EMPOWERING THE LOCAL GOVERNMENT COUNCILS IN THEIR INTERNALLY GENERATED REVENUE IN ENUGU STATE

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COMPLETE PROJECT  MATERIAL COST 5000 NAIRA OR $10 , 

. A FRESH TOPIC NOT LISTED ON OUR WEBSITE COST 50,000 NAIRA ( UNDERGRADUATE) OR 100,000 FOR SECOND DEGREE STUDENTS. $500. PLUS  FREE SUPPORT UNTIL YOU FINISH YOUR PROJECT WORK. CONTACT US TODAY, WE MAKE A DIFFERENT. DESIGN AND WRITING IS OUR SKILLED.  DESIGN AND WRITING IS OUR SKILLED.

Note: our case study can be change to suit your desire location . we are here for your success.

                                   ORDER NOW

Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 
Swift Code: GTBINGLA 
Dollar conversion rate for Naira is 175 per dollar. 

ATM CARD:  YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANKER SECURITY GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY. 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

form>DELIVERY PERIOD FOR BANK PAYMENT IS  LESS THAN 2 HOURS

How to transfer from your bank account to All  Nigeria banks without internet

1. Access Bank:
—-*901#

2. EcoBank:
—-*326#

3. Fidelity Bank:
—-*770#

4. FCMB:
—-*389*214#

5. First Bank
—-*894#

6. GTB:
—-*737#

7. Heritage Bank:
—-*322*030#

8. Keystone Bank:
—-*322*082#

9. Sky Bank:
—-*389*076*1#

10. Stanbic IBTC:
—-*909#

11. Sterling Bank:
—-*822#

12. UBA:
—-*389*033*1#

13. Unity Bank:
—-*322*215#

14. Zenith Bank:
—-*966#

15. Diamond Bank
—-*710*555#

To know your BVN, dial
—-*565*0#.

E.g for First bank…   *894 *Amount *Acct. No. #

Please dail d code from d number u used to register d account from the bank

CALL OKEKE CHIDI C ON :  08074466939,08063386834.

AFTER PAYMENT SEND YOUR PAYMENT DETAILS TO

08074466939 or 08063386834, YOUR PROJECT TITLE  YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.

WE HAVE SECURITY IN OUR BUSINESS.   

MONEY BACK GUARANTEE

Click here to download our android mobile app to your phone  for more materials and others

 

CHAPTER ONE

1.0    INTRODUCTION                                             1

• BACKGROUND OF THE STUDY 1
• STATEMENT OF THE PROBLEM 4
• OBJECTIVE OF THE STUDY 5
• SIGNIFICANCE OF THE STUDY 6
• SCOPE AND LIMITATIONS OF STUDY 7

CHAPTER TWO

2.0    REVIEW OF RELATED LITERATURE         9

• CREATION OF LOCAL GOVERNMENT 9
• SOURCES OF INTERNALLY GENERATED-

REVENUE IN ENUGU STATE LOCAL-

GOVERNMENT COUNCILS                               10

• LOCAL LICENSES, FINES AND FEES 19
• LOCAL GOVERNMENT MARKETS AND PARKS 21
• NEW SOURCES OF REVENUE 23

CHAPTER THREE      

• SUMMARY OF FINDINGS, CONCLUSION AND RECOMMENDATIONS 26
• SUMMARY OF FINDINGS 26
• CONCLUSION 27
• RECOMMENDATIONS 29
• BIBLIOGRAPHY 32

CHAPTER ONE

• INTRODUCTION

1.1   BACKGROUND OF STUDY

The history of local government is closely tied up with the history of British colonialism in the country. It represented a system of indirect rule, which aimed at establishing a form of local Administration through traditional authorities.

According to the 1979 National Guideline on local Government Reforms defined Local Government as:

“Government at the grassroots level exercised through representative councils, established by law to exercised specific powers within defined area”.

The united nation office of public administration defines local government as:-

“A political sub-division of a nation which is constituted by law and has substantial control of local affaires including the power to impose taxes or to ax act labour for prescribed purpose”. Ola F.R. (1987).

The native authorities provided a form of stable local government which strengthened the base of the colonial government.

It is worthy of note, that no central government can successfully carry on administration. Wholly from the capital trough the civil servants of the headquarters. In the light of this, the need for a form of decentralization such that will enable the government to reach out to the people at the grassroots level became necessary.

