THE PROBLEMS AND PROSPECTS OF DEBT MANAGEMENT IN NIGERIAN FINANCE INSTITUTIONS

THE PROBLEMS AND PROSPECTS OF DEBT MANAGEMENT IN NIGERIAN FINANCE INSTITUTIONS

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MAKE YOUR PAYMENT  INTO ANY OF THE FOLLOWING BANKS:
 GTBANK
Account Name : Chi E-Concept Int’l
ACCOUNT NUMBER:  0115939447
First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631

Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 
Swift Code: GTBINGLA 
Dollar conversion rate for Naira is 175 per dollar. 

ATM CARD:  YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANKER SECURITY GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY. 

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form>DELIVERY PERIOD FOR BANK PAYMENT IS  LESS THAN 2 HOURS

How to transfer from your bank account to All  Nigeria banks without internet

1. Access Bank:
—-*901#

2. EcoBank:
—-*326#

3. Fidelity Bank:
—-*770#

4. FCMB:
—-*389*214#

5. First Bank
—-*894#

6. GTB:
—-*737#

7. Heritage Bank:
—-*322*030#

8. Keystone Bank:
—-*322*082#

9. Sky Bank:
—-*389*076*1#

10. Stanbic IBTC:
—-*909#

11. Sterling Bank:
—-*822#

12. UBA:
—-*389*033*1#

13. Unity Bank:
—-*322*215#

14. Zenith Bank:
—-*966#

15. Diamond Bank
—-*710*555#

To know your BVN, dial
—-*565*0#.

E.g for First bank…   *894 *Amount *Acct. No. #

Please dail d code from d number u used to register d account from the bank

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08074466939 or 08063386834, YOUR PROJECT TITLE  YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.

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CHAPTER ONE

INTRODUCTION                                                  1

  • BACKGROUND OF THE STUDY 1
  • STATEMENT OF THE STUDY 2
  • PURPOSE OF THE STUDY 3
  • SIGNIFICANCE OF THE STUDY 4
  • SCOPE AND LIMITATION OF THE STUDY4
  • DEFINITION OF TERMS 5

CHAPTER TWO

  • PRUDENTIAL REGULATION OF NIGERIA BANKING10

2.1     FUNDAMENTALS OF CREDIT ANALYSIS        10

  • THE BASIC CRITERIA ANALYTICAL ASSESSMENT OF CREDIT WORTHINESS 11
  • THE COMMON CAUSES AND

PROBLEMS OF BAD DEBTS                                        14

  • EARLY WARNING SIGNS.
  • FACTORS RESPONSIBLE FOR BAD DEBTS IN BANKS19
  • CONSIDERATIONS IN ASSESSMENT OFFICIAL PROPOSALS BY CUSTOMERS 21
  • EIGHTEEN CREDIT PRINCIPLES. 25

CHAPTER THREE

  • SUMMARY DISCUSSION 27

3.1     RECOMMENDATION                                           28

BIBLIOGRAPHY                                                    30

 


CHAPTER ONE

INTRODUCTION

BACKGROUND OF THE STUDY.

To reduce the liquidation and bankruptcy of our financial institutions, for debts management in our financial institutions. Financial institutions are committed to providing financial services and intermediation to the various segments of the economy. As a part of the services rendered, they are intermediaries between surplus economic units and deficit economic units.

In a modern day society, economic prosperity and progress depend largely on the level of savings in the nation. It follows that someone’s sayings in a financial institution e.g commercial banks is made available to an investor for productive venture, when this happens, a debt is created.

Debits is credit received by a borrower from a pure lender who may be a formal or informal institution.

These study will be carried out to determine the problem and prospects of debt management in Nigerian financial institutions and how to solve them and also techniques for improvements.

 

STATEMENT OF THE STUDY

Banking industry is one of the financial institution ever known the quality of service rendered by them have been attracting critisms from people in all works of life. The government functionaries, business men, the media and the general public are all very critical of banking services. The complaints range from those  of inefficiency, favourism. Long delays in cashing cheques or making withdrawals, trimness in granting loans and or credits, unfriendly attitude of bank workers

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