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STATISTICAL STUDY ON THE IMPACT OF COMMUNITY BANKS ON RURAL AREA (A CASE STUDY OF OBOLLO COMMUNITY BANK (NIG) LTD UDENU ENUGU STATE)

STATISTICAL STUDY ON THE IMPACT OF COMMUNITY BANKS ON RURAL AREA (A CASE STUDY OF OBOLLO COMMUNITY BANK (NIG) LTD UDENU ENUGU STATE)

 

 

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ABSTRACT

        This research work is aimed at knowing impacts of community banks on rural areas using Obollo Community Bank (Nigeria) Limited Udenu, as the case study.

This research was analysis using time series and data collection on the number of people that benefited from loan facility since the inception of the case study that is a period of six years, from 1997 to 2002 so to analyses how the rural masses appreciated the ideal of the community banking in Obollo Community.

 

 

 

TABLE OF CONTENTS

TITLE PAGE

APPROVAL PAGE

DEDICATION

ACKNOWLEDGEMENT

ABSTRACT

TABLE OF CONTENTS

CHAPTER ONE

INTRODUCTION

AIMS AND OBJECTIVES

TIME SERIES ANALYSIS

STATEMENT OF PROBLEMS

SIGNIFICANCE OF STUDY

SCOPE AND LIMITATION OF STUDY

CHAPTER TWO

LITERATURE REVIEW

KINDS OF BANK INSTITUTION

CHAPTER THREE

RESEARCH OF METHODOLOGY

METHOD OF DATA COLLECTION

PROBLEM OF DATA COLLECTION

DATA PRESENTATION

CHAPTER FOUR

CONCLUSION AND RECOMMENDATION

FINDINGS AND CONCLUSION

RECOMMENDATION

REFERENCES

 

 

 

 

 

 

 

CHAPTER ONE

INTRODUCTION

        The introduction of community banking in Nigeria was an innovation, which was greatly influenced the financial sector of our economy.  It w as provided basic and ready solutions to some problems that for many years seemed insurmountable.  For instance, the country has continued to experience balance of payments difficulties, increasing debt, service burden, and gross depreciation in the exchange value of the Naira, persistence industrial unrest and low productivity.  All these are clear manifestation of economic depression.  Then, the fundamental concepts of a community bank is to establish a self sustaining financial institution owned and managed by members of a community for the purpose of providing credit, banking and other financial service to its members.  Largely by their self recognition and credit worthiness.

 

First, community banks enhance the economic activities in the rural areas, encouraging development and promoting community ownership.

 

Secondly, it transformed the tradition rotational credit system in formal banking.   The rural dwellers imbedded a banking culture which provided easy loans and better security and management at personal funds.  It would therefore not be an over statement to say that community banks succeeded where commercial and merchant banks failed.  This is true because the marginalisation of rural people by the other banks had compelled the central bank of Nigeria, some year ago, to issue a directive that specified the number of branches of commercial banks be opened in rural areas, though over 750 of such rural bank sprang up, the problem still persisted. Consequently, the search continued until December 1990 when the first community bank in Nigeria was born in Tudun Wada, Kaduna State.  It was established by decree number 46 of 1992 and amended by decree number 97 of 1993, Community Banks soon spread across the hinter land, receiving wide ovation and support from the rural dwellers.

 

The reason was simple because the difference was clear.  A community bank has simple ownership structure.  In this set up a Community Development Association (CDA) is the primary promoter of the bank with at least 30% of shares indigenes are also encouraged individually to buy shares not exceeding 5%.  The received loans easily without collaterals and become owners of banks located in their environment.  In effect a community bank can be said to be the people, the people and for the people.  No wonder; today there are about 1,982 community banks in the 36 states of the country and Abuja and provided employment to over 1,5000 people.

 

According to the executive secretary of the National Board for Community Banks, Alhaji Zakan Isa Chawai, the total assets of these bank stand at over N4 billions while the total deposit so far mobilized is over N3 billions, the country banks also have share holders funds of almost N800 millions while loans and advances of over N1 billion have been given to their customers.

 

A friend in need, it is said ‘is a friend indeed’.  And community banks have proved to be friends in need.  Not only because their doors are open for longer hours providing banking services even at weekends and public holidays, but because they have given succor to their customers especially whenever the other banks went on strike.  This is another reason why many traders, farmers, manufacturers, and other Nigeria have changed to community banks.  But for years after their operation, many of the community banks have not been issued a final license by the central bank of Nigeria.  Source of them still operating with provision license even when some have strong equity bases of between N5 millions and N10 millions as against the minimum take off equity of two hundred and fifty thousand naira (N250,000.00).

 

Perhaps a lot more is expected of the community banks especially in these days of Nigerians distressed economy. The National Board for Community Banks (NBCB), which was inaugurated on Tuesday, July 16 1991 to take control of all the community banks in the country.  Still has a lot of work to do if the community banking system must grow rapidly to save the development need of the grass root throughout the country.  The NBCB is grateful to government for the opportunity given to it to:

  1. Evolve a modern banking scheme adapted to the Nigeria indigenous culture.
  2. Devise a credit scheme that makes loan accessibility at the grass root a thing at joy.
  3. Awaka the innovativeness and creativeness of Nigeria producer who can now earn the elusive foreign exchange through embarking on productive venture.
  4. Provide a sound basis for grass roots development

 

TIME SERIES ANALYSIS

YEAR QUARTER 1 QUARTER 2 QUARTER 3 QUARTER 4
1997

1998

1999

2000

2001

2002

147

206

266

260

308

354

162

234

261

268

325

348

172

248

248

276

341

360

189

259

249

290

338

345

 

 

 

ISOLATING THE TREND USING AVERAGE METHOD

 

YEAR

 

QUARTER

ACTUAL

DATA

4 QUARTER

MOVING

3 QUARTER TREND  
1997 1

2

3

4

147

163

172

189

 

 

671

730

 

 

1401

1531

 

 

175.13

191.38

 

 

98.21

98.76

1998 1

2

3

4

206

234

248

259

801

877

947

1007

1678

1824

1954

2044

209.75

228.0

224.25

255.5

98.21

102.63

101.54

101.37

1999 1

2

3

4

266

261

248

249

1037

1034

1024

1018

2071

2038

2042

2043

258.88

257.25

255.25

255.38

102.75

101.46

97.16

95.50

2000 1

2

3

4

260

268

276

290

1025

1053

1093

1142

2078

2146

2235

2341

259.75

368.25

279.38

292.63

100.69

99.91

98.79

99.10

2001 1

2

3

4

308

325

341

358

1199

1264

1332

1378

2463

2596

2710

2779

307.58

338.75

347.38

347.38

100.04

100.66

103.06

103.06

2002 1

2

3

4

354

348

360

345

1401

1420

1407

2821

2829

352.63

353.63

100.39

98.41

 

 

 

SEASONAL INDEX FOR EACH QUARTER

        Percentage for corresponding quarter over all the years is then average to give a representative index for each quarter.

YEAR QUARTER

1

QUARTER

 2

QUARTER 3 QUARTER 4
1997

1998

1999

2000

2001

2002

988.21

102.75

100.09

100.04

100.39

102.63

101.46

99.91

100.15

98.41

98.21

101.54

97.16

98.79

100.66

98.76

101.37

95.50

99.10

103.06

Total

AVE

501.48

100.30

502.56

100.51

496.36

99.27

497.79

99.56 =

3.v(Adj) 100.39 100.60 99.36 99.65 =

To adjust the quarterly average in order to obtain the seasonal index.  The average 399.63, we use 400 divided adjusted seasonal variation.

FORECASTING THE NUMBER OF CUSTOMER THAT WILL BANK IN DEPOSIT ACCOUNT FOR QUARTERS OF 2003/2004

        This can be achieved by multiplying forecasted trend with seasonal index of each quarter ie.

Actual data = forecasted x seasonal index when multiplicative index is used.

The forecasted trend from least squares method got in regression analysis is used.

 

 

YEAR QUARTER PROJECT

TREND

SEASONAL

INDEX

FORECASTED NO OF CUSTOMERS (ACTUAL DATA = TXS)/100
2004 1

2

3

4

879

388

397

405

100.39

100.60

99.36

99.65

882

390

394

404

2005 1

2

3

4

414

423

431

440

100.39

100.60

99.36

99.65

416

426

428

438

 

 

 

INTERPRETATION OF RESULTS

Regressive Analysis:       Using the techniques seen above, the regression lime Y = 160.54 + 8.74x was obtained which helps easily to extrapolate the future trend values.  The value 160.54 is the intercept of y and x axes while 8.74 are the slope.

To predict the trend for quarter of 2004 and 2005, just substitute 25, 26, 27 …… 32 into the equation y = 160.54 + 8.74X to get the project trend.

 

TIME SERIES ANALYSIS:       The graph of time series showing the number of customers who do bank in deposit accounts at the Obollo Community Bank (Nigeria) Limited Udenu, Enugu State as 1997 t o 2002 was constructed using the lime of best fit got from Regression Analysis, Y = 160.54 + 8.74X.  It was find out that the trend was find out that the trend was an up ward trend showing the rate of growth of performance of the bank which made the people to always coming to deposit with them.  it can also be seen that the rate of growth decline in 1999, may be because of socio-political climate in 1999 later rise in 2002.

When the trend was isolated with moving average method using multiplicative model, the cyclical and irregular movement of the series are eliminated leaving Actual data = Trend X Seasonal Variation.

