

2.6            Synthesis of literature                                                    39

CHAPTER THREE

Research methodology                                                            40

3.1            Area of Study                                                                40

3.2            Research design                                                             41

3.3            Population                                                                     41

3.4            Sample and sampling technique                                              42

3.5            Instrument for data collection                                        43

3.6            Method of gathering and Administering of data            43

3.7            Validation of research                                                    43

3.8            Method of data analysis                                                43

CHAPTER FOUR

Data presentation                                                                    44

CHAPTER FIVE

Summary of findings, conclusion,

And recommendation                                                              51

5.1            Summary of findings                                                     51

5.2            Conclusion                                                                     52

5.3            Recommendations                                                                   52

5.4            Suggestion topics for further research                                     54

5.5            Limitation                                                                      54

Bibliography                                                                           55

Questionnaire

ABSTRACT

The degree to which computer is used in offices has been of serious concern to secretarial profession. This study investigated the impact of the introduction of the computer on the secretarial profession and how the secretarial react to the introduction of computer.

In order to arrive at a conclusive decision on the above objective, the researcher carried out a library research, interviews and questionnaires.

The populations of this study consisted of hundred secretaries in some selected banking institutions namely; First Bank of Nigeria Plc, Okpara Avenue, Union Bank of Nigeria Plc, Uwani and Abakpa Nike  Community Banking Limited. Questionnaire and Oral interview were used to collect data.

The statistical tools used are average and percentage. When the data was analyzed, it was found that secretaries do not react adversely to the introduction of computer in their offices, computer have created new skills for the secretary and have added some spices to their work. With the acquisition of such skills, secretaries are now seen as indispensable tool in the office, thus giving them good professional status. And it was recommended that secretaries should develop attitudes and learning skills that would enable them to take advantage of new opportunity.

 

 

 

CHAPTER ONE

 

INTRODUCTION

 

1.1     BACKGROUND OF THE STUDY

Today, the business world  is  undergoing  far-reaching

Technological revolution due to  the  advancement  in  science. For all types of organizations to  succeed  in  today’s  rapidly  changing environment, they  need  to  be  able  to  be  process  data   and information  effectively.

In conducting them  day  to day  operations  organization  use  information  for  functions  such  as  planning, controlling, directing,  organizing  and  diction  making.   Information therefore  is  unique actionably  a critical  resources  in  the  operations  of  all  organization  the  business men,  secretaries, students and  in  fact  everybody, would now readily see the indelible impact of modern technology on people lives.

In an organization, information moves from person, forms are completed, filed and received and individuals communicate variety of both simple and complex concepts. At the turn of the century most written information were complied by hand in pen and ink copies were made by hand and communicated was by letter, telegraph or in person.  Today most of the tedious functions related to information handling and processing are done through the computer.

For the secretaries, not only have their equipment changed, but also their administrative processes office routine management systems are similarly evolving into new forms.  Computers have replaced manual typewriters and electric typewriter while for machines replaced telex machines.  There are also different type of advanced communication gadget such as cellular phones, pager etc.  With this radical change, the secretaries are expected to change and be able to keep up with all these professional changes around them.  In accordance with the law of motion CHANGE is a constant phenomena.  If we look at the beginning of man to the present day, we would see that there had been tremendous change. If there had not occurred, man would have remained primitive hill today.  Change is a challenge and if we abide by change, it brings out the best in us thereby leading to erroneous progress.

The first office automatic machine were introduced 1930 and used paper rolls later paper tape as a form of memory.  BY the 1960s the international business machine (IBM) had introduced the selective go If ball typewriter which allows the typist to change the print element, the go If – ball to provide a different type font (character design and sign) another break through was the introduction of IBM’s magnetic tape selective typewriter.  This was followed by the introduction of a visual display unit (VDU) this allows the typist to see what I happening to the text as if being tyed amended and stored, but before it I being committed to paper or printed out.  In fact, electronic systems are now possible that they can sense absorbs store, categorize ponder, very high quantity.  Yet with greater accuracy, speed and reliability.  Coventry, (1981) indicated that Recent development of the micro processor, founded on the silicon chips has potentials likely to have a vast social repercussion through out financial industry, for a simple chip take over a high proportion of today’s office job P.21.  When we refer to computer system, we refer to information and communication system which are necessary for the functioning of the office.  We assume that data processing and word-processing play a large role and also that human system under lie these technical systems.  In an ideal situation therefore, the technology and the people function together harmoniously.

It is important to recognize that development and implementation of the computer is moving through several overlapping phases, each affecting differently.

In general, a distinction can be made between two classes of office workers.  The first are the information worker they are those who are involved in the routine entry, recording, storage and transmission of information, those who fall under this group of worker include – Typist, secretaries, clerks and data entry personal.