From the point of view, it could be inferred that local governments are expected to bring political and economic changes to the majority of Nigerian who are residing at the local government areas. But what is the position today?

It is expected role of economic and social transformation of local government that necessitated the decision of federal government of Nigeria to increase the share of local government in federal account from 10% to 20% in addition to their internally generated revenue to make them financially viable.

The unwarranted financial interference of state government coupled with the corrupt activities of elected and appointed chairman of local government, who have but locked the local government treasury, without carrying out even a single capital project for the benefit of the community in the past four years, have brought local government administrations in Nigeria to their knees.

This term paper is aimed at finding out new and improve revenue items other than the conventional ones, thus empowering the local government councils with more fund to project implementation. These new revenue items will replace the statutory allocations to the local governments when our oil wells dry up. So that the statutory functions of paying salaries and other overhead costs, in addition to other developments at the grass root will be achieved.

 

• STATEMENT OF PROBLEM

The problem is how to generate enough internally generated revenue in Enugu State Local Government councils to provide food, drinking water and decent accommodation for people. The provision of good roads, health facilities and educational infrastructures are paramount. The inability of the 17 local governments in Enugu State to provide employment, security, social welfare services and infant any meaningful development at the grassroots inspite of hug monthly

PUBLIC SECTOR ACCOUNTING IN NIGERIA (A CASE STUDY OF FINANCIAL CONTROL SYSTEM IN ENUGU SOUTH LOCAL GOVERNMENT AREA)

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COMPLETE PROJECT  MATERIAL COST 5000 NAIRA OR $10 , 

. A FRESH TOPIC NOT LISTED ON OUR WEBSITE COST 50,000 NAIRA ( UNDERGRADUATE) OR 100,000 FOR SECOND DEGREE STUDENTS. $500. PLUS  FREE SUPPORT UNTIL YOU FINISH YOUR PROJECT WORK. CONTACT US TODAY, WE MAKE A DIFFERENT. DESIGN AND WRITING IS OUR SKILLED.  DESIGN AND WRITING IS OUR SKILLED.

Note: our case study can be change to suit your desire location . we are here for your success.

                                   ORDER NOW

Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 
Swift Code: GTBINGLA 
Dollar conversion rate for Naira is 175 per dollar. 

ATM CARD:  YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANKER SECURITY GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY. 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

form>DELIVERY PERIOD FOR BANK PAYMENT IS  LESS THAN 2 HOURS

How to transfer from your bank account to All  Nigeria banks without internet

1. Access Bank:
—-*901#

2. EcoBank:
—-*326#

3. Fidelity Bank:
—-*770#

4. FCMB:
—-*389*214#

5. First Bank
—-*894#

6. GTB:
—-*737#

7. Heritage Bank:
—-*322*030#

8. Keystone Bank:
—-*322*082#

9. Sky Bank:
—-*389*076*1#

10. Stanbic IBTC:
—-*909#

11. Sterling Bank:
—-*822#

12. UBA:
—-*389*033*1#

13. Unity Bank:
—-*322*215#

14. Zenith Bank:
—-*966#

15. Diamond Bank
—-*710*555#

To know your BVN, dial
—-*565*0#.

E.g for First bank…   *894 *Amount *Acct. No. #

Please dail d code from d number u used to register d account from the bank

CALL OKEKE CHIDI C ON :  08074466939,08063386834.

AFTER PAYMENT SEND YOUR PAYMENT DETAILS TO

08074466939 or 08063386834, YOUR PROJECT TITLE  YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.

WE HAVE SECURITY IN OUR BUSINESS.   

MONEY BACK GUARANTEE

Click here to download our android mobile app to your phone  for more materials and others

 

CHAPTER ONE

• Introduction
• Purpose of the study
• Significance of the study
• Statement of the problems
• Hypotheses formulation
• Scope and limitation
• Definition of terms

 

 

CHAPTER TWO

• Definition
• Budget
• Financial Regulations
• Cash Accounting
• Local Government Reform
• Local government accounting functions
• Sources of revenue to the local government
• Rural development functions

 

CHAPTER THREE

Research Design & Methodology

• Research design
• Area of study
• Population
• Sample and sampling procedure
• Sources of data
  • Interview method
  • Questionnaire method
• Procedure for data analysis.