Seasonal variation (expressed in %) = Actual data.

 

 

 

 

 

Continue reading STATISTICAL STUDY ON THE IMPACT OF COMMUNITY BANKS ON RURAL AREA (A CASE STUDY OF OBOLLO COMMUNITY BANK (NIG) LTD UDENU ENUGU STATE)

REGRESSION ANALYSIS ON NATIONAL INCOME (FROM 1998 – 2003) (A CASE OF FEDERAL REPUBLIC OF NIGERIA)

REGRESSION ANALYSIS ON NATIONAL INCOME (FROM 1998 – 2003) (A CASE OF FEDERAL REPUBLIC OF NIGERIA)

 

 

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Account Name: Chi E-Concept Int’l
Account Name: 3059320631

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TABLE OF CONTENTS

 

Title page

Approval page

Dedication

Acknowledgement

Table of contents

 

CHAPTER ONE

1.0     Introduction

1.2     Statement of problem/motivation

13      Aims and objectives

1.4     Scope of the study

1.5     Significance of the study

1.6     Definition of concepts

CHAPTER TWO

Literature Review

CHAPTER THREE

3.0     Methodology

3.1     Research method: regression

CHAPTER FOUR

Analysis of Data

CHAPTER FIVE

Conclusion

Recommendation

References

 


CHAPTER ONE

 

INTRODUCTION

          National income is the sum of the money value of all the commodities and services produced in a country within a particular period of time usually one year.

The question of how an economy grows could come to mind at this juncture.  It the amount of goods and services produced by an economy increases.  If it does not increase yearly, it is not growing, even if it is growing, the rate of growth may not be uniform among years.  Therefore it may not be possible to determine the condition of the economy.

In any case, an economy needs an indicator for measuring economy growth, this indicator is the monetary summation at all the commodities and service produced in an economy within a particular period of time usually a year.

To get national income of a country like Nigeria for instance, we take the list of the goods and services produced in the country during the year, assign values to them and add up.  If we can do this year after year, we shall be able to make comparison of activities of Nigeria year after year.  Then we can decisively determine whether the economy of Nigeria is growing, declining or stagnant.  It is growing if the National income increases year after year, declining, if the National income is decreasing and stagnant it there is no difference in the National Income for years.

In measuring National Income, an indicator called Gross Domestic Product (GDP) is used at current price.  It is therefore quite important here to point out the role that prices could play in the measurement of National Income.  Prices of goods and services changes from time to time.  These changes can affect any attempted estimates.  Considerably.  Therefore to get an idea of the real physical change in National Income from year to year, effect of price changes must be removed.

National Income should be measured in real terms and allow for changes in price levels.  For instance whenever the economy experiences inflation, price rises while the quantities of goods and services may remain constant.  Let us say that 2000, the total units of the go0ods and services realized in Nigeria amounted to 50,000 units and also 50,000 units in 2001.  Let us further assume that the average per unit in 2000 was N10.00 while the price in 2001 was N15,000.

Nigeria’s income with GDP as an indicator for 2000 was 50,000 units X N10.00 = N5000,000 Nigeria’s income with GDP as an indicator for 2001 was 50,000 units X N15.00 = N750,000.

If the two figures were presented to a layman as final products of overall estimates for 2000 and 2001, he would be tempted to say that the National income for 2001 was higher than that of 2000.  This is so monetarily but really the income for both year are equal.  The difference in value was due to rise in p rice in 2001 while the quantities of goods and services were the same in both years.

The same thing can be applicable when a country experience deflation or depression.  Therefore in measuring national income for different years using gross domestic product as an indicator effects of price changes must be given the normal due.  In so doing the changes in economy can be determined appropriately.

 

STATEMENT OF PROBLEM/MOTIVATION

          As a result of poor economic condition in Nigeria relevant information is of great interest to me for investigation if viable economic solution can be revealed.

Nigeria considered as one of the third world countries is been assessed by their income yearly.  It is a simple logic of our living that it country’s income is high with considerable population, the enjoyment of the citizens of that country would be high, while the enjoyment is low with low national income.  It is on this point that I find it very expedient to analyze the national income of Nigeria and make necessary recommendation for the improvement of the economy for the betterment of the citizenry.

 

AIMS AND OBJECTIVES

          In view of Nigeria’s economic predicament, the project is aimed at investigating the relationship existing between disposable income, savings and government final expenditure for the purpose of suggesting solutions to our economic problems.

After the regression analysis had been carried out, it will supply solution to the following questions:

  1. Is any linear relationship between the variables listed?
  2. How reliable is our regression coefficient?
  3. Can we predict the future value of dependent variable?
  4. How reliable will be our estimate?

 

SCOPE OF THE STUDY

The study is centre on “National Income, Savings and Government Final Consumption Expenditure Covering the period of six years 1998 – 2003.

The raw data used are collected as primary data by federal office of statistics” publication and Federal Ministry of Finance Publication.  The data are collected as primary data by federal office of statistics and used as secondary data in this project which centered on national Accounts.  Some of these National Accounts Aggregates Include Gross Domestic Product (GDP) final consumption expenditure, exports and imports.

National Accounts data presents the record of economic transaction of the economic in a systematic manner and show the relationship between the various components of the economy.  Economic transaction cover all the activities of an entity (Household, government, firm, financial institution) that are of economic nature (production, consumption distribution, savings and foreign exchange transactions.  These economic transactions of all the entiti8tes and combined together ad presented inform of account.

Data collected for analysis in this study center on:-

  1. Appropriation of disposable income as dependent variable.
  2. Savings as one of the independent variable
  3. Government final consumption expenditure as another independent variable.

 

SIGNIFICANCE OF THE STUDY

          The study will help to know the status of Nigeria economy.  The knowledge of the status will help to make necessary recommendation in order to revitalize the poor economic condition of the country for the better future.

The study will also create avenue for future research.

 

DEFINITION OF CONCEPTS

Gross Domestic Product (GDP):      This is the sum of the money value of all locally produced goods and services.  It does not include international transaction.  GDP does not make allowance for depreciation of capital.

Gross National Product (GNP):      This is the total money value of current market prices of all final goods and services produced by the nationals during a specific period.  It includes net income from abroad in respect of the country’s nationals without any consideration for depreciation of capital.

National Domestic Product (NDP): This is the total value of all goods and services produced in a country in a period of time.  It exclude the value of the net earnings and incomes from abroad.  An allowance being made for depreciation of capital.

Net National Product (NNP): This is the monetary value of all goods and services produced within the country during a specific period.  It includes net incomes and earning from abroad and provision being made for the replacement of depreciation of capital.

Disposable Income (DPI):      This is the amount of money per year that private sector are free to spend when depreciation of capital, all taxes, all net profits made by firms but not paid out as divided are added to the disposable and transfer payment subtracted.  We arrive at gross national product.

 

Net Economic Welfare (NEW):                 This examines those factors not considered when calculating the Gross National Product (GNP).  Such factors include social cost 9pollution) and leisure time the net economic welfare tend to remove the product (GNP).  A nation might have a very high GNP at a very great social cost as pollution, rising crime etc.

Per Capita Income (PCI)        This is the gross domestic product divided by the population of the country.  Per capita income can be calculated once the population and gross domestic product are known.  So that P.C.I = GDP

 

 

CHAPTER TWO

 

LITERATURE REVIEW

Galton (1886) first used the word “regression” in connection with predicting the mature height of children from the height of their parents.  Galton corrected for the sex difference by multiplying all female height by 1.08, and he used a single predictor variable taken to be the mean of the fathers, height ad corrected mothers height.

After some consideration of data, it becomes apparent that the height of children of parents whose height exceeds average by x inches will themselves, on the average exceed the average by less than x inches.

In other words, the children regress in average sense back to the mean.  By gradual metamorphoses, the term linear regression analysis came to mean the least square prediction scheme and hence the term multiple regression came to mean the general case with a multiple  set of variable V1, V2, V3…… Vp-1 available as predictors.

The history of the method as opposed to that of its common statistical name is quite different.  According to Gauss (1809) he first used the method in 1795 in a different context and under the name “method of least squares’.  Gauss did not publish his claim until 1809 and legendry had independently described the method in 1806.

According to Eisenhart (1963), the method arose as a natural extension of the principle of averaging the results of several observation of the same quality to reduce measurement error.

It is interesting that the basic computational ideas may be traced back to Gauss (1811) who derived them in connection with l east square analysis and illustrate them with the data which he used to identify the orbit of the asteroid pallas from observations over the period 1803 – 1809.

In the exact sciences like astronomy, chemistry and physics, it is possible to formulate laws connecting several quantities e.g density temperature and pressure of a gas, so that anyone of these quantities can be determined (subject to small experimental errors) from the others.  In methodology, production is much less certain, but it is still possible to forecast the weather with considerable success.

In living science like biology and agriculture there are so many unknown factors at work that every different result may be obtained from what appear to be identical causes.

Even here, however, the law of average hold good.  Eg fat men and women tend to have fat children although the association is only partial.

The adult sons of men below average height will on the whole be nearer the average height than their fathers e.g the sons of men 1.6m tall might, on the average, reach about 1.7m.  It was this regression to the normal noticed by Sir Francis Galton in his research on heredity that gave the “regression analysis” to this branch of statistics.