The second group are the knowledge works-this group aconite of those worker who create, interpret, analyze and utilize this information these knowledge worker can be divided into two (2) groups professional/technical employees and managers.

The main impact of the computer is simply to facilitate office operation as they are now being carried out.  For example the word professor replace the secretary’s type writers, the mini-computer replaces the clerk’s filing cabinets etc.  More recently professionals and secretaries have begun using personal computers and sophisticated calculators to speed up their work.  The timing of there development has largely been dictated by the emergence of the technology starting with the widespread introduction of word processor’s in the 1970’s, and it in the late 1970s and its legitimating as a business tool in 1981, with the introduction of the IBM P.C.

1.2            STATEMENT OF PROBLEM

Up to the 190’s the use of the computer in this country was limited to very few multinational companies.  The secretary then had to contend with using manual and electric typewriters in performing her word processing function.

Furthermore storage and retrieval of information was by use of files, filing cabinets, index cards etc.  Accessing of other information had to be through telephone directories and other relevant specialized text meant for such purpose.

Many of the secretaries of the 80’s are still in employment. With the advent and widespread use of the computer are then wonders how these secretaries are adjusting to be new devices now prevalent in modern offices are they finding it easy or difficult?  Is the profession generally under threat by the introduction of the computer and the Internet?  What can be done to keep the secretary still relevant in to day’s modern business setting?  These and many more are what this research aims to find solutions for.

1.3            PURPOSE OF THE STUDY

The purpose of this study is to thoroughly investigate on the impact of the introduction of the computer on the secretaries.

  1. How secretaries react or the attitude of secretaries towards the introduction of computers.
  2. To ascertain whether the introduction of computer has in any way improve the secretary’s work.
  3. To ascertain whether the introduction of computer has made it easy or difficult to adjust (especially the secretaries of the bank under investigation).
  4. To determine the problems encountered by secretaries in trying to adapt to changes in the nature of their work.
  5. To find out whether or not secretaries are involved in the planning and introduction of computers.

1.4            RESEARCH QUESTIONS

The research provided answers to the following research questions;

  1. How do secretaries react to the introduction of computer
  2. What problems are encountered by secretaries in trying to adapt to changes in the nature of their work.
  3. Are there orientation programmes in facilitating the adaptation to new changes of work
  4. Are secretaries involved in the planning and introduction of computers.

1.5            SIGNIFICANCE OF THE STUDY

The investigation of the impact of the introduction of the computer on secretaries in some selected banks in Enugu Metropolis.  Would give some insight in the performance of secretaries on the advert of computers.

Many of the major problems that organizations have faced in the past have been that they are in awe of technology, they failed to recognize the need to use technology as a competitive weapon against their rivals, they expected technology to be difficult to use and also the unwillingness to address the compelling human issues which has been the major cause of low productivity.  This study will help secretaries to full understand how their career will change as a result of the introduction of computers in their offices.

From this study, banks will now recognize the need to use technology as a competitive weapon.  Winning a competitive edge has become of fundamental importance within national and international Banking, institutions.  The prime emphasis of activity now rests on providing an ever improving levels of services to existing clients and customers and winning new business through the sheer quality of service provided and the ingenuity of marketing activity.  Ultimately, it is only through establishing a competitive advantage over rival institutions that an institution can hope to maximize profitability.

In Banking sector where establishing a competitive advantage has become so important, it is necessary for them to pay particular attention to the role which technology plays in offering them an opportunity to gain this advantage.  The main function of technological deployment is to assist an institution to gain a competitive advantage.

Finally, this research work will be of significance to the society at large because if the computer is well utilized, productivity (efficiency and effectiveness) would be enhanced, there by leading to a higher standard of ling for the society.

REGRESSION ANALYSIS ON NATIONAL INCOME (FROM 1998 – 2003) (A CASE OF FEDERAL REPUBLIC OF NIGERIA)

REGRESSION ANALYSIS ON NATIONAL INCOME (FROM 1998 – 2003) (A CASE OF FEDERAL REPUBLIC OF NIGERIA)

 

 

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TABLE OF CONTENTS

 

Title page

Approval page

Dedication

Acknowledgement

Table of contents

 

CHAPTER ONE

1.0     Introduction

1.2     Statement of problem/motivation

13      Aims and objectives

1.4     Scope of the study

1.5     Significance of the study

1.6     Definition of concepts

CHAPTER TWO

Literature Review

CHAPTER THREE

3.0     Methodology

3.1     Research method: regression

CHAPTER FOUR

Analysis of Data

CHAPTER FIVE

Conclusion

Recommendation

References

 


CHAPTER ONE

 

INTRODUCTION

          National income is the sum of the money value of all the commodities and services produced in a country within a particular period of time usually one year.