 

CHAPTER FOUR

Presentation and Analysis of Data

• Presentation
• General data
• Test of hypothesis
• Analysis of survey results

 

CHAPTER FIVE

Conclusions

• Summary of findings
• Recommendation
• Conclusions

Bibliography

Questionnaire

 

ABSTRACT

One of the most researched and least understood variables of public sector accounting is how the accountability and stewardship of financial control is conducted.  People have been speculating on how the funds generated are managed but now researchers have conducted systematic investigation of funds and leakage in local government revenue system.

Even with this, there is still an increasing difficulty and doubts in establishing the fact that the revenue generated are put in good use.

There is also an evaluation of the source of revenue to the local government, and the impact of financial control system in the local government revenue system particularly the revenue collection points where all derivable revenues are kept for safe custody.

Secondly, to find out if really there is grant from the federal and state government to the local government areas and how it’s being spent.

Finally to know the reason, the local government cannot employ their resources in funding projects.

Findings and recommendations have gone a long way to establish proper financial control system in local government and it’s improvement

CHAPTER ONE

 

• INTRODUCTION

Public sector is that sector of the economy established and operated by government or agencies distinguishable from the private sector organized on behalf of the whole citizens.

The public sector is devised despite the privatization and commercialization of some government agencies and parastatals; the sector is still large.  Almost all the activities in the public sector have to do with political choice, which plays a vital role in resource allocation.

It is a government accounting. It is also defined as composite activity of collection, analyzing, recording, summarizing, reporting and interpreting the financial transaction of government units.  The government either provides services on natural scale or else redistributes funds, which are managed on semi-autonomous basis.

In Nigeria for instance, public sector accounting is based on the principal of fiscal federalism.  This implies that the fiscal structure o the government is a reflection of its federal and political structure.

The Federal Republic of Nigeria is made up of three levels of government namely Federal, State and Local governments otherwise known as the three tiers of the political structure.  All the three tiers of government are guided b the constitution of the Federal Republic of Nigeria form which the government decides on who gets what and how.  Allocation of resources to the three tiers of government is granted and this is executed through the process of budgeting.  Unique thing about public sector accounting is that legal instruments demand and delimits the form the financial statement should take; many a time they follow budgeting classification.

In public sector, we have the federal government accounting, state and local government accounting respectively.  The accountings in the federal and state level are the same in that both are made up to the same ministries, parastatals, agencies and departments.

The 1976 local government reforms and the 1988 implementation guideline on application of civil service reforms in local government service established a standard or uniform multi-purpose single tier government structure throughout the federation, consequently, each local government account system is a replica of the other in terms of personal position and functions accounting system.  Financial information flow budgeting and budgetary control system approved source of revenue and general administration significantly, a local government is allowed only six departments viz: Personnel, Works and Housing and Transport, Health and Social Welfare, Education, Agriculture and Natural Resources, Financial and Supplies, Planning Research and Statistical Department, out of the six departments, only the finance department headed by the local government treasurer is authorized to collect and keep all the revenue.

According to financial control management Act of 1958, which charged the federal ministry of finance as the only government department that is responsible for making the finance of the federal republic of Nigeria.  Financial management control Act 1959 also empowered the federal ministry of finance to issue finance regulation, which are binding on other units.

The economics of government has shown that a government can be described as a group of people statutorily mandated to generate public funds and convert such funds into social goods and services (public utilities) so as to bring about socio-economic and political development in their area of control.  The extent to which a government is able to provide public goods and service depends on the amount of revenue generated both internally and externally over time.  This is why a government should devote enough revenue generation and improve its committee to the provision of infrastructural foundation to the development.  However, to carry out its functions and achieve its objective effectively, a government must be viable.  Its total expenditure must be less than its total revenue so that the remaining revenue may be channeled towards capital profit development.

In Nigeria the government income earnings management is such that each tier of government has its own exclusive source of revenue as spent out in the constitution, with the state and local government receiving the major part of the annual revenue from the federal government and the local government as well gets revenue allocation from the state government purse.

From the above, local government source of revenue can be derived and classified into two external and internal.  The external source is from the federal and state government revenue allocation, which are made according to revenue sharing formally adopted at the time internal source of local government revenue are as stated in 1979 constitution where the local government is directly responsible for its revenue policy, strategy, revenue collection and expenditure.