While therefore, the son’s height cannot be deduced from the fathers it is possible knowing the fathers height to make a better forecast of the sons height than simply taking the average of the population.

Narrowing it down to the study, knowing the national income data fro few years and making analysis on them can help to make a better forecast on the future state of the economy.

 

OBSERVATION OF NIGERIA ECONOMY

We are convincingly aware about the low standard of living in Nigeria because our per capita income is very low.  We must consider how to raise our standard of living which is basically the problem of raiding per-capita income.  Simply all things must be done to see that the GDPs for the possible by increasing the GDP and by controlling the population growth.

Much have been said about population and its attendants.  We only need to adhere that in Nigeria the death rate fall while birth rate, increases, therefore population zooms higher and higher without corresponding increase in the production of goods and services.  Consequently and with this awareness the government should timely encourage family planning schemes.

Nigeria is firmly struggling to increase the GDPs.  This is manifested in the various budgets presented to the nation by her past leaders.  Government is aware of the fact that to increase the GDP means to increase the flow of goods and services to the consumers.  And that this could only be done by the joint effort of increasing the productivity efficiently and increasing the quantities of the factors of production, make the existing factors produce more.

Then increase the labour force and improve their skill by education, bring more of the vacant lands under production and use more capital is to industrialize.  Capital singularly contributes more than nay other that we lack seriously in Nigeria today.

This makes the rate of growth of the economics of Nigeria very low-below 6% which is the UND’s poor Nations growth rates.

 

 

 

Continue reading REGRESSION ANALYSIS ON NATIONAL INCOME (FROM 1998 – 2003) (A CASE OF FEDERAL REPUBLIC OF NIGERIA)

A STATISTICAL ANALYSIS OF REPORTED CASES OF ROAD ACCIDENT IN ANAMBRA STATE (1994 – 2003) (A CASE STUDY OF FEDERAL ROAD SAFETY COMMISSION AWKA)

A STATISTICAL ANALYSIS OF REPORTED CASES OF ROAD ACCIDENT IN ANAMBRA STATE  (1994 – 2003)

(A CASE STUDY OF FEDERAL ROAD SAFETY COMMISSION AWKA)

 

 

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Account Name : Chi E-Concept Int’l
ACCOUNT NUMBER:  0115939447
First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631

We also accept :   ATM transfer , online money  transfer 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

Enter Amount

form>

Call Help Desk Line :  08074466939,08063386834.

After Payment Send Your Payment Details To

08074466939 Or 08063386834,   The Project Title  You  Selected On Our Website , Amount Paid, Depositor Name, Your Email Address, Payment Date. You Will Receive Your Material In Less Than 1 Hour Once We Confirm Your Payment.

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MONEY BACK GUARANTEE

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TABLE OF CONTENT

 

Title page

Approval page

Dedication

Acknowledgement

Table of content

CHAPTER ONE

1.0     Introduction

  • Statement of problem
  • Aims and objectives
  • Scope of the study
  • Significant of the study

CHAPTER TWO

2.0     Literature review

  • Background of FRSC

CHAPTER THREE

3.0     Research methodology

  • Collection of data and scope
  • Problem encountered during data collection
  • Components of time series
  • Method of analysis
  • Forecasting
  • Moving average models
  • Thesis for hypothesis
  • Complete randomized design (CRD).
  • Presentation and preliminary treatment of data

CHAPTER FOUR

4.0     Analysis of data

  • Different tables of data

CHAPTER FIVE

5.0     Summary

  • Conclusion
  • Recommendations

Reference

 


CHAPTER ONE

 

1.0     INTRODUCTION

Accident is a situation in which someone is injured or something is damaged without anyone intending them to be. Accident may come in any form at any time and place. They occur to any person and even animals irrespective of its size, age, sex or status. One feature about accidents in particular road accidents, is that it often leads to economic loss, permanent disfigure and untimely death.

 

Road accident is a frequent occurrence in Nigeria and in Anambra State. The rate of road accident on our major highways is believed to be on the increase and the result has always been unpleasant. Road accident has been the major concern of successive government in this country because it involves loss of live and properties. Reckless and careless drivers as well as corrupt traffic policemen who allow these drivers to fly our roads sometimes with worn-oni types have converted our public highways into slaughter zone because of inordinate has for money and material wealth as well as corruption and bibery.

 

Some of these road accidents can be: (a) PATAL (b) GHASTLY (c) MAJOR (d) MINOR

  • PATAL ACCIDENT: This type of accident may result in someone’s death.
  • GHASTLY ACCIDENT: This kind of accident makes the victim to be very frightened, upset or shocked. In this type of accident injury can be sustained.
  • MAJOR ACCIDENT: This is the form of accident that may have very serious or worrying result. It may be loss of lives through injury.
  • MINOR ACCIDENT: This form of accident is small and not serious especially when compared with other forms of accident. Scrape of car paint or a slight damage to the car can be classified as minor accidents.

These road accidents were attributed to the following, causes, bad roads and bridges. In the previous years, road accidents were attributed to bad road and bridges, but today successive government have brought improvement on our roads by building expressways and good bridges. The question now is why are there still so many road accidents?. The newly built roads are in state of disrepair. There are bumps on some of these new roads, some of which are not maintained. The natures of vehicle contribute a lot to road accidents. Some vehicles have family brakes and worn out tyre.

Moreover, excessive speed and negligence of drivers are causes of accidents which should not be forgotten. Improperly overtaking or cutting in causing road accident. Overloading can as well cause accident. Animals not under control can cause accident on our highways. Intoxication, children and adult crossing carelessly can equally cause road accident on our highway. Many families are daily thrown into sudden mourning because they have lost relatives on highways. Effective measures need to be taken to ensure that merely traveling on Nigerian roads is not an almost certain preparation for the graveyard.

The governments at the federal and state levels have on several occasions’ laundered road safety campaign and the police have been in significant change in the rate of road accidents. This cannot be left alone for Institutes; administrative bodies should join hands towards solving this problem of road accident.

Thus, this work is concerned with the statistical analysis of the reported cases of road accidents aimed at identifying the factors influencing road accidents in Nigeria, which may help in finding lasting solution.

  • STATEMENT OF PROBLEM

The road accident problem has assumed such proportion in recent years that our highways have virtually turned into slaughter zones. Many illustrious sons and daughter of this state have been untimely snatched away through ghastly motor accidents.

In very many cases especially in the few cities of the state, cars are destroyed, electric poles are damaged and as a result electric cables are broken. At some places along the road, structures are damaged when vehicles accidentally run into them and of course people lose their lives.

It is in view of those during tragedies that careful studies of road accidents need to be made for the state in order to help make useful recommendation of ways of at least reducing the road accidents.

  • AIMS AND OBJECTIVES

The aims and objectives of this study are as follows:

  • To identify the categories of vehicles which cause the accidents in Anambra state.
  • To identify the major causes of wad accidents in Anambra state.
  • To determine the trend of road accidents.
  • To determine the number of deaths that result per month due to road accidents.
    • SIGNIFICANCE OF THE STUDY

Human faults contribute a lot to the incessant road accidents. These faults avoided by the parties concerned, the government and individuals could help quench of accidents on our roads.

This study therefore will go a long way to help in following ways:

  • To determine if the trend is increasing or decreasing
  • To know the major causes of road accidents.
  • To know the actual number of death per month in the state.
  • To identify the type of vehicle that causes the greatest accidents in the state.
    • SCOPE OF THE STUDY

This is a study for a period of ten years (1993-2003) and it covers all the major roads in Anambra state. The data for this project was collected from federal road safety commission (FRSC) Awka with the research officer FRSC Awka.

 

 

CHAPTER TWO

 

2.0     LITERATURE REVIEW

Many research works on road accidents have been done in some other parts of the country. Why it was necessary to do literature review is to see the shortcomings of the methodologies apply by the other researchers and to take advantage of it.

Ihezie (1973) studies the causes of road accidents in Enugu province based on the data he collected for the period (19970-1992). He used the method of least square and moving averages as the tool for analysis, and concluded this road accidents in Enugu for the period under study was increasing and followed seasonal pattern.

Anayo (1976), based his own analysis on the data he collected for Bendel state for the period (19972-1975). The multiplicative model of time series analysis was applied to the data. He calculated spearman’s rank correlation co-efficient. Anayo used these methods because the population from which the samples were drawn was not normally distributed. Anayo concluded this road accidents followed seasonal variation and that highway accidents were on the increase in the area as of the period under study.

Dele (1983), studies the causes of road accidents for Oyo state for the period (19976-1982).  Again the multiplicative model of time series and regression were applied to the data. The parametric method for correlation co-efficient was used. Dele tested for normality and found that the population from where the samples were taken or drawn was normally distributed. Dele used least square method to fit in the trend. He also used ratio for moving average to calculate seasonal indices. He concluded that road accidents and death resulting from them are on the increase and that accidents followed a seasonal variation.

Ebele (1986) in the study for old Anambra state road accidents for the period (1980-1985) used time series analysis, Regression analysis and chi-square test for independence. He found the trend that road accidents in the area followed seasonal variation.

 

Anthony (1992) did similar analysis for Oshimli local government area of Delta for the period (1982-199). The multiplicative model of time series and regression analysis were applied to the data. He concluded that accidents are on the increase and that excessive speed and improper overtaking on the part of the driver were the major causes of road accidents in the area as of the period under study.