The question of how an economy grows could come to mind at this juncture.  It the amount of goods and services produced by an economy increases.  If it does not increase yearly, it is not growing, even if it is growing, the rate of growth may not be uniform among years.  Therefore it may not be possible to determine the condition of the economy.

In any case, an economy needs an indicator for measuring economy growth, this indicator is the monetary summation at all the commodities and service produced in an economy within a particular period of time usually a year.

To get national income of a country like Nigeria for instance, we take the list of the goods and services produced in the country during the year, assign values to them and add up.  If we can do this year after year, we shall be able to make comparison of activities of Nigeria year after year.  Then we can decisively determine whether the economy of Nigeria is growing, declining or stagnant.  It is growing if the National income increases year after year, declining, if the National income is decreasing and stagnant it there is no difference in the National Income for years.

In measuring National Income, an indicator called Gross Domestic Product (GDP) is used at current price.  It is therefore quite important here to point out the role that prices could play in the measurement of National Income.  Prices of goods and services changes from time to time.  These changes can affect any attempted estimates.  Considerably.  Therefore to get an idea of the real physical change in National Income from year to year, effect of price changes must be removed.

National Income should be measured in real terms and allow for changes in price levels.  For instance whenever the economy experiences inflation, price rises while the quantities of goods and services may remain constant.  Let us say that 2000, the total units of the go0ods and services realized in Nigeria amounted to 50,000 units and also 50,000 units in 2001.  Let us further assume that the average per unit in 2000 was N10.00 while the price in 2001 was N15,000.

Nigeria’s income with GDP as an indicator for 2000 was 50,000 units X N10.00 = N5000,000 Nigeria’s income with GDP as an indicator for 2001 was 50,000 units X N15.00 = N750,000.

If the two figures were presented to a layman as final products of overall estimates for 2000 and 2001, he would be tempted to say that the National income for 2001 was higher than that of 2000.  This is so monetarily but really the income for both year are equal.  The difference in value was due to rise in p rice in 2001 while the quantities of goods and services were the same in both years.

The same thing can be applicable when a country experience deflation or depression.  Therefore in measuring national income for different years using gross domestic product as an indicator effects of price changes must be given the normal due.  In so doing the changes in economy can be determined appropriately.

 

STATEMENT OF PROBLEM/MOTIVATION

          As a result of poor economic condition in Nigeria relevant information is of great interest to me for investigation if viable economic solution can be revealed.

Nigeria considered as one of the third world countries is been assessed by their income yearly.  It is a simple logic of our living that it country’s income is high with considerable population, the enjoyment of the citizens of that country would be high, while the enjoyment is low with low national income.  It is on this point that I find it very expedient to analyze the national income of Nigeria and make necessary recommendation for the improvement of the economy for the betterment of the citizenry.

 

AIMS AND OBJECTIVES

          In view of Nigeria’s economic predicament, the project is aimed at investigating the relationship existing between disposable income, savings and government final expenditure for the purpose of suggesting solutions to our economic problems.

After the regression analysis had been carried out, it will supply solution to the following questions:

  1. Is any linear relationship between the variables listed?
  2. How reliable is our regression coefficient?
  3. Can we predict the future value of dependent variable?
  4. How reliable will be our estimate?

 

SCOPE OF THE STUDY

The study is centre on “National Income, Savings and Government Final Consumption Expenditure Covering the period of six years 1998 – 2003.

The raw data used are collected as primary data by federal office of statistics” publication and Federal Ministry of Finance Publication.  The data are collected as primary data by federal office of statistics and used as secondary data in this project which centered on national Accounts.  Some of these National Accounts Aggregates Include Gross Domestic Product (GDP) final consumption expenditure, exports and imports.

National Accounts data presents the record of economic transaction of the economic in a systematic manner and show the relationship between the various components of the economy.  Economic transaction cover all the activities of an entity (Household, government, firm, financial institution) that are of economic nature (production, consumption distribution, savings and foreign exchange transactions.  These economic transactions of all the entiti8tes and combined together ad presented inform of account.

Data collected for analysis in this study center on:-

  1. Appropriation of disposable income as dependent variable.
  2. Savings as one of the independent variable
  3. Government final consumption expenditure as another independent variable.

 

SIGNIFICANCE OF THE STUDY

          The study will help to know the status of Nigeria economy.  The knowledge of the status will help to make necessary recommendation in order to revitalize the poor economic condition of the country for the better future.

The study will also create avenue for future research.

 

DEFINITION OF CONCEPTS

Gross Domestic Product (GDP):      This is the sum of the money value of all locally produced goods and services.  It does not include international transaction.  GDP does not make allowance for depreciation of capital.

Gross National Product (GNP):      This is the total money value of current market prices of all final goods and services produced by the nationals during a specific period.  It includes net income from abroad in respect of the country’s nationals without any consideration for depreciation of capital.

