COMMUNITY BANKS AND ECONOMICS DEVELOPMENT OF ANAMBRA STATE, PROBLEMS AND PROSPECT.

COMMUNITY BANKS AND ECONOMICS DEVELOPMENT OF ANAMBRA STATE, PROBLEMS AND PROSPECT.

[A CASE STUDY OF UMUDIOKA COMMUNITY BANK NIG. LTD ANAMBRA STATE]

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MAKE YOUR PAYMENT  INTO ANY OF THE FOLLOWING BANKS:
 GTBANK
Account Name : Chi E-Concept Int’l
ACCOUNT NUMBER:  0115939447
First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631

Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 
Swift Code: GTBINGLA 
Dollar conversion rate for Naira is 175 per dollar. 

ATM CARD:  YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANKER SECURITY GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY. 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

Enter Amount

form>DELIVERY PERIOD FOR BANK PAYMENT IS  LESS THAN 2 HOURS

How to transfer from your bank account to All  Nigeria banks without internet

1. Access Bank:
—-*901#

2. EcoBank:
—-*326#

3. Fidelity Bank:
—-*770#

4. FCMB:
—-*389*214#

5. First Bank
—-*894#

6. GTB:
—-*737#

7. Heritage Bank:
—-*322*030#

8. Keystone Bank:
—-*322*082#

9. Sky Bank:
—-*389*076*1#

10. Stanbic IBTC:
—-*909#

11. Sterling Bank:
—-*822#

12. UBA:
—-*389*033*1#

13. Unity Bank:
—-*322*215#

14. Zenith Bank:
—-*966#

15. Diamond Bank
—-*710*555#

To know your BVN, dial
—-*565*0#.

E.g for First bank…   *894 *Amount *Acct. No. #

Please dail d code from d number u used to register d account from the bank

CALL OKEKE CHIDI C ON :  08074466939,08063386834.

AFTER PAYMENT SEND YOUR PAYMENT DETAILS TO

08074466939 or 08063386834, YOUR PROJECT TITLE  YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.

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Chapter ONE: Introduction

  • Background of the study

1.1       Statement of Problem

1.2       Objectives of the Study

1.3       Research Question

1.4        Statement of Hypothesis

1.5       Significance of the Study

1.6       Limitations & Scope of the Study

1.7      Assumption of the Study

1.8     Definition of terms.

 

     CHAPTER TWO: Review of Related Literature

1.1     Review of Related Literature & Studies

2.1     Brief of Related Literature & Studies

2.2     The aims & objectives of setting up Community Bank in Nigeria

2.3     Economic development due to Umudioka Community Bank.

2.4     Problems facing Umudioka Community Bank.

2.5     Prospects of Umudioka community Bank.

2.6     Internal Control System of Umudioka Community Bank.

2.7     Financial statement of Umudioka community bank.

CHAPTER THREE: Research Design and Methodology

3.1    Primary Data and Sources

3.2    Secondary Data and Sources

  • Method of investigation used.

3.4    Area of the Study

3.5    Data Presentation and Analysis.

3.6    Techniques of Data Analysis References

 

CHAPTER FOUR: PRESENTATION AND ANALYSIS OF DATA

4.0    Data Presentation.

4.1     Analysis of Questionnaire

4.2     Testing of Hypothesis

 

CHAPTER FIVE: Findings, Recommendation & Conclusions

5.1     Summary of Findings

5.2     Recommendation

5.3     Conclusion

BLBLIGRAPHY

List of Table & Figures

Appendix – Questionnaire.

CHAPTER ONE

 

INTRODUTION

  • BLACKGROUND OF THE STUDY

Concerted efforts were m ad for many years to involve sub- urban and rural people in Nigeria in modern banking practices. Apart from encouraging the establishment of commercial banks, merchant banks, specialized development bank were created focusing or mortgages

Agriculture, savings, co- operatives and other specific areas. Beyond this, rural branches were mandatory for the commercial bank so that the interest of the rural people could be catered for. Inspite of  these efforts, the rural  people could not fit into conventional banking system as they aye required to fill several forms, obey certain rules and are generally made to feel lost as their request for credit facilities are never met.

The problem persisted over the years and has led the government and some of agencies to seek acceptable solution to the problem. The central Bank of Nigeria mandated that specific number of rural branches of commercial banks be opened. Thi8s directive was complied with, but proved ineffective as the low –level education  and outright illiteracy of the rural people have made them unable to understand the complex and sophisticated operations. Development at the grass- root level has been stalled most tine b y the lack of pro per economic structures, This was the rationale for the central Banks continued search for monazite the rural economy through the establishment of rural- co-a solution to operatives bank. This did not take off properly because of low capital base and poor management. The Directorate of food, Roads Rural infrastructures [DFRI] by virtue of its grassroots unit banks which would aid the programme of rural development, self reliance and better economic well being for the majority of the people in sub- urban and rural areas.

The community banking system was thus launched with the opening of Alheri community Bank, Kaduna b y the then president I.B.Banangida on 31st December. However, community Banking was formally introduced in Nigeria by Decree NO 46 of 1996.

Grassroots banking is a new phenomenon in Nigeria it attempts to reach the toiling masses who have not been able to cope with modern banking systems with its attendant complex and sophisticated operations

and emphasis on collateral.

 

  • STATEMENT OF PROBLEM

Poverty is all-pervasive it does not discriminate by the colour or creed. All over the world, there are the are the haves and the have- nots. As some live in affluence, so do others live in abject poverty and their daily existence is threatened by hunger and depravation. This is more so in a developing country like Nigeria. Many governments across the need world have been faced with the issue of how best the

 

 

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