 

Okechukwu (1994) did the similar analysis for Anambra state for the period (1984-1993) the used chi-square in testing for normality and concluded that data on deaths are normally distributed. Again he used correlation analysis to test whether accidents and deaths resulting in Anambra state are positively correlated and concluded that they are positively correlated. The equally tested for linearity using time series analysis and concluded that time and accidents are linearly related.

Iynette Show and Herbert Sichel (196) “Man is the streets definitely subscribes to the idea that certain people are for more lively to have accident than others and more emphatic on subject of road accident. He will laugh at yon if you suggest that accident (expect perhaps his own) is a matter of chance and there is no great disparity between one driver and the other. This led to the believe that certain people are indeed more likely to have accident than others, and that these people will be incapacitated in the process”

Mctarland (1962), stressed that it gad not been convincingly demonstrated that on appreciate number of people tend to have more accidents than others under conditions of equal exposure.

Mr. Etaghene (Nigeria tribune, March 13 1985 page 3) revealed that Nigeria had the highest number of road accidents in the worked, according to federal ministry of transport sources.

The said that police statistics for the year revealed that there thirty two thousand one hundred and nine (32,109) road accidents in which ten thousand, four hundred and sixty two (10,462) deaths were recorded while twenty six thousand eight hundred. In addition to loss of property, damages medical expenses and others unmentioned. He stressed that poor maintenance of high way’s and narrow roads cause accident.

Mr. Etaghene also emphasized this air road deserve better road signs. The fall that there are strangers on our reads is not taken organisatance of giving more often than not, requiring split second decision and any error of indecision contd lead to fatal consequences.

  1. A Epicson (196) asserted that the ability to make decision in traffic which is truth quick and accurate is something that should be cultivated during training. A decision may be worse than useless if it is unduty delayed. Fatal accidents n the road are infact more frequent than milder accidents. The degrees of vigilance exercised by a drive on the road should be adjusted to the needs of the moment.

 

Furthermore, it is not the during test that should be of paramount consideration but the training if the training is sound the test is a formality on the hand, no test can compensate for inferior training. Stephen Black (196), suggested that although people consciously approve safety measures, they take very different attitude unconsciously and may even enjoy seeing accidents. Life for most people is boring.

Ernest Marple (1959) declared that everybody on the road should drive as if the other chaps were a complete fool since there is no way of knowing who is a foolish driver, the best is to act as if the other drive belongs to the category of foolish once. This will entail large margins of safety clearance, wide berths and so forth.

 

John Cohen (1971), stressed that people that are alleged to the excessive vulnerable are people suffering from heart disease or epilepsy who may suddenly collapse at the wheel. All dent from these cases are relatively rare, perhaps one in a thousand according to a recent investigation.

 

John Cohen and Barbara authors of “causes and prevention of road accident” pointed out that the number of people killed or injured on road in 1965 was so percent greater than in 1955. They maintained that except for pedestrians the casualty rales for each class of road user has increased since 1955. In other words, for each class of road users sensualities are growing faster than the traffic.

 

They went further “if we had the will we should find ways, for we cannot assume that the problems of road safety are beyond the wit of man to solve once they are identified. We do not sufficiently moved by disaster on the road”.

John Chen maintained that to measure each driver’s skill on performance he was required not merely say what he though he could do, but actually what he did. It has been taken for granted that safe driver is the conformist the continues person or one million by range.

Schubert and Spoorer (1967) wrote on the subject of education of driver. “A multiple offender is defined as a person receiving three or more penalties for road offences over two years, each offence being registered at the central traffic and able reported to the local traffic authority”.

 

 

BACKGROUND OF (FRSC) FEDERAL ROAD SAFETY COMMISSION.

The development of high way code and the design of it. FRSC was see up or established with decree 45 of Feb 1988, signifies the honest intension of the federal government in road safety matter and accident prevention matter.

In order to create and enabling environment, for the enforcement of this traffic regulation. FRSC adopt a strategy which favors aggressive public education and road safety awardees campaign.  In 1989, the revised highway code was created, therefore which marks another dimension in the effects of the federal road safety commission at property growing Nigerian motorize. The high code was revised in order to meet up with the several technical transformations which both the vehicle and the road have gone through as a result of modernization.

 

The federal military government inaugurated a FRC corps in Feb 1988, the intension was a directive by the federal military government to the FRC corps to build more scientifically on the successes of its predecessor. This revised Highway Code which is one the fundamental instrument in the intendments of these goals. That was why Prof. Wole Shyinka, the founder of FRC and then chairman FRC  made a comments “our sense of mission today continues unabated rooted in the conviction that every man, woman and child in this nation has a right to life and to a life in which all his/her faculty are in tight” Not a right to life as an affiliated by a visue or oral handicap, not as patdud work.

 

The result of multiple skin graft after third degree burns in a high way infenior not worst of all as a mere vegetable in a weal share, hearing without the ability to respond, impervons to sensation which you and I were accept as norms of mindful existence, becoming in its own harrowing, dimension, part of the ever weading of  wested human resources or to use an expression with wish we must be familiar yet another fragic view of “the wested generation” The content of the revised high code have being design towards the fulfilment of this mandate and it is the responsibility of every road user to this country to master their lesson and to observe them strictly.

 

Before the inception of FRC, road safety campaign have proof beneficial, therefore it is imperative that people should understand how to drive safely.

Prof. Wole Shoyinka and the first Chief executive Dr Olu Agunnoye design the basic assignment of commission now cause and stated in the degree;

  1. The prevention of road accident.
  2. The reduction of high rate of accident figures as were obtain from unoted nation of 1948
  3. Clearning obstructions on any part of the highway which may constitute or may lead to accident.
  4. Educating drivers, motorists and other member of the public generally on the proper use of the highways.
  5. Given prompt and care to victims of accidents
  6. They conduct researchers into causes of accidents and method of preventing and putting into use the result of such researchers.

Majority of our drivers in the country are illiterates and this has contributed a lot to road accidents. the commission believes that there should be road signs and literate vehicles drivers are also exacted to be safety conscious every time.

The commission has embarked on public education programme across the nation on road safety. Also the message of the commission is passed to the public through the mass media, seminars, conferences etc or defensive driving techniques. In fact drivers apprehended before the 28th of March 1989 were only lectured on road signs and defensive driving techniques.

 

Many drivers, an feeling that he is about to be overtaken by a driver of hanger car, feels insatiable urged to engage in life and death tussle with him. The foolish and reckless tussle is on the ground that a smaller car should keep its place. At time a male driver may feel challenged by a female driver when he must overtake at any price. In same cases, it is just that a car older or newer which had been in rear for a time and then by some stroke of fortime, has jumped in front, All these circumstance the driver falls that his self esteem is threatened, Few mortals can accept on a spirit of magnanimity the dreadful limitation in a stains rider society of being out witted or elbowed out on the road.

 

Babara preston (1962) highlights much on the external factor that cause road accident. She maintaiins that if a tyre bust, this would normally be considered the cause. The burst may however, have due to traveling too fast for too long or to the driver’s false economy in using worn or remolded types stark made a survey of tyre failures on the motorway and floured that nearly a quarter of all cars on the road had one or more tyres in poor condition and that the risk of a burst on the motorway using remolded tyres was about twenty times the risk of using tubeless tyres.

 

Isabel Manzies (1975) who studied driver’s attitudes by a group discussion method which she thought facilitates access to emotional factors influencing behaviour found that many drivers consider that road improvement is the main and almost the only, condition for road safety. The congestion and journey time but they many or may not reduce accidents.

Buchannan (1983) commented on the likely increase in cars in the next fifty years and estimated that by the year 2010, there would probably be about 40 million vehicles on the road, 30 million of them private cars. He then wondered how many more roads could be provided to cope with these increases in volume of traffic and concluded that it is impossible o provide adequate roads to contain the volume of traffic.

Communication system on road, judging from what has been said, is a ventable tower of Babel. It though one was living in a multilingual country. You say something to someone in dutch, which does not understand, or as though when you utter the word self, it means sugar to some pepper to others, and vinegar to third. Several specific suggestions have been made for  making more use of the drivers ears. In some English cities, for instance, grooms have been made in the road such that a vehicle passing over the produces a sound.

This is intended as a warning to anyone who exceeds the speed limit. A notice audible warning strip” alerts motorist to the fact that if they travel over the strip above a certain speed there will be a signal.

A very important factor influencing the way a motorist driver is whether he has recently drunk alcohol can impair the shill and judgment necessary for driving long before the driver appears to be in any way drunk.

Nnadede Obioma Emmanuel (1997) recommended that the federal and state government should increase the number of road sign on the high ways as well as the access reads. He maintained that all vehicles made or imported into the country should have a maximum speed limit of 100km/hur. Finally, devices should be installed in all vehicles to help monitor the speed limits.

 

 

 

 

 

CHAPTER THREE

 

METHODOLOGY

  • COLLECTION OF DATA AND SCOPE

The data used for this research work was collected from “B” department co-operations central police station headquarter Awka and federal road safety commission Awka. The data are limited to the total number of accidents per month, number of persons killed per month, number of accidents by a cause and the number of vehicle involved in accidents.

By the nature of the records, it was not possible to obtain the statistics of people was died later in the hospital as a result of road accidents. It is therefore possible that the number of deaths recorded in far below the actual figure that died from road accidents. This study is for a period of ten years (1994-2003). It covers all the high ways in Anambra state.