The local government has power to fix rate and fees payable by the people in its jurisdiction and to determine how the fees are collected.  Although some local governments are more viable than others in terms of financial base, the full realization of a local government revenue generation and collection depends on its effective management.  Unfortunately, most local government lose about sixty percent (60%) of their internal generated revenue that is more than three hundred and fifty million (N350m) annually to leakage in the collection and management present.  It is not perplexing that in spite of the unalternative salary structure in the local government system and most repellent working environment, professionals and unskilled persons still strive to gain employment in the local government system while those already employed state anything to remain in service.  This is why some concerned and nonpolitical local government chairmen and other officials to beef up their local government revenue are usually frustrated by unscrupulous revenue collectors.

Most local government however either by omission or commission neglects otherwise highly viable sources of revenue while they clamuor continuously for increased statutory allocation.  Within this set-up, it is convincing that the local government can actually generate and spend more funds on capital project development if roper managerial concept is adopted by the chairmen and more so where a stable federal government system is in place.

However, one of the major reasons for this is the persistent political instability in the country such that both appointed and affected local government chairmen serve their tenure of office in a situation of high uncertainty, which negl

DIVISION OF LABOUR AND SPECIALIZATION, A TOOL OF INDUSTRIAL GROWTH AND DEVELOPMENT. ( A CASE STUDY OF VITAFOAM INDUSTRY, ENUGU

Click here to download our android mobile app to your phone  for more materials and others

COMPLETE PROJECT  MATERIAL COST 5000 NAIRA OR $10 , 

. A FRESH TOPIC NOT LISTED ON OUR WEBSITE COST 50,000 NAIRA ( UNDERGRADUATE) OR 100,000 FOR SECOND DEGREE STUDENTS. $500. PLUS  FREE SUPPORT UNTIL YOU FINISH YOUR PROJECT WORK. CONTACT US TODAY, WE MAKE A DIFFERENT. DESIGN AND WRITING IS OUR SKILLED.  DESIGN AND WRITING IS OUR SKILLED.

Note: our case study can be change to suit your desire location . we are here for your success.

                                   ORDER NOW

Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 
Swift Code: GTBINGLA 
Dollar conversion rate for Naira is 175 per dollar. 

ATM CARD:  YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANKER SECURITY GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY. 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

form>DELIVERY PERIOD FOR BANK PAYMENT IS  LESS THAN 2 HOURS

How to transfer from your bank account to All  Nigeria banks without internet

1. Access Bank:
—-*901#

2. EcoBank:
—-*326#

3. Fidelity Bank:
—-*770#

4. FCMB:
—-*389*214#

5. First Bank
—-*894#

6. GTB:
—-*737#

7. Heritage Bank:
—-*322*030#

8. Keystone Bank:
—-*322*082#

9. Sky Bank:
—-*389*076*1#

10. Stanbic IBTC:
—-*909#

11. Sterling Bank:
—-*822#

12. UBA:
—-*389*033*1#

13. Unity Bank:
—-*322*215#

14. Zenith Bank:
—-*966#

15. Diamond Bank
—-*710*555#

To know your BVN, dial
—-*565*0#.

E.g for First bank…   *894 *Amount *Acct. No. #

Please dail d code from d number u used to register d account from the bank

CALL OKEKE CHIDI C ON :  08074466939,08063386834.

AFTER PAYMENT SEND YOUR PAYMENT DETAILS TO

08074466939 or 08063386834, YOUR PROJECT TITLE  YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.

WE HAVE SECURITY IN OUR BUSINESS.   

MONEY BACK GUARANTEE

 

ABSTRACT

The research study conducted on this topic “Division of labour and specialization, a tool of industrial growth and development” was extensively done to include all the works and of it that could be sued to achieve industrial growth and development in any industry.

Indeed, for a firm, government establishment to grow, there is need to master the use and application of division of labour and specialization since no man is an Island, there exist division off labour in our homes, offices, firm every schools and other institution of higher learnings.

Despite few disadvantages attributable to this principle, the advantages however, outweighed its demerit for example, increase production scale, economy in the use of machine saving of time, etc are the economic benefit obtained in the application of the principle.

Though the research work reveals that poor application of the theory may not yield fruitful result. Such as lack of motivation to employees, irregular promotion, law salaries etc may hamper the process thereby resulting in inefficiency.