National Domestic Product (NDP): This is the total value of all goods and services produced in a country in a period of time.  It exclude the value of the net earnings and incomes from abroad.  An allowance being made for depreciation of capital.

Net National Product (NNP): This is the monetary value of all goods and services produced within the country during a specific period.  It includes net incomes and earning from abroad and provision being made for the replacement of depreciation of capital.

Disposable Income (DPI):      This is the amount of money per year that private sector are free to spend when depreciation of capital, all taxes, all net profits made by firms but not paid out as divided are added to the disposable and transfer payment subtracted.  We arrive at gross national product.

 

Net Economic Welfare (NEW):                 This examines those factors not considered when calculating the Gross National Product (GNP).  Such factors include social cost 9pollution) and leisure time the net economic welfare tend to remove the product (GNP).  A nation might have a very high GNP at a very great social cost as pollution, rising crime etc.

Per Capita Income (PCI)        This is the gross domestic product divided by the population of the country.  Per capita income can be calculated once the population and gross domestic product are known.  So that P.C.I = GDP

 

 

CHAPTER TWO

 

LITERATURE REVIEW

Galton (1886) first used the word “regression” in connection with predicting the mature height of children from the height of their parents.  Galton corrected for the sex difference by multiplying all female height by 1.08, and he used a single predictor variable taken to be the mean of the fathers, height ad corrected mothers height.

After some consideration of data, it becomes apparent that the height of children of parents whose height exceeds average by x inches will themselves, on the average exceed the average by less than x inches.

In other words, the children regress in average sense back to the mean.  By gradual metamorphoses, the term linear regression analysis came to mean the least square prediction scheme and hence the term multiple regression came to mean the general case with a multiple  set of variable V1, V2, V3…… Vp-1 available as predictors.

The history of the method as opposed to that of its common statistical name is quite different.  According to Gauss (1809) he first used the method in 1795 in a different context and under the name “method of least squares’.  Gauss did not publish his claim until 1809 and legendry had independently described the method in 1806.

According to Eisenhart (1963), the method arose as a natural extension of the principle of averaging the results of several observation of the same quality to reduce measurement error.

It is interesting that the basic computational ideas may be traced back to Gauss (1811) who derived them in connection with l east square analysis and illustrate them with the data which he used to identify the orbit of the asteroid pallas from observations over the period 1803 – 1809.

In the exact sciences like astronomy, chemistry and physics, it is possible to formulate laws connecting several quantities e.g density temperature and pressure of a gas, so that anyone of these quantities can be determined (subject to small experimental errors) from the others.  In methodology, production is much less certain, but it is still possible to forecast the weather with considerable success.

In living science like biology and agriculture there are so many unknown factors at work that every different result may be obtained from what appear to be identical causes.

Even here, however, the law of average hold good.  Eg fat men and women tend to have fat children although the association is only partial.

The adult sons of men below average height will on the whole be nearer the average height than their fathers e.g the sons of men 1.6m tall might, on the average, reach about 1.7m.  It was this regression to the normal noticed by Sir Francis Galton in his research on heredity that gave the “regression analysis” to this branch of statistics.

While therefore, the son’s height cannot be deduced from the fathers it is possible knowing the fathers height to make a better forecast of the sons height than simply taking the average of the population.

Narrowing it down to the study, knowing the national income data fro few years and making analysis on them can help to make a better forecast on the future state of the economy.

 

OBSERVATION OF NIGERIA ECONOMY

We are convincingly aware about the low standard of living in Nigeria because our per capita income is very low.  We must consider how to raise our standard of living which is basically the problem of raiding per-capita income.  Simply all things must be done to see that the GDPs for the possible by increasing the GDP and by controlling the population growth.

Much have been said about population and its attendants.  We only need to adhere that in Nigeria the death rate fall while birth rate, increases, therefore population zooms higher and higher without corresponding increase in the production of goods and services.  Consequently and with this awareness the government should timely encourage family planning schemes.

Nigeria is firmly struggling to increase the GDPs.  This is manifested in the various budgets presented to the nation by her past leaders.  Government is aware of the fact that to increase the GDP means to increase the flow of goods and services to the consumers.  And that this could only be done by the joint effort of increasing the productivity efficiently and increasing the quantities of the factors of production, make the existing factors produce more.

Then increase the labour force and improve their skill by education, bring more of the vacant lands under production and use more capital is to industrialize.  Capital singularly contributes more than nay other that we lack seriously in Nigeria today.

This makes the rate of growth of the economics of Nigeria very low-below 6% which is the UND’s poor Nations growth rates.

 

 

 

Continue reading REGRESSION ANALYSIS ON NATIONAL INCOME (FROM 1998 – 2003) (A CASE OF FEDERAL REPUBLIC OF NIGERIA)