 

  • PROBLEM ENCOUNTERED DURING DATA COLLECTION

Some of the problems encountered during the curse of this collection of data include;

  • The time wasted in going to the essential places.
  • Bureaucracy; This is one of the most demanding problems of data collection. Date collection can be made frustrating to the researchers with imaginary protocols. Going to collect data to police station is not an easy task. You have to pass trough many officers before you get your data. You have to first of all get on introductory letter from your head of department which will introduce you as a student of the department you now write to security command officer I and II through the Sector command office (SCO) who will now ask that the data be release to you. Research statistics officers are officers in charge of researches in Anambra state.
  • Inefficiency; The data were not property kept and it is also not orderly arranged this makes the research for the data burdensome and stressful. The work would have been ever if computers were used to store those data or information.

 

 

 

  • METHOD OF ANALYSIS

The analytical tool employed in this profit work is solely time series while design analysis are used for visual understanding

 

TIME SERIES ANALYSIS AND FORECASTING

Time series: Any variable that is measured over time in sequential order is called time series. The objective of this is to analyze time series in order to detect patterns that will enable us to forcast the future value of the time series, and its being measured quarterly.

 

  • COMPONENTS F TIME SERIES

There are four components as described below,

  1. Long term trend (T)
  2. Cyclical effect (C)
  3. Seasonal effect (S)
  4. Random variation

Trend (also known as secular trend) is a long term, relatively smooth pattern direction exhibited by a series. Its duration is more than one year.

 

 

 

Continue reading A STATISTICAL ANALYSIS OF REPORTED CASES OF ROAD ACCIDENT IN ANAMBRA STATE (1994 – 2003) (A CASE STUDY OF FEDERAL ROAD SAFETY COMMISSION AWKA)

STATISTICAL ANALYSIS OF STUDENT ATTITUDE TOWARDS THE USE OF HANDOUT ( A CASE STUDY OF INSTITUTE OF MANAGEMENT AND TECHNOLOGY ENUGU)

STATISTICAL ANALYSIS OF STUDENT ATTITUDE TOWARDS THE USE OF HANDOUT ( A CASE STUDY OF INSTITUTE OF MANAGEMENT AND TECHNOLOGY ENUGU)

 

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ABSTRACT

 

Due to the falling standard of education especially in our tertiary institution of learning the study was based on analysis on handout and generally student’s attitude towards them.

In view of this, primary data was used in the study to obtain data from the student by the use of questionnaires. The following methods of analysis are employed, chi-square lest, population proportion and percentage and analysis of variance (ANOVA)

The justification of this research less in the fact that handout should not be an alternative to lecture note, it should be a mean to the end and not the end itself. Also handout has a significant effect on the academic performance of student in the real sense, but the price of handout should not be made too exboitant by the lectures.

Based on these, it would be our belief that this research work will help in the control of the falling standard of education in Nigeria. as a whole.

 

 

THREE

Research Methodology

  • Data collection
  • Sampling frame
  • Sampling technique
  • Pilot survey
  • Determination of sample size for pilot survey

CHAPTER FUR

The General Format Chi-Square Test Using contingency table

CHAPTER FIVE

Summary Of The Finding Conclusion And Recommendations

  • Findings
  • Conclusion
  • Recommendation

References

Appendix

 

 

  1. AIMS AND OBJECTIVES OF STUDY

Safety on our road has become an important task in Enugu State because of higher density of traffic and high level of mortality on our roads. The road safety commission in Enugu state in charge with the responsibility for traffic control, regulation and prevention of road accident in the state and its conventional law enforcement tasks.

  1. To examine the vote motorist violates road rule in Enugu State.
  2. To examine the role of road safety commission in the management of road traffic and enforcement of driving codes.

METHOD OF COLLECTION OF DATA

This research is purely based on secondary data indicating the note and magnitude of road offenders recorded in Enugu State within a specified period.

  • Specified period
  • Offensive codes reports
  • Library research
  • Multiple bar chart

 

  1. AIMS AND OBJECTIVE OF STUDY

The recent prescription order on the sale of handouts in an institution of higher learning of the government was greeted with mixed feeling. How was design to strengthen the willing performance of students and the falling standard of education in our country. However the direct benefactors (students) in this issue were indifferent to the decision of those that are in authority.

Consequently this research work is being designed to reveal among other thing.

  1. To determine of handout have any significant effect on students performance.
  2. To determine f student’s attitude to handout is independent of school and students perception of lecture note.
  3. To determine the average amount is significantly different from school to school.
  4. To determine student general reaction to the price f handout.
  5. To find out the view of lecturer towards the sale and are of handouts in institution of higher learning.

 

METHOD OF COLLECTION DATA

  1. Data were collected primarily from the original source through the use of questionnaires administered to sample from each school in the institution.
  2. Sampling frame and Sampling technique

 

  1. AIMS AND OBJECTIVES OF STUDY
  2. To determine whether the awareness depend on sex
  3. To determine whether the level awareness is the same in all level of study
  4. To determine the percentage proportion of students awareness about the existence of Aids
  5. To suggest possible recommendation how to increase the level of awareness amongst student.

METHOD OF COLLECTION OF DATA

The data used in this project work is both primary and secondary data

(i)      Method of sampling

 


CHAPTER ONE

 

INTRODUCTION

  • BACKGROUND OF THE STUDY

The historical development of education in Nigeria shows much difference between the present mode and policies of education than the 1950’s and 1960’s.

These were few primary and secondary schools than as well as few institutions of higher learning’s. These were also few students than and this was the colonial administration eva in Nigerian. Lectures were very effective because of appropriate control in the few universities and polytechnics /teachers training colleges.

In addition, the textbooks were mainly foreign most of them were from the United Kingdom. They were cheap and easy to procuse. Most of the textbooks were ordered for and received on schedule for a particular subject.

Students were taught to be good ambassador of their various villages and taken, so as to be good representative of their areas of origins.

Qualitative education was being giving then, student craved for knowledge and not studying only to pass examinations in schools. Reading was under conducive environments.

 

The present stage can be termed as the quantitative type of education. Where there are quantitative backgrounds necessitated building in numberable primary schools, post primary schools as institution of higher learning both in towns and villages. Worse still is the creation of more states, which has increased the numbers of universities and polytechnics.

 

Numbers of student admitted into each department yearly are now too many for lecture to control and supervise. The classroom became inadequate to accommodated students who intend to receive lectures yet mega-phones were not used to magnify anchor for the benefit of innumerable students who struggle to listen to the lectures in the classroom.

In the process many students return from lecture center with many complain of not benefiting from lecture delivered. The final consequence is poor result in quizzes and examination which may not be the fault of the students.

 

As a result of this complains some of the wise lecture thought it necessary to put their lectures in printing form and distribute to student to read at home for proper understanding of the subject under study. They do this, by extracting facts from relevant works of exports.

 

This is the advert of handout into the educational system of Nigeria. This has become so popular for the institutional procedures and almost inevitable handout according to oxford English Dictionary is a prepared statement given eg leaflet, statements by politicians to news men etc. Given free of changes as a gift of food, money and other items. This means, that handout is supposed to be free gift from the lecturers to the students as aid to effective learning. Developing counties have experienced the benefit of distant education offered by the overseas universities to students by the use of handouts issued by raid examine and Nigeria exams success Yaba Lagos to students offering G.C.E in time past.

Handouts are quite handy and easy to glance through by the students. Easy assimilation and easily retentive. They are cheap to precuve and save the students from stressful search for textbooks, which are highly costly to but, especially at this current economic recession in Nigeria.

 

But in this present days, the basic aim of handout introduction into institution of higher learning is being abused. Handouts have become sources of wealth to many lectures, who had made it compulsory for students to buy at high prices without which the students want to fail, they resort to demanding higher expenses from their parents and guardian in order to meet up. Where parents cannot meet up demands, students are now forced to involve in social problems.

 

On the other hand, since buying of the handouts by students is criteria of passing the quizzes and examinations, students refuses to make research from textbooks and concentrate on handouts. This lead to poor quality turns out of graduates from universities and polytechnics.

In other words, instead of the student to exploit the benefits that is offered by handouts, some complain about being exploited by lectures through the issues handout  to them.

The main issued now is to find out the actual attitude of students towards the use of handouts in institution of higher learning in Nigeria. This is the main theme of this work

 

  • STATEMENT OF PROBLEM

The main aim of education is to acquire knowledge in institution of all dimensions. The effectiveness of the acquisition of knowledge institution is been measured by the level of passes in quizzes and examination. Qualitative and effective lecturer which is well understood by students makes the success in quizzes and examination easy. And study aids in which handouts feature prominently are essential to elevate the student’s success through quizzes and examinations. Introduction of handout has a very good intentions on students, but the high cost of the handouts is making students to have mixed feeling parents and guardians of student complain abut the exploitation of students by lecturers through handouts. On the other hand, lecturers have to cover the cost of material used in the production of the handouts. Our major issue now in this study is to know the cost-benefit analysis so as know the attitude of students towards the use of handout either justifiable or not justifiable.

  • AIMS AND OBJECTIVES OF STUDY

The recent prescription order on the sales of handouts in institution of higher learning by the government was greeted with mixed feelings. How it was design to strengthen the dwinding performance of students and falling standard f education in our country. However the direct benefactor (students) in this issue was indifferent to the decision of those that are in authority.