Therefore, this work has been properly administered to provide an enlisting solution to the area of problems and suggest critical ideals that would guild any management to achieve his industrial goal.

CHAPTER ONE

1.0     Introduction                                                                       1

• Statement of study 3
• Objectives of the study 5
• Significance of the study 6
• Formulation of hypothesis 6
• Scope and limitation of the study 9
• Definition of terms 9

CHAPTER TWO

2.0     Review of related literature                                                13

• Meaning of division of labour 15
• General division of work in vitafoam industry 22
• Specialization in vitafoam 26
• Growth and development in vitafoam industry 28
• The company corporate policy statement 30
• Company profile 31
• Report of directors 36
• Report of the auditors 49
• Five year financial statement/summary 51
• Cash flow statement 53
• Statement of value added 55
• Accounting policies 56
• Unclaimed dividend warrants and share certificate 59

CHAPTER THREE

• Research design and methodology 63
  • Validity and reliability of the measuring instruments. 69

CHAPTER FOUR

• Presentation, analysis and interpretation of data 71
• Testing of hypothesis 83

CHAPTER FIVE

• Summary of findings, conclusion and recommendation
• Summary of findings 84
• 86

 

EFFECTIVE IMPLEMENTATION O ORGANIZATION POLICES AND PRODUCERS IN NIGERIA BUSINESS

(A CASE STUDY OF FIRST BANK OF NIGERIA PLC ENUGU)

Click here to download our android mobile app to your phone  for more materials and others

COMPLETE PROJECT  MATERIAL COST 5000 NAIRA OR $10 , 

. A FRESH TOPIC NOT LISTED ON OUR WEBSITE COST 50,000 NAIRA ( UNDERGRADUATE) OR 100,000 FOR SECOND DEGREE STUDENTS. $500. PLUS  FREE SUPPORT UNTIL YOU FINISH YOUR PROJECT WORK. CONTACT US TODAY, WE MAKE A DIFFERENT. DESIGN AND WRITING IS OUR SKILLED.  DESIGN AND WRITING IS OUR SKILLED.

Note: our case study can be change to suit your desire location . we are here for your success.

                                   ORDER NOW

Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 
Swift Code: GTBINGLA 
Dollar conversion rate for Naira is 175 per dollar. 

ATM CARD:  YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANKER SECURITY GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY. 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

form>DELIVERY PERIOD FOR BANK PAYMENT IS  LESS THAN 2 HOURS

How to transfer from your bank account to All  Nigeria banks without internet

1. Access Bank:
—-*901#

2. EcoBank:
—-*326#

3. Fidelity Bank:
—-*770#

4. FCMB:
—-*389*214#

5. First Bank
—-*894#

6. GTB:
—-*737#

7. Heritage Bank:
—-*322*030#

8. Keystone Bank:
—-*322*082#

9. Sky Bank:
—-*389*076*1#

10. Stanbic IBTC:
—-*909#

11. Sterling Bank:
—-*822#

12. UBA:
—-*389*033*1#

13. Unity Bank:
—-*322*215#

14. Zenith Bank:
—-*966#

15. Diamond Bank
—-*710*555#

To know your BVN, dial
—-*565*0#.

E.g for First bank…   *894 *Amount *Acct. No. #

Please dail d code from d number u used to register d account from the bank

CALL OKEKE CHIDI C ON :  08074466939,08063386834.

AFTER PAYMENT SEND YOUR PAYMENT DETAILS TO

08074466939 or 08063386834, YOUR PROJECT TITLE  YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.

WE HAVE SECURITY IN OUR BUSINESS.   

MONEY BACK GUARANTEE

Click here to download our android mobile app to your phone  for more materials and others

 

ABSTRACT

 

 

This study is aimed at finding a tool to effective unplementation of organizational policies and procedures in our day to day business. Its important can never be over emphasized.

To achieve this aim I target, it is backed on the designed of mangers who do not sit there as a ceremonial heads rather they have role of implementing the organic function of management in today dynamic and competitive business environment in Nigeria .

In generation the data needed for this profit, it well entails constants ie time money and lack of corporation by the audience .

The source of data comes from both primary and secondary modes of data collection. The secondary data form the centre stages on which this project was based.

The research depth of knowledge is broaden it embark on renew of related literatures. The data is also presented on frequency table and analysis  in sample percentages (%) hypothesis tested with Z. test.