Consequently this research work is been designed to reveal among others things

  1. To determine if handouts have any significant effect on students performances.
  2. To determine if student’s attitudes to handout is independent of school and students perception of lecture note.
  3. To determine the average amount spent on handouts by students and to is significantly different from school to school
  4. To determine student general reaction to the prices of handouts.
  5. To find out the views of lecturers towards the sales and are of handouts in institution of higher learning.

 

 

  • SIGNIFICANCE OF THE STUDY

The study would be of a great help to the students, lectures and even the general public. It would serve as a guide to institutions of higher learning, for effective dynamic and smooth running of schools. However the research work is meant to:

  • Fusnesh the best guide to the sale and use of handout.
  • To justify the nation of sales of handout in schools.
  • This survey is set out to meet these needs with a view to make a useful findings, conclusion and recommendations to students, school authorities researcher and government in particular as a guide to a god sound educational policy in Nigeria.

 

 

  • LIMITATION OF THE STUDY

This project was seriously constrained by a number of factors, the most pronounced of which were time and money.

TIME: Time was by far the most important hindrance to this work. Since we were tied down with serious studies for our examinations, this research was not given the most appropriate or enough treatment possible. So far this, the assertion that time is money, seems to have us in contemplation. We had to work seriously round the clock to make this work possible.

MONEY: We strongly believe that money makes things go easier. Limited funds at that particular time also posed some threats to the realisation and completion of this work.

Going to libraries for days, meeting and pleading with students to fill the questionnaires in time since they felt it was very close to examination period, it couldn’t take out time from their light schedule to do such.

The typesetting and binding the finding into booklet all demanded a lot in monetary terms.

 

 

  • ASSUMPTION

We assume accurate and reliable data and figure and at the end of this study. We would be able to know the merit and demerit of the use of handout in our great institution f higher learning (I.M.T) and it using attitude from school to the others.

 

 

  • DEFINITION OF TERMS

SAMPLING: This is the act of selecting some unit from a population for purpose of study.

Chi-square test: It is a use of contingency table in a classification of frequency data on the basis of two or more quantitative characteristics or attributes

Analysis of variance (ANOVA): A method used for partitioning the total variation of a set of observation into component due to specified factors.

Degree of dependent: This is the use of coefficient of contingency to measure the degree of association between two characteristics which are show to be independent.

Frame: The frame is a comprehensive listing of the entire unit in a population each unit having a unique identification number vangying saying from 1 to N

A contingency table: is a classification of all “n” items in a sample on the basis of the level of two cosmord attribute found on each item for instance student may be classified according to level of academic performance.

Observed frequency: In a particular sample a set of possible events E1, E2, E3, ……… E4 are observed to occur with frequencies O1, O2, O3…….. Ok is called observed frequencies

Expected frequency: according to probability virile when the expected value occur with frequencies e1, e2, e3…..ek are called expected frequency

Pilot survey: A pilot survey otherwise know as pretest is a small-scale trial survey conducted before the actual main survey.

Sample size: Is the sampling distribution of many statistics which are approximately normal the approximation becoming better with increasing N, 1.e N >30 and also when sampling distribution of small statistics has become approximately normal, the approximation become worse with decreasing N. 1. e N>30

 

 

 

CHAPTER TWO

 

LITERATURE REVIEW

One might ask how handout got itself involved in the learning and academic pursuit of student in various tertiary institution of learning. Well, if not for a critical examination of the falling standard of education in Nigeria (student not living up-to expectation after graduating from higher institution of learning) so as to create confidence and reliability again in our educational system.

Handouts defined by oxford English Dictionary is a prepared statement giving by politician to news paper men, leaflet etc distributed free. So in this verification, handouts are supposed to be free gift from lecturer to student as to aid better leaving and understanding.

James Hastily expression that “it is a common practices in universities” teaching for lecturers to provide lecture handout to accompany their verbal exposition these handout varies in function and design-some such teaching aids are common there is as far as we can discover, little on their we and their effects and virtually no research no their design. He also stated that the little research that has been done show

  • That student gets higher test score from lecturers accompanied by handout than from lecturers without them.
  • The student appreciate handout
  • That the design of the handout markedly affect students note taking practices.

Offorbuike Samuel Arinze in his project work (1990) stated that handout is a type- written material prepared by the lectures of I.M.T covering part of (or all) the course content for a particular class for the semester which the lecturer normally use for lecturing. The student in place of the lecture note. In his survey, he also discovered that about 4.43% of the variation in the proportion of student’s preference for type of student material (Handout, lecture notes textbook) may be attributed to difference in ages of students and that 42% of age group 15.19 year prefer handout as against 15% of the age group 30 years and above who manifest similar choice.

In this study also sex was found to have a zero effect or student preference to study material.

Eleyimi, Olufunke B. in her project work (December 1996) state that handout are section or summarized. Writing sold to student by their lecturers to ensure speedy coverage of the syllabus. In her work, she found out that there are significant differences:

  1. In the average amount spent on handouts by students in the different schools.
  2. Lecturers view varied greatly towards the use of handouts.
  3. The ratio of student that have opinion that price of handout is high (0.66) to the overall population compared to those who paid that the price are moderate and low (0.28, and 0.06) respectively.

David Newsle and Robert Cannon in their book, pointed out the abuse of handouts can serve as number of useful purpose in your teaching, but this medium is frequently misused because the material is often simply distributed to student and then quickly forgotten that little though u given to the design and use of handout.

 

Romiszowki A. J in his view pointed on private median and their abuse he said printed material have been and continue to be, the single most common category of teaching material.  So printed materials with continue to be used and abused in instruction.

 

He felt it was abused by the ease with which they are being obtained reproduced and calculated leads to their often excessive or in appropriate use in the instructional process.

This literatures review was not only based on books and past project as:

The federal Radio Co-operation Enugu in her commentary on February 10th, 2005. Said a lot of thing in affirmative in this commentary, it was stated that the “Sales of Handout” to student gained prominence. when it became increasingly difficult to produce the relevant textbooks for the various discipline”. The textbook were either not available locally or were too expensive for  student. Therefore there was justification, in the handing out of these copies of lecture which the students were to pay for.

 

It became evident that lecturer who said handout saw financial profits. They therefore decided to entered the sales of handout just for business intention and not really to help students in their studies. They make sure price that increases and students have to pay for them crying inwardly.

 

Most of the handouts are absolute in content apart from the high cost. This is because most of the handout was student and they make no move to update handouts.

 

Federal Radio Co-operation of Nigeria went further to point out that there is much to this issue of handout than all these said. They laid emphases on the fact that sales of handout encourage intellectual laciness both on the lectures and on the student too. Saying that in some cases, lecturers in most tertiary institutions, insist on student buying handout as a pre-condition to pass their course especially in quizzes sometimes the lectures even have register of student who have paid for their handout and their creates a great panic in the heart of the student.

Frankly speaking such an approach to teaching leads to the production of half-cooked graduate in our various institution of higher learning.

Since the federal ministry of education has new banned the sales of handout in tertiary institution in our country, there have been similes in the face of the students. The enters society is so concerned about the issue of handouts. Recently, the Enugu State Broadcast Station (ESBS) I’m Staves in new broadcast on commentary institution of February in tertiary 10, 2005 dwell on the topic “Handout” Scandal in tertiary institution.

It was noted first in the commentary that handout usually serve as supplement to textbook or as alternative to them.

The Enugu State ministry of information made a vigor’s research on handout scandal and the cause was traced t two reasons:

  • The lack of textbook
  • The irregularity in payment of lecture salaries and as a result of the as collecting cost living in the economy of the country.
  • THE LACK OF TEXTBOOK: It is the utmost desire of every district and thoughtfully student to have textbook on the course he/she is studying in institution of higher learning but it is quit unfortunate that student cannot be able to afford the cost of textbook in the market. So they have no alternative, rather than handout student no longer go for textbooks, instead they go for substitution major which is handout.
  • The irregularity in payment of lecture salaries and as a result of the escalating cost living in the economy of the country: Everyone knows that education has collapsed in Nigeria. That is no longer news. The schools are in shambles. The school system are updated. The state secretary of the Nigeria union of Teacher )NUT) Mr. Jamiu Idris told NAN recently that the protect had become inevitable following the shortfall of salary to the lecture and teachers, most lecturers are neglected and tracematized he can hardly pay his rent. He cannot afford basic medical care when he is sick in a country where minister go abroad to treat common affliction like malaria and that is what important. Some of them to starts selling handout to student

To meet up with these problem, the lecture are confronted with the challenges of continual survival, some compare themselves with fellows in other sectors of the economy, like the out companies workers who are millionaires the investigation carried out show that in most tertiary institution, lecture make sure that their handout are compulsory for student at exorbitant price.

It is quit obvious that the school management have tried to control the production and sales of handout in the school, a lot of communiqué have been issued out repeatedly to the institution of management and technology, Enugu.

In accordance to the above statement (ref:IMT/MM33/Vol. iv) dated new circular ref: IMT/RG/AB/22. at an emergency meeting of the academic bard held on 9th August 2004/2005. The board deliberated and deplored the apparent disregard of it earlier decision on the sales of handouts in this institution.

The academic board later gave a serious warning discouraging the sale of handout in the institution (I.M.T) But in the process where the handout was essential to the student progress then it must be submitted lastly to the head of department for approval and then passed to the registrar for preparation costing and sales for the avoidance of doubt, any of such handout should have few pages.

 

MAJOR RECOMMENDATIONS ON HANDOUT AND TEXTBO0KS ETC BY THE BC FOR ADOPTION BY THE ACADEMIC BOARD

REF: IMT/AB/37/Vol iv/ dated 24 August 2004/2005. Which were on preparation and sales of handout and sales of handout respectively?

The business committee of the academic board in it meeting on 18th and 24th August, 2004/2005 considered the attached paper from the deputy rector and came out with some rules that will be beneficial to the institute. It was stated the price of handout should follow the below conditions

  • All handout must have be clear and readable
  • All handout must have to copies formally deposited with the director, who is turn leaves a copy with the deputy rector.
  • The submission must be handouts in use must be done every semester is is to say that any new handout being used in a semester must go through this process to ensure proper monitoring by the various directors and
  • Handouts are to sell at N2.5 per page not more than 70 pages.

During the orientation of new student. It was made known that handout does not determine student score that lectures were not allow to sell handout because it was being abused some year back.

Nowadays because of the fact that student have no seats and tables. While taking lecture notes and lecture rooms are usually congested, which make it difficult for student to learn when the lecturer is teaching? These coupled with many more reasons brought back the selling of handout to school. Nevertheless no lecture had is a must. The decision to buy or not to buy handout should be made by the student most importantly.

 

Continue reading STATISTICAL ANALYSIS OF STUDENT ATTITUDE TOWARDS THE USE OF HANDOUT ( A CASE STUDY OF INSTITUTE OF MANAGEMENT AND TECHNOLOGY ENUGU)

APPLICATION OF QUALITY CONTROL IN NIGERIA INDUSTRIES (A CASE STUDY OF MICHELIN PORT HARCOUT)

APPLICATION OF QUALITY CONTROL IN NIGERIA INDUSTRIES

(A CASE STUDY OF MICHELIN PORT HARCOUrT)

 

 

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ABSTRACT

 

It is generally believed that Nigeria are not satisfied with goods made in their country but are rather attracted to foreign made products.  This state of affair attributed to the poor quality of products.  This study seek to examine the various method used by different manufacturing organizations and also assess the effectiveness of the applications.

To achieve this objectives, a survey of Michelin Nigeria Limited, one of the manufacturing organization in Port Harcourt was undertook.  A review of related literature was also undertaken.  A sample survey techniques was developed and administered to the various Michelin manufactured products.

From the analysis of data collected, it was found that the application of quality management techniques ensure high quality products and that the two Michelin products were under control.

The analysis is such that will construct the statistical quality control chart for the products, the production process should continue.

It also recommend the maintenance of the machine should be encouraged by the management of every department rather than allowing the machines to go bad before maintenance can be checked.

 

 

TABLE OF CONTENTS

 

Title page                                                                                          ii

CHAPTER ONE

Introduction                                                                                                1

  • Background of the study 1
  • Statement of the problem                              7
  • Scope and limitation 0f the study 8
  • Justification of study 10
  • Relevant of study 10
  • Objectives of the study 11

CHAPTER TWO        

  • Review of literature 12
  • Responsibility for quality 14
  • Customer responsibility 16
  • Supplier responsibility 16
  • The manufacturer 17
  • Policies of quality 17
  • Motivation for quality 20
  • Quality circle 22
  • Inspection 23
  • Where to inspect 24
  • How to inspect 25
  • Acceptance sampling 26
  • Attributes sampling plan 28
  • Variable sampling plan 29

CHAPTER THREE

Research methodology                                                                      30

  • Source of data 30
  • Population of study 31
  • Sampling procedure 31
  • Systematic random sampling 32
  • Data collection instrument 32
  • Data analysis technique 33
  • Presentation data 35
  • Definition of terms 36

CHAPTER FOUR:      

Presentation and analysis of data                                                     37

  • Introduction 37
  • Examination of research sample data 38
  • General analysis of sample data 38

CHAPTER FIVE

Findings recommendations and conclusion                                                45

  • Introduction 45
  • Findings 45
  • Conclusions 46
  • Recommendation 47

References                                                                               49

 

 


CHAPTER ONE

INTRODUCTION

1.1     BACKGROUND OF THE STUDY

          In the production of goods and services, statistics is applied in the analysis and control of quality.  Most manufacturing firms in a bid to attain their primary objectives which include survival, efficiency and profitability, large market share etc, establishes quality control laboratories where the quality control officers are charged with the responsibility of advising the production department as well as the management on the current quality presents the products.

 

Since the task of control is to plan, organize and manage the use of available resources to accomplish specified, long-term goals.  It then follows that there exist the need for management to make quality decision that will enhance the attainment of these goals.

 

Quality is the concept which concerns how well and low long a product or service meets customers requirement, in these respect, the assessment of the customers is the most reliable indicator of product quality.

 

Quality costs money.  Wide (1980) says that with sufficient expenditure any product can be endured with high quality.  Quality goods and services are expected to be produced at a minimum cost so as to attract customers by non-exorbitant cost.  Manufacturers are thus not faced with the problem of producing them at a low cost.  There challenges have also been a intensified by the advances in technology changes in customers tastes and then stiff competition in the market place.

 

Competitions is continually intoning, the customer is having more knowledge about the goods he buys.  This has been greatly encouraged by different organization. Government policy on prices and incomes have sort of enlightened the customers more or how to spend his money.

Okwu Anyia (2005) says that statistics deals with figures 9including real and integer – valued quantities) the decision is friendly with statistical approach to the solution of most management, (quality management) and other related problems.  To this end, statistics involves the following.

  1. Collection of data in figures
  2. Organisation and presentation of data
  3. Analysis of the data
  4. Interpretation of the results (of the data); Analysis
  5. Drawing conclusions on the results (or finding);
  6. Making recommendations on the results and
  7. Safety of the results conclusions and recommendations for immediate and future use.

Quality control and management in an organization should be a functional management discipline, responsible for defining and implementing developed programmes for quality improvement.  These programmes range from training new employees to inspecting current products and services, conducting quality, improvement, performing design review and assisting the finance department in calculating the cost of quality.

Woof E. (1986) defines an audit as a process whereby the accounts of business entities, including limited companies, trusts and professional firms, are subjected to scouting in such details as will enable the auditor form an opinion as to their accurancy, trust and fairness.  The application of statistical tool helps the auditor in arriving at t his opinion.

Quality management and control is also concerned with the establishments of standard on inputs and outputs.  The pre-requisites to effective and efficient quality control are freedom from deficiency and minimum cost.  These express management standard and attitude that non-conformance is not acceptable in order to reduce running cost.  These cost include repair, rework, waste, replacement, warranty and the cost of detailed inspection.  All these are expensive manufacturing problems that should not only be detected and resolved at the earliest time but if possible prevented.

Furthermore, to the established standard tolerance limits are set for every important quality.  Variable these tolerance are limits of variation beyond which the variable will not be accepted it most satisfy the requirement customers will impose on the finished goods (products) because the organization must determine what qualities are needed by the users.

 

Meeting these quality needs by the users is the collective responsibility of all the functions of the organization.  The market research will discover just what the needs are.  Product development will create designs which are responsible to there needs.  Subsequently, the planning decision of the organization will devise process which are capable of executing the product design in conjunction with the production decision which will regulate these processes to achieve the desired quality.

 

These inspection and testing section will prove the adequacy of the product, through stimulated use.  The marketing section will sell the products for the prosper application.  Finally, the customer service must follow the usage to remedy failure and discover opportunities for improvement.

 

All these sub-activities may collectively be seen as the quality function and so, the total management policy on quality is a collective efforts towards achieving a level of quality desired by both the organization and the customers.

 

 

2.1.1  HISTORY OF MICHELIN

          When Edward Michelin came on the scene, factory activity was called “The silent”, one day when a cyclist was visited the factory in search of tyre repair equipment, Edward had the idea that the tyre could really be easier to repair.  This is the beginning of a long story.

 

In 1889, a cyclist from the Auverregne region gets a flat tyre in Clermont Femand; unable to repair his English tyres, which are glued to the wheel rim, he enquires at the Michelin factory, already well known for its rubber products.  Edward Michelin does the repair personally shows work followed by 6 hours drying time.  He also discovers the incredible comfort offered by the pneumatic tyre.  His research leads to the patenting of removable tyre.  In 1894, the first horse draw carriage tyre appears.  In 95, a car “the Elan” was designed, built and equipped with pneumatic tyres by Michelin.

 

In 1898, birth of pudendum, the Michelin man.  He becomes the company’s unmistakable symbol and helps make Michelin known the world over.  In 1990, Michelin Red Guide was produced by Michelin, 1903, the first Michelin was produced while in 1905 the first using Michelin “solid” tyres came in.

 

From 1955 to 1969, Michelin undertook considerable industrial investment by having 15 factories in 15 yrs.  12 factories are built in Europe while 3 factories are built outside Europe in which one of them is in Port Harcourt (Nigeria) and it was invested in 1962.

 

Michelin continued its development, monthly in the Eastern and western countries until in 2000; Alliance with the Gurman group WOCO and creation of WOCO Michelin AVS (Anti Viberation System), specialized at automobile responding to the requirements for innovation and world wide accompanion of manufacturers in the field of suspension and raw holding system.