Based on the data collected and analyzed some findings were made which was proceeded by conclusion and some recommendation. Suggestions were also made for further studies summarily from the questionnaire administrated and data collected which were analyzed and interpreted it has been generally in inter prated that most organization can not get the best out of their workers or reach to their target because of or implementation of organizational polices and procedure in Nigeria business.

 

TABLE OF CONTENT

 CHAPTER ONE

• Introduction
• Background of study
• Statement of problems
• Purpose of study
• Scope of study
• Scope of the study
• Research question
• Significance of the study
• Definition of terms

 

CHAPTER TWO

• Review of related literature
  • Effective implementation of policies
  • Effective implementation of organization function
  • Effective control of organization policies.
  • Profile of first bank Nigeria plc.
  • The management structure of FBN Plc
  • Banking Nigeria
  • Electronic banking
  • Critical issues in banking
  • Effective function of bank generally

 

CHAPTER THREE

• Research and methodology
  • Research design
  • Are of study
  • Population of the study
  • Sample size and its determination
  • Instrument for data collection
  • Validation of the instrument
  • Reliability of the instrument
  • Method of data collection
  • Method of data analysis

 

CHAPTER FOUR

• Data presentation and analysis
  • Presentation and analysis of data
  • Testing and prove of hypothesis

 

CHAPTER FIVE

• Summary of finding conclusion and recommendation
  • Conclusion
  • Recommendation
  • Bibliography
  • Questionnaire used

CHAPTER ONE

 

INTRODUCTION

• GENERAL BACKGROUND OF THE STUDY

Effective implementation of organizational policies and procedures in Nigeria business encourages delegation of decision making to business mangers who not sit there as a ceremonialteas rather they have the role of implementing the organize function id management in  to days    dynamic and competitive business environment in Nigeria., this  research work is designed to expose and aid the serious minded mangers to be adequately equipped to face the challenges ahead as future management pensioner in business.  Good policies provides definite an clear director by top management and at the same time allow subordinate to make   their own  decision with clearly stated limited. The usual source of policies and procedure in Nigerian business is embedded on manger and it is apartment to note that for a business to retain it position as a “going concernentity, it is imperative that managers formulated polices, plan strategies and also implement those plan effectively for the continued growth and survival of the business enterprise.  This is a major aspect           of a task facing mangers especially in a modern complex business situation. Therefore, to day’s mangers must take into consideration the following measured for effective implementation of organizational policies and procedure in Nigeria business.

They must specifically take into account the forces and trends such as environmental, economic, political social psychological technological legal and ethnical factors while formulating the policies that can facilitate the accomplishment of the over all objectives and goals of the business in question of course, if a policy has been formulated but has not been carried out or implemented into action it can not be effective since it has not come to the attention of the employees but it runs the risk of being overlooked or misinterpreted but according to (Akpala 1990: 59) he said that written  policies are more precise and less prone to misunderstanding for effective implementation of organization policies and procedures in Nigeria business to be properly executed the laid down rules guiding the organization must be followed.

Procedure on the other hand can be stated as the system that described in details the step to be taken in order to accomplish a set objective in business which is the  main target that he at to effective implementation of policies and procedures emphasis more in details while policies concentrate on the basic general approaches A policy is therefore a guilder for making decision thus according to AKPALA (1990:57) he simple define policy as a guidelines to managerial actions while Coventry and Barker (1985;93) defines policies as the guideline laid down in general or specific terms to make organization to reach the expected target or objectives.

 

• STATEMENT OF THE PROBLEM

This boils down to what constitute the problem of the study of effective implementation of organizational policies and procedure in Nigeria business can not exist on it own, it needs employers who will work in implement those polices needed for effective business environment and all these will not take expected standard unless workers who are properly motivated is given required training internal and external incentives and their     salary may even be increased paying them overtime and considering them as human beings and not machines by so doing the business will be booming since it I effectively structured and implemented but if the reverse is the case, things will be moving haphazardly and it will constitute a lot of  problem to the study.