 

 

 

1.2     STATEMENT OF THE PROBLEM

          Although the success of every manufacturing organization depend greatly on the degree of its reputation for supplying quality products that will give customers satisfaction in the price range offered yet the realization of quality standard has been the search for a solution to this problem is the concern, which has led to a research of this nature.

 

It thus follows that for Nigerian manufacturing organizations to be successful, they must place great emphasis on the establishment, documentations and maintenance of quality policy of the company.  It requires that every section of production must have its quality related activities well defined documented and maintained.  The personnel responsible for quality function must be conversant with their activities.  In all, quality management system, requires that quality procedure for each section be followed in order to achieve acceptable quality.

 

However, it is now common that Nigeria market are flooded with many products among which are of low standard.  What immediately comes to mind is that these must be problem in the quality system of Nigeria manufacturers. What factors are responsible for this problem and what action must be taken to criminate or reduce their negative impact on the development of the characterized manufacturing section in Nigeria.

 

Today, manufacturing organization in Nigeria which are serious about increasing sale and profitability, have to analyze and understand every aspect of their business in terms of customers needs.  The improvements of the quality of products have become an important necessity in order for manufacturing companies to survive.

Besides, satisfying the needs of customers, planned quality improvement result to higher efficiency and productivity, lower costs and punctuality in delivery, but quality improvement is not something one can just attach to a product.

 

Quality is all embracing.  In order words, every stage of the production of any product from raw materials to the end product as well as the built on services up to the point of delivery has to be taken into consideration with regard to quality improvement.  This brings to focus the concepts of total quality management (TQM), Quality assurance or Quality control.  These concepts must be completely internalized by every segments of any organization before it can became effective.

 

In this study we will be concerned with the examination of the quality management application and techniques (procedures) in Michelin.  Nigeria Limited one of the manufacturing organization in Nigeria and their effectiveness in meeting the quality needs of the customers.

 

1.3     SCOPE AND LIMITATION OF THE STUDY

          This research will concerned only the management of quality, its techniques and application within Michelin.  It concerns only products, manufactured in Michelin.

However, because of finance and time constraints materials and information that would have added more light were not realized.   Moreover, a research work of this sort cannot be error force because answers received from employees and company execution during interview might not be hundred percent (100%) correct.  They may be hiding facts as they may be afraid of exposing the company policies and producers.

Lastly, since the saidly is done in the company (Michelin) it is limited to the Michelin locality.

 

1.4     JUSTIFICATION OF STUDY

          This research on quality control will help in the examination of the quality management application in manufacturing organization in Nigeria and their effectiveness in meeting the quality needs of customers, for instance, in the case of Michelin, this study will help to whether its products are below standards and if so, adequate measure may be taken to improve on their quality.

Though the justification is that Michelin tyre has been considered long ago as the best tyre made in Nigeria.  It is also chosen for its proximity, familiarity and cost related consideration.

 

1.5     RELEVANT RESAERCH QUESTION

 

          To accomplish the purpose of this research, the following research questions will be answered to have solution to the problem which will led to the achievement of the objects of the study.

  1. How are quality standard established?
  2. What are the different techniques of quality management used in the organization?
  3. Does the current techniques ensure high quality products?
  4. What are the problems faced in the practice of quality management?
  5. What are the prospects of solving the identified problem?

 

1.6     OBJECTIVES OF THE STUDY

          The following are the objectives of this research

  1. To facilitate management decision making in the form of efficient allocation of resources using quality control techniques.
  2. To construct statistical quality control chart for the products.
  3. To help to know the skills and techniques of quality control in an manufacturing industries
  4. To know whether the industry maintains quality standard.

 

 

 

CHAPTER TWO

 

2.1     REVIEW OF LITERATURE

          Human desire for quality goods and services had always exist since the dawn of history.  In Nworah (1991) primitive man was concerned with quality and he did so as a manufacture, that is, when he manufactured what he used.  He was responsible for carrying out his technological and managerial activities and was able to co-ordinate all these activities, ensuring that he produced item is of a quality acceptable by him.

Karmel and Polasuk (1989) discussed statistical quality control as the quality control as the quality of industrial products which can be measured in various ways but when one concerned with mass produced components, quality can generally be measured by a fairly simple character of the component under consideration.

Thirkettle (1980) discussed quality control as a method of estimating the quality of the whole from the quality of the sanities taken from the whele; the method is based upon the laws of chance.  Also Lawrence (1979) discussed quality control as the means to achieve true reliability.

According to encyclopedia (1996) quality control as a system of inspection analysis and action applied to a manufacturing operation so that by inspecting a small portion of the product currently produced, an estimate of the overall quality of the products currently produced, an estimate of the overall quality of the product can be made to determine what changes must be made in the operation in order to achieve or maintain the required level of quality control of manufacturing operations.

According to Akpenji 1996): It is customer focused performance enhancing tooth which can be applied to any type of organization.  It enhances the diverse element of business ie leadership, strategic planning human resources development management information system, external customer, employees and stakeholders and aligns them to achieve excellent business result/

Duncan (1974) insisted on a long period of training for apprentices and required that these evidence of their ability, such rules were in part, aimed at the maintenance of quality.  In more modern time focus, factory inspection and research, food and drugs activities of operational scientists have all aimed at ensuring the quality output.

 

2.2     RESPONSIBILITY FOR QUALITY

According to Sakee (2004) the survival of every company depends on the income it gets from selling its products and services and the ability to sell is based on fitness for use.  Hence, no single department is responsible for the broad quality function in an organization (Batuboo 200).  All department have a role to play.

According to Furan (1980) deciding what should be a quality objective for a particular company is always a tailor made job.  Since companies differ widely so do their level of performance in the various aspect of quality control.

According to Caplen (1972) the major activities through which fitness for use is achieved is known as the quality function.  It is a company under management responsibility these activities relates to each other in an organization (Ajie 1996).  Management is any organsiation considers quality primarily as a business problem or as a matter of marketability (Akyseiyi 1996).  The needs of the society are met by the goods and services. This goods and services are paid for through purchase prices, taxes, interests. Etc companies comment offering terms.  Also Nwachukwu (1980) said that with superior quality goods and service a company can secure higher share of the market, firmer prices, a higher percentage of successful bids, etc.  quality costs money to built control and pay for failures involved.  More so, higher quality of decegn means higher costs and higher value (Sakee 2000).  Design of goods means a variation in specification for the same functional use.  It could be variations in the life of product appearance, reliability factor of safety inter changeability, features, luxury features case of installation use, maintenance etc.

Quality of a product is a weapon of competition and can take manly forms.  Juran (1980) says that opportunities to exploits quality in competition are many.  He says that for these objectives to be accomplished every department msut participate fully because quality is a team work.  It requires the participation of all major department of the company to choose the design as higher quality design costs more but higher quality of performance usually cost less.

According to Databo (2000) quality control is an effective system of co-ordinating the efforts of various groups. In an organization to enable production to operate at the economic level and allow for full customer satisfaction.

 

2.3     CUSTOMER RESPONSIBILTY

          Great number of problem are cuased by the customer, Crosby (1982) claim that 80% of company’s problem are caused by non conforming purchase goods, also Ishikwa (1985) claim that at least 70% of the blame for this rests on the customers clearly, if the customer designs the products and issue drawing and specification to the supplier, the finished products may not work because of an unsatisfactory designs although argument may still develops over the attribution of responsibility.

 

2.4     SUPPLIER RESPONSIBILITY

          According to Weiss and Gersslion (1989) is a duty to ensure that every product leaving the factory is known to conform to specified requirements, it is more important to ask how is this to be achieved, but is inadequate merely to respond with a statement that supplier should organizer the design.

 

2.5     THE MANUFACTURER

          Bathbo (2000) define a manufacturer as a commercial scale using machinery, example in the manufacturing of tyre, plastic, electronics.   In contrast with industries which do not make products but rather provide services example consultancy.

 

2.6     POLICIES OF QUALITY

          The management sets the quality policies for the organization, always written, easily understood and the made available to everybody in the organization.

All objectives will be in line with the company polices and procedures.  The total management policy on quality is supportive efforts towards achieving a level of quality desired by both, the organization and its customers (David 1981).

According to David (1981), there are two approaches to quality, they are the reactive and the probabtively philosophies.  Top management decides whether it is to adopt a reactive approach to quality management.

Neiss and Gershon (1989), said that in the reactive or detection oriented approach its emphasis is on prevention of faulty work being passed on to subsequent scrap return or rejected products and non repeat business.  Inspection is a reactive tool of quality management.  This can be done only after a manufacturing task has been completed.  It will identify poor workmanships but its of lower quality due to human error it does nothing to prevent it from occurring again but corrective action will be taken to avoid the recurrence side by Weiss and Gershon (1989).  The objectives of this approach is to inspect completed work from part of the process to prevent faulty work from being passed on the neat stage of the process.  It is usually carried out by staff outside the operations.  Function and takes place between process stages or after a sequence of stages to filter out sub-standard work.  This is then either scrapped or reworked to bring it to standard.  Inspection stages are expensive and time consuming.  The preventive oriented approach aims to allocate resources as to make products right at first time or more of the times side by David (1981).  He said that this can be achieved by viewing the quality of both design and conformance in order to identify factors affecting these two quality.  Quality management is then designed around this analysis.

 

 

 

Continue reading APPLICATION OF QUALITY CONTROL IN NIGERIA INDUSTRIES (A CASE STUDY OF MICHELIN PORT HARCOUT)