 

• PURPOSE OF THE STUDY

THE PROBLEMS OF NEW BANK IN NIGERIA

(A CASE STUDY OF CITIZEN INTERNATIONAL BANK OF NIGERIA ENUGU)

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ABSTRACT

 

This paper aims of examining the problems new banks the impact of the problem on the banking industry and the possible strategies by which such problems can solved .however ,personal  objective part from academic fulfillment made this plausible ,hence it did not subscribe to the particular  economies theories ,rather the various problem of new banks prevalent in Nigerian are studies .To this end ,the look is designed to serve as a reference guide to both students who wish to know about the problems of new banks and also to the policy making body of the government ,the central bank of Nigerian                 This research work is not in any way an exhaustive study of problem of new bank in Nigerian ,because to get a clear ,thorough and exhaustive overview  of these problem of new  bank in Nigerian would include    a heavy expenditure beyond the finance of this research .the following areas was therefore  studied causes of bank failure ,how to improve the safety of banks organsational problem of new banks prospect of new bank and policy recommendation made ,conscious of the fact that many important problem vela try  to the sudsiest were not treated because of time and money .

TABLE Of CONTENTS

 CHAPTER ONE

.1.0 Introductions  ——————————–

• Statement of problem ———————-
• Purpose    ——————————-
• Significance of the study ———————————-
• Statement of hypothesis ——————————–
• Scope of the study —————————————–
• Limitation of the study ———————————-
• Definition of terms  ————————————

CHAPTER TWO

2.0 REVIEW OF RELATED LITERATURE  —————–

2.1   Function of bank in Nigerian  ————————————

• The problem of new banks in Nigerian ——————————
• Withdrawal of government funds from bank Beth commercial and merchant bank   ——————————————
• Problem payment of interest on current account ————————
• Problem of Defaults in inter-sale interest ———————————
• Causes of bank failure ————————————
• Management of citizen bank of Nigerian ———————————

 

 CHAPTER THREE

• RESEARCH DESIGN AND METHODOLGY——————–
  • Sources of duty ——————————–

3.11          Primary duty ——————————–

3.12          Secondary duty ——————————

• Sample used ———————————
• Method of investigation ————————

      CHAPTER FOUR

4.0   DATA PRESENTATION And Analysis ——————-

4.1 Data presentation and analysis ————————–

4.2 Test of hypothesis  ——————————–

 

CHAPER FIVE

5.0   Summary Of Findings Conclusion And Recommendation

• Findings
• Conclusion
• Recommendation

Bibliography    ——-

Appendence  ——-

                                            CHAPTER ONE

 

Government established bank money for development purposes and the vole of banking industry in an economic development cannot be over emphasized. Government owns some banks, for example, first Bank of Nigerian and so on. Both banks. However, banks in Nigerian and other countries of the worlds are established to carry out the following functions;

• Government of loans to customers
• Safeguarding of customers money and some valuable assets such as certificates and so on.
• Management of customers’ investment and advising on insurance matters.
• Providing facilities for the financing of international trade, example documentary credit.
• Creating money by the central bank of that country.
• Mobilization of saving and other deposit.
• Providing advisory services.
• Providing foreign exchange facilities for traders.
• Night safe facilities to customers.
• Agency services to customers who authorized their banks to pay and collect cheques on their behalf.

However, the above function and duties of banks is just to mention but a

few because banking industry is dynamic in nature. It varies on public confidence and due to the influence on the nations economic life, it needs high quality management and organizational structure with which it can attain maximum operating efficiency and profitability .

Since the advert of structural adjustment programme [SAP] and its deregulation –policies , banking industry in Nigeria has been receiving a number of policy shocks and the new banks felt it most . Such policy or guideline include :- The central bank of Nigeria  guidelines on reserve requirement and limited capital base for establishment of new banks.

Other direction are the withdrawal of government banks . The payment of interest on current account cancellation of foreign denominated loans . The liberalization of foreign exchange market and the introduction of the controversial national deposit insurance corporation .

 

• STATEMENT OF THHE PROBLEM

The major problems facing new banks in Nigeria has its origin from central bank [CBN] guideline or directive. These directives  of two types; –

A] Directive on the establishment of new banks.

B] Measures introduced to reduce liquidity in the economy.

These measures which the government pursue in this regard lies with the withdrawal of deposits of Parastatals and other government agencies from financial intermediaries

Other includes the cancellation of foreign exchange markets.

These measure are enforced at the same period and at a time when liquidity ratio have already one high. These affected the new rules rustically because of their climate capital base. Secondly, the economic restructure programme gave rise to the devaluation of the naira as it sought for the actual value of naira in